UCBUnited Community Banks Inc. Common Stock
35.58USD-0.48%Mkt Cap: 4.29B $P/E: 11.633d ago
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money m…
Industry Peers
Banks - Regional$134.88BUSDP/E 11.7
$134.68BUSDP/E 11.7
$129.46BUSDP/E 12.2
$128.07BUSDP/E 9.3
$124.89BUSDP/E 14.7
$121.23BUSDP/E 16.5
$107.28BUSDP/E 18.6
$98.01BUSDP/E 15.4
$97.00BUSDP/E 13.4
$96.68BUSDP/E 12.4
$82.75BUSDP/E 13.9
$87.28BUSDP/E 14.0
$82.44BUSDP/E 9.2
$69.72BUSDP/E 9.1
$74.01BUSDP/E 9.2
$66.12BUSDP/E 9.8
$71.06BUSDP/E 10.0
$70.43BUSDP/E 20.0
$63.78BUSDP/E 12.6
$63.89BUSDP/E 12.6
Key Statistics
Company
Market Cap4.29B $
Enterprise Value4.95B $
Revenue (TTM)1.11B $
Gross Profit1.11B $
Net Income (TTM)328.10M $
Revenue/Share9.149 USD
Last Price35.58 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees3.1K
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)11.63
P/E (Forward)11.03
PEG1.67
EV/EBITDA—
EV/Revenue4.46
P/S3.84
P/B1.17
EPS (TTM)3.06
EPS (Forward)3.23
52W Range
28.6581% of range37.18
52W High37.18 USD
52W Low28.65 USD
Profitability
Gross Margin0.00%
Oper. Margin50.90%
EBITDA Margin0.00%
Profit Margin31.52%
ROE9.02%
ROA1.17%
Growth
Revenue Growth24.40%
Earnings Growth50.80%
Cash Flow & Leverage
Operating CF384.04M $
CapEx (TTM)27.58M $
FCF Margin—
FCF Yield—
Net Debt658.54M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.03
Current Ratio—
Quick Ratio—
Book Value/Sh30.54 USD
Cash/Share4.757 USD
Dividends
Fwd Div Rate1.040 USD
Trail. Div Rate1.000 USD
Div. Yield2.92%
5Y Avg Yield2.96%
Payout Ratio32.68%
Ex-Div DateSep 15, 2026
Pay DateOct 5, 2026
Splits
Last Split1:5
Split DateJun 20, 2011
Analyst Consensus
Rating2.3 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)39.17 USD
Upside (mean)+10.1%
Target Range37.00 USD – 40.00 USD
$37.00+10.1% to mean$40.00
# Analysts6
Ownership
Shares Out.120.58M
Float119.92M
Insiders0.43%
Institutions89.44%
Short Interest
Short Ratio4.0d
Short % Float4.37%
Short % Out.3.23%
Shares Short3.87M
Short (prev mo.)4.49M
Technical
SMA 5035.34 (+0.7%)
SMA 20033.22 (+7.1%)
Beta0.83
S&P 52W Chg19.18%
Avg Vol (30d)689.43K
Avg Vol (10d)812.99K
Technical Indicators
RSI (14)48.2
MACD0.2535
MACD Signal0.2984
MACD Hist.-0.0449
BB Upper36.87 USD
BB Middle35.80 USD
BB Lower34.73 USD
BB Width5.98%
ATR (14)0.6486 USD
Vol Ratio (20d)0.70x