OPHC — OptimumBank Holdings, Inc.

OPHCOptimumBank Holdings, Inc.

NAS · US · Financial Services · Banks - Regional · optimumbank.com

5.530USD+0.18%Mkt Cap: 67.84M USDP/E: 9.37Last update: 2026-05-22

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and non…

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Indicators:|

Key Statistics

Company

Market Cap67.84M USD

Enterprise Value-30.21M USD

Revenue (TTM)50.70M USD

Gross Profit50.70M USD

Net Income (TTM)16.65M USD

Revenue/Share4.313 USD

Last Price5.530 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees98

CountryUS

SectorFinancial Services

IndustryBanks - Regional

ISIN—

Valuation

P/E (Trailing)9.37

P/E (Forward)5.21

PEG1.03

EV/EBITDA—

EV/Revenue-0.60

P/S1.34

P/B0.53

EPS (TTM)0.59

EPS (Forward)1.06

52W Range

3.91094% of range5.640

52W High5.640 USD

52W Low3.910 USD

Profitability

Gross Margin0.00%

Oper. Margin44.91%

EBITDA Margin0.00%

Profit Margin33.73%

ROE13.66%

ROA1.50%

Growth

Revenue Growth31.20%

Earnings Growth-37.50%

Cash Flow & Leverage

Operating CF17.84M USD

CapEx (TTM)896.00K USD

FCF Margin—

FCF Yield—

Net Debt-97.37M USD

Net Debt/EBITDA—

Balance Sheet

Debt/Equity0.43

Current Ratio—

Quick Ratio—

Book Value/Sh10.43 USD

Cash/Share11.51 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Splits

Last Split1:10

Split DateJan 12, 2016

Analyst Consensus

Rating1.0 (Strong Buy)

Target (Mean)7.167 USD

Target Range6.500 USD – 8.000 USD

# Analysts3

Ownership

Shares Out.12.27M

Float9.48M

Insiders18.50%

Institutions13.63%

Short Interest

Short Ratio0.2d

Short % Float0.08%

Short % Out.0.07%

Shares Short8.17K

Short (prev mo.)22.68K

Technical

SMA 505.393 (+2.5%)

SMA 2004.651 (+18.9%)

Beta0.33

S&P 52W Chg28.31%

Avg Vol (30d)39.02K

Avg Vol (10d)23.37K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—