FCBMFirst Carolina Financial Services Inc.

12.68USD+0.79%Mkt Cap: 393.95M $P/E: 28.18

First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services in the United States. It operates through two segments, Community Banking and B…

Key Statistics

Company
Market Cap393.95M $
Enterprise Value389.53M $
Revenue (TTM)128.85M $
Gross Profit128.85M $
Net Income (TTM)12.20M $
Revenue/Share5.242 USD
Last Price12.68 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees269
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)28.18
P/E (Forward)9.68
PEG
EV/EBITDA
EV/Revenue3.02
P/S3.06
P/B0.92
EPS (TTM)0.45
EPS (Forward)1.31
52W Range
12.1741% of range13.40
52W High13.40 USD
52W Low12.17 USD
Profitability
Gross Margin0.00%
Oper. Margin28.95%
EBITDA Margin0.00%
Profit Margin8.86%
ROE3.52%
ROA0.37%
Growth
Revenue Growth-13.30%
Earnings Growth11.10%
Cash Flow & Leverage
Operating CF35.92M $
CapEx (TTM)3.89M $
FCF Margin
FCF Yield
Net Debt1.48M $
Net Debt/EBITDA
Balance Sheet
Debt/Equity0.40
Current Ratio
Quick Ratio
Book Value/Sh13.83 USD
Cash/Share3.824 USD
Dividends
Fwd Div Rate
Trail. Div Rate0.0000 USD
Div. Yield
5Y Avg Yield
Payout Ratio0.00%
Ex-Div Date
Pay Date
Analyst Consensus
Rating2.3 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)14.67 USD
Upside (mean)+15.7%
Target Range14.00 USD15.00 USD
$14.00+15.7% to mean$15.00
# Analysts3
Ownership
Shares Out.31.07M
Float25.00M
Insiders19.44%
Institutions22.53%
Short Interest
Short Ratio0.4d
Short % Float0.11%
Short % Out.0.10%
Shares Short30.87K
Short (prev mo.)3.17K
Technical
SMA 5012.70 (-0.2%)
SMA 20012.70 (-0.2%)
Beta
S&P 52W Chg18.16%
Avg Vol (30d)83.75K
Avg Vol (10d)90.07K
Technical Indicators
RSI (14)51.4
MACD-0.0101
MACD Signal-0.0068
MACD Hist.-0.0033
BB Upper12.88 USD
BB Middle12.61 USD
BB Lower12.35 USD
BB Width4.21%
ATR (14)0.2538 USD
Vol Ratio (20d)1.45x