OPHC OptimumBank Holdings, Inc.
Partial data8.730USD-6.43%Mkt Cap: 117.84M $P/E: 10.726d ago
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and non…
Industry Peers
Banks - Regional$131.95BUSDP/E 11.5
$127.39BUSDP/E 11.1
$130.35BUSDP/E 14.8
$117.85BUSDP/E 11.2
$113.79BUSDP/E 14.3
$108.89BUSDP/E 8.1
$100.00BUSDP/E 16.3
$89.98BUSDP/E 13.9
$89.39BUSDP/E 9.9
$87.52BUSDP/E 11.2
$86.86BUSDP/E 12.0
$77.54BUSDP/E 12.6
$75.26BUSDP/E 21.3
$68.34BUSDP/E 8.6
$63.86BUSDP/E 12.8
$63.27BUSDP/E 12.4
$62.07BUSDP/E 12.2
$63.04BUSDP/E 8.8
$60.98BUSDP/E 9.1
$55.96BUSDP/E 8.8
Key Statistics
Company
Market Cap117.84M USD
Enterprise Value104.57M USD
Revenue (TTM)56.89M USD
Gross Profit56.89M USD
Net Income (TTM)16.65M USD
Revenue/Share4.39 USD
Last Price8.730 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees98
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)10.72
P/E (Forward)6.44
PEG1.03
EV/EBITDA—
EV/Revenue1.84
P/S1.93
P/B1.54
EPS (TTM)0.87
EPS (Forward)1.35
52W Range
3.91071% of range10.68
52W High10.68 USD
52W Low3.910 USD
Profitability
Gross Margin0.00%
Oper. Margin52.46%
EBITDA Margin0.00%
Profit Margin33.73%
ROE13.66%
ROA1.50%
Growth
Revenue Growth56.00%
Earnings Growth-8.70%
Cash Flow & Leverage
Operating CF17.84M USD
CapEx (TTM)896.00K USD
FCF Margin—
FCF Yield—
Net Debt-104.69M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.43
Current Ratio—
Quick Ratio—
Book Value/Sh5.65 USD
Cash/Share6.07 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.00 USD
Div. Yield—
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Splits
Last Split1:10
Split DateJan 12, 2016
Analyst Consensus
Rating—
Target (Mean)10.92 USD
Upside (mean)+25.0%
Target Range10.50 USD – 11.25 USD
10.50+25.0% to mean11.25
# Analysts3
Ownership
Shares Out.12.63M
Float10.35M
Insiders17.98%
Institutions18.79%
Short Interest
Short Ratio0.8d
Short % Float1.03%
Short % Out.0.84%
Shares Short106.32K
Short (prev mo.)25.45K
Technical
SMA 508.755 (-0.3%)
SMA 2006.117 (+42.7%)
Beta0.29
S&P 52W Chg13.94%
Avg Vol (30d)175.34K
Avg Vol (10d)83.61K
Technical Indicators
RSI (14)63.6
MACD0.3103
MACD Signal0.4098
MACD Hist.-0.0995
BB Upper9.940 USD
BB Middle9.213 USD
BB Lower8.485 USD
BB Width15.80%
ATR (14)0.4581 USD
Vol Ratio (20d)1.02x