UCB United Community Banks, Inc.

33.26USD-1.36%Mkt Cap: 4.01B $P/E: 10.87

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money m…

Key Statistics

Company
Market Cap4.01B USD
Enterprise Value4.72B USD
Revenue (TTM)1.11B USD
Gross Profit1.11B USD
Net Income (TTM)328.10M USD
Revenue/Share9.15 USD
Last Price33.26 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees3.1K
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)10.87
P/E (Forward)10.07
PEG1.67
EV/EBITDA—
EV/Revenue4.26
P/S3.67
P/B1.10
EPS (TTM)3.06
EPS (Forward)3.35
52W Range
28.6554% of range37.18
52W High37.18 USD
52W Low28.65 USD
Profitability
Gross Margin0.00%
Oper. Margin50.90%
EBITDA Margin0.00%
Profit Margin31.52%
ROE9.02%
ROA1.17%
Growth
Revenue Growth24.40%
Earnings Growth50.80%
Cash Flow & Leverage
Operating CF384.04M USD
CapEx (TTM)27.58M USD
FCF Margin—
FCF Yield—
Net Debt658.54M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.03
Current Ratio—
Quick Ratio—
Book Value/Sh30.54 USD
Cash/Share4.76 USD
Dividends
Fwd Div Rate1.04 USD
Trail. Div Rate1.00 USD
Div. Yield3.08%
5Y Avg Yield2.91%
Payout Ratio32.68%
Ex-Div DateSep 15, 2026
Pay DateOct 5, 2026
Splits
Last Split1:5
Split DateJun 20, 2011
Analyst Consensus
Rating2.3 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)40.17 USD
Upside (mean)+20.8%
Target Range38.00 USD – 42.00 USD
38.00+20.8% to mean42.00
# Analysts6
Ownership
Shares Out.120.58M
Float119.92M
Insiders0.44%
Institutions88.90%
Short Interest
Short Ratio7.0d
Short % Float5.75%
Short % Out.4.27%
Shares Short5.14M
Short (prev mo.)4.38M
Technical
SMA 5035.15 (-5.4%)
SMA 20033.82 (-1.7%)
Beta0.90
S&P 52W Chg15.78%
Avg Vol (30d)826.94K
Avg Vol (10d)900.96K
Technical Indicators
RSI (14)36.5
MACD-0.4347
MACD Signal-0.3949
MACD Hist.-0.0399
BB Upper35.63 USD
BB Middle34.27 USD
BB Lower32.90 USD
BB Width7.97%
ATR (14)0.6579 USD
Vol Ratio (20d)1.10x