SMBK SmartFinancial, Inc.

50.80USD-1.72%Mkt Cap: 883.82M $P/E: 15.25

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including…

Key Statistics

Company
Market Cap883.82M USD
Enterprise Value607.50M USD
Revenue (TTM)204.19M USD
Gross Profit204.19M USD
Net Income (TTM)50.35M USD
Revenue/Share12.15 USD
Last Price50.80 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees581
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)15.25
P/E (Forward)12.23
PEG—
EV/EBITDA—
EV/Revenue2.98
P/S4.29
P/B1.52
EPS (TTM)3.43
EPS (Forward)4.19
52W Range
33.0184% of range54.14
52W High54.14 USD
52W Low33.01 USD
Profitability
Gross Margin0.00%
Oper. Margin41.68%
EBITDA Margin0.00%
Profit Margin25.62%
ROE9.11%
ROA0.86%
Growth
Revenue Growth16.40%
Earnings Growth39.10%
Cash Flow & Leverage
Operating CF61.72M USD
CapEx (TTM)2.39M USD
FCF Margin—
FCF Yield—
Net Debt-268.91M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.18
Current Ratio—
Quick Ratio—
Book Value/Sh33.73 USD
Cash/Share22.79 USD
Dividends
Fwd Div Rate0.34 USD
Trail. Div Rate0.33 USD
Div. Yield0.66%
5Y Avg Yield1.01%
Payout Ratio9.73%
Ex-Div DateJul 31, 2026
Pay DateAug 17, 2026
Splits
Last Split1:4
Split DateSep 23, 2015
Analyst Consensus
Rating2.3 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)52.71 USD
Upside (mean)+3.8%
Target Range47.00 USD – 60.00 USD
47.00+3.8% to mean60.00
# Analysts6
Ownership
Shares Out.17.10M
Float15.20M
Insiders11.07%
Institutions66.06%
Short Interest
Short Ratio5.2d
Short % Float3.13%
Short % Out.2.92%
Shares Short498.47K
Short (prev mo.)366.87K
Technical
SMA 5051.44 (-1.3%)
SMA 20044.10 (+15.2%)
Beta0.71
S&P 52W Chg16.45%
Avg Vol (30d)109.46K
Avg Vol (10d)136.02K
Technical Indicators
RSI (14)53.9
MACD0.3437
MACD Signal0.4081
MACD Hist.-0.0644
BB Upper52.99 USD
BB Middle51.51 USD
BB Lower50.03 USD
BB Width5.76%
ATR (14)1.219 USD
Vol Ratio (20d)2.67x