LOB — Live Oak Bancshares, Inc.

LOBLive Oak Bancshares, Inc.

NAS · US · Financial Services · Banks - Regional · liveoak.bank

37.56USD+0.74%Mkt Cap: 1.74B USDP/E: 14.35Last update: 2026-05-26

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, includin…

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Banks - Regional

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Indicators:|

Key Statistics

Company

Market Cap1.74B USD

Enterprise Value1.11B USD

Revenue (TTM)512.21M USD

Gross Profit512.21M USD

Net Income (TTM)105.87M USD

Revenue/Share11.16 USD

Last Price37.56 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees1.0K

CountryUS

SectorFinancial Services

IndustryBanks - Regional

ISIN—

Valuation

P/E (Trailing)14.35

P/E (Forward)9.06

PEG—

EV/EBITDA—

EV/Revenue2.18

P/S3.38

P/B1.46

EPS (TTM)2.62

EPS (Forward)4.13

52W Range

26.1968% of range42.89

52W High42.89 USD

52W Low26.19 USD

Profitability

Gross Margin0.00%

Oper. Margin35.48%

EBITDA Margin0.00%

Profit Margin19.56%

ROE8.47%

ROA0.70%

Growth

Revenue Growth33.50%

Earnings Growth185.70%

Cash Flow & Leverage

Operating CF158.24M USD

CapEx (TTM)14.76M USD

FCF Margin—

FCF Yield—

Net Debt-716.64M USD

Net Debt/EBITDA—

Balance Sheet

Debt/Equity0.08

Current Ratio—

Quick Ratio—

Book Value/Sh25.55 USD

Cash/Share17.65 USD

Dividends

Fwd Div Rate0.1200 USD

Trail. Div Rate0.1200 USD

Div. Yield0.32%

5Y Avg Yield0.33%

Payout Ratio4.58%

Ex-Div DateJun 2, 2026

Pay DateJun 15, 2026

Analyst Consensus

Rating2.4 (Buy)

Target (Mean)42.75 USD

Target Range41.00 USD – 47.00 USD

# Analysts4

Ownership

Shares Out.46.26M

Float35.85M

Insiders22.89%

Institutions71.87%

Short Interest

Short Ratio9.3d

Short % Float7.15%

Short % Out.4.56%

Shares Short2.11M

Short (prev mo.)2.15M

Technical

SMA 5035.37 (+6.2%)

SMA 20035.53 (+5.7%)

Beta1.92

S&P 52W Chg28.31%

Avg Vol (30d)220.34K

Avg Vol (10d)215.99K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—