LOBLive Oak Bancshares, Inc.

40.98USD+0.22%Mkt Cap: 1.90B $P/E: 14.23

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, includin…

Key Statistics

Company
Market Cap1.90B $
Enterprise Value1.16B $
Revenue (TTM)526.38M $
Gross Profit526.38M $
Net Income (TTM)105.87M $
Revenue/Share11.44 USD
Last Price40.98 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees1.0K
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)14.23
P/E (Forward)9.63
PEG
EV/EBITDA
EV/Revenue2.20
P/S3.58
P/B1.55
EPS (TTM)2.85
EPS (Forward)4.23
52W Range
29.3677% of range44.53
52W High44.53 USD
52W Low29.36 USD
Profitability
Gross Margin0.00%
Oper. Margin38.83%
EBITDA Margin0.00%
Profit Margin19.56%
ROE8.47%
ROA0.70%
Growth
Revenue Growth12.20%
Earnings Growth45.10%
Cash Flow & Leverage
Operating CF158.24M $
CapEx (TTM)14.76M $
FCF Margin
FCF Yield
Net Debt-828.11M $
Net Debt/EBITDA
Balance Sheet
Debt/Equity0.08
Current Ratio
Quick Ratio
Book Value/Sh26.29 USD
Cash/Share20.05 USD
Dividends
Fwd Div Rate0.1200 USD
Trail. Div Rate0.1200 USD
Div. Yield0.29%
5Y Avg Yield0.33%
Payout Ratio4.20%
Ex-Div DateSep 1, 2026
Pay DateSep 15, 2026
Analyst Consensus
Rating2.4 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)46.25 USD
Upside (mean)+12.9%
Target Range45.00 USD49.00 USD
$45.00+12.9% to mean$49.00
# Analysts4
Ownership
Shares Out.46.28M
Float36.02M
Insiders22.86%
Institutions72.56%
Short Interest
Short Ratio8.2d
Short % Float6.45%
Short % Out.4.11%
Shares Short1.90M
Short (prev mo.)1.92M
Technical
SMA 5041.46 (-1.2%)
SMA 20037.21 (+10.1%)
Beta1.88
S&P 52W Chg18.16%
Avg Vol (30d)168.50K
Avg Vol (10d)214.09K
Technical Indicators
RSI (14)41.6
MACD0.1743
MACD Signal0.4794
MACD Hist.-0.3051
BB Upper44.23 USD
BB Middle42.68 USD
BB Lower41.13 USD
BB Width7.28%
ATR (14)1.101 USD
Vol Ratio (20d)0.96x