FICO Fair Isaac Corporation

Check out the companies making headlines yesterday:

Fair Isaac (FICO) stock fell 27% in the past month with no company news to explain it. Equifax and TransUnion fell more than 20% too. If you hold the shares, you may wonder what a full market shock would do to them. Fair Isaac's record in past shocks can size the next fall, but only if the company that fell then is yours. So is today's Fair Isaac the same company that fell in past shocks.

Moderna stock has rallied since the company unveiled clinical updates to its cancer vaccine in collaboration with Merck in late August.

Fair Isaac (FICO), the maker of the FICO Score, beats Equifax, TransUnion and three other peers on revenue growth and operating margin. Yet its stock lost 59.3% over the past twelve months, the worst return in the group. So after that fall, is Fair Isaac stock worth more than its competitors.

PTC (PTC) and Fair Isaac are both owned for software that customers find hard to replace. PTC sells more to manufacturers it already serves, while Fair Isaac has raised the price of its mortgage credit score. Fair Isaac stock has lost 46% in a month, while PTC stock has lost 12.5%. Which of the two is gaining the firmer grip on its customers.

Fair Isaac has seen its share price drop sharply in 2026, which puts a fresh spotlight on whether the current US$617.87 level can be explained by the earnings the business is generating today. With the stock under pressure and investors reassessing the credit scoring story, the key issue now is how much of the company’s profit power is still reflected in the valuation. The stock is down 62.4% year to date, which raises the question of whether the market is now pricing Fair Isaac’s earnings...

Target upgraded, Moderna downgraded: Wall Street's top analyst calls

Companies In The News Are: CCL, KMX, MTN, FICO.

Fair Isaac (NYSE:FICO) faces new competition after a US regulator approved VantageScore for use in Fannie Mae and Freddie Mac mortgage approvals. The move ends FICO's exclusive role in agency mortgage credit scoring for loans sold to the two government sponsored entities. Regulators aim to widen borrower access to agency backed home loans by allowing multiple credit score models in underwriting decisions. The introduction of VantageScore into Fannie Mae and Freddie Mac decisions is...

Shares of credit scoring and analytics company FICO (NYSE:FICO) fell 20% in the pre-market session after Federal Housing Finance Agency Director Bill Pulte announced a unified mortgage pricing grid, with competitor TransUnion amplifying the selloff by locking in 99-cent VantageScore pricing through 2028.

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Find insight on Banco Santander, Munich Re, Julius Baer Gruppe and more in the latest Market Talks covering Financial Services.

Nvidia fell 0.7%, reversing from Monday’s gains, when it announced a $150 billion expansion to its stock buyback plan and software to tackle the problem of AI safety. Navitas Semiconductor closed flat, erasing earlier gains seen after it received a U.S. Army grant to develop power semiconductor technology. The company has faced a recent slump in its share price, navigating recent quarterly losses and a patent dispute with peer Wolfspeed.

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Fair Isaac stock falls after Bill Pulte, the director of the Federal Housing Finance Agency, says the mortgage pricing grid is being simplified and that VantageScore is being incorporated.

US equity indexes ended lower Tuesday as Treasury yields continued to rise and Fed Governor Michael

FICO's monopoly on credit scores may be over.

TransUnion's OneTru migrations, faster product launches and broad-based revenue growth support momentum into the second half of 2026.

Affirm CEO Max Levchin said in an interview with CNBC that while human underwriters “could never do what we're doing with transformers,” they would not replace them completely.

Key Stats for Fair Isaac Corporation 52-Week Range: $870. 01 to $1,998.

Fair Isaac recently announced that its latest credit scoring model, FICO Score 10T, will be available at no cost alongside Classic FICO for FHA-approved mortgage lenders starting January 1, 2027, using trended credit and rental payment data to give a more detailed view of borrower behavior over time. Independent analyses cited by Fair Isaac indicate that FICO Score 10T is the most predictive mortgage credit score available, especially for FHA first-time homebuyer loans, where it has...

Fair Isaac (FICO) is back in focus after announcing that its FICO Score 10T model will be available to FHA-approved mortgage lenders starting January 1, 2027. This move expands its role in housing credit decisions. Against this product news backdrop, Fair Isaac’s share price has softened, with a 1-month share price return down 18.24% and the year-to-date share price return down 42.21%, even though the 5-year total shareholder return sits at 126.49%. This points to strong long-run compounding...

Fair Isaac’s fair value estimate has been revised from US$1,512.25 to US$1,440.16, signalling a modest reset in the price target investors may be anchoring to. This change reflects fresh analyst work that weighs regulatory scrutiny, competition from VantageScore and mortgage share questions against the Direct Licensing Program, government sponsored entity decisions and the software business. As you read on, you will see how this evolving narrative is shaping the way investors follow Fair...

AFRM's new AI model uses 14 years of data to expand credit approvals, boost completed purchases and improve early loan performance.

Generating cash is essential for any business, but not all cash-rich companies are great investments. Some produce plenty of cash but fail to allocate it effectively, leading to missed opportunities.

If you own Autodesk (ADSK) or Fair Isaac (FICO), you own the same idea: software that customers keep paying more for. Fair Isaac grows by charging more for a score it already owns. Autodesk now grows partly by buying a business it did not have. Both raised guidance, and that fork makes the two raises different kinds of news.

Despite a challenging year for the stock, Fair Isaac may still have room to rebound, with Wall Street maintaining a moderately optimistic view of its growth prospects.

Business services providers thrive by solving complex operational challenges for their clients, allowing them to focus on their secret sauce. Furthermore, the demand for their offerings is rising as more clients outsource non-core functions, a trend that has enabled the industry to return 21.4% over the past six months. At the same time, the S&P 500 was up 12.7%.

AI agents can already pick your next purchase, but they still can't pull the trigger without your permission. Five companies are quietly building the infrastructure that changes that, and they are not all the obvious names.

Quality compounders are flywheels. Said differently, they’re businesses that generate heaps of profits and consistently reinvest them to produce even more profits. Rinse and repeat.

FICO plunged 17% after FHFA's Bill Pulte opened Fannie/Freddie lending to VantageScore, ending its scoring monopoly. Yet market share erosion will take years. With a solid business and excellent cash flow, contrarians may find this dip attractive.

Editor’s note: The story has been updated to include a statement from FICO. Bill Pulte, the Director of the Federal Housing Finance Agency (FHFA), has instructed Fannie Mae and Freddie Mac to permit all lenders to utilize the VantageScore credit...

For decades, Fair Isaac Corporation (NYSE:FICO) maintained a virtual monopoly over the US mortgage credit scoring market, implementing cumulative price increases of roughly 1,800% per score since 2020. That regulatory moat weakened on September 4, 2026, when the FHFA directed Fannie Mae and Freddie Mac to accept VantageScore 4.0 from all mortgage lenders. VantageScore is […]

Fair Isaac stock has fallen sharply this year, yet a fresh set of valuation checks suggests the current share price may be below what the underlying cash flows imply. The question for you is how to weigh that picture against the regulatory hit to the company’s credit scoring business. Over the past 5 years, Fair Isaac has returned about 106.5%, which still points to a stock that has rewarded patient holders despite the recent pullback. The recent Federal Housing Finance Agency decision to...

The Federal Housing Finance Agency has shaken up Fair Isaac (FICO) by allowing Fannie Mae and Freddie Mac to accept VantageScore 4.0, ending FICO’s exclusive role in government backed mortgage credit scoring. The regulatory change has hit Fair Isaac’s share price hard, with the stock down 16.7% on a 1 day share price return basis and 43.3% year to date. The 1 year total shareholder return decline of 39.2% contrasts with a still positive 5 year total shareholder return of 106.5%, suggesting...

The Federal Housing Finance Agency recently ended Fair Isaac’s long-running exclusivity in U.S. mortgage credit scoring by allowing Fannie Mae and Freddie Mac to accept VantageScore 4.0 models from all lenders. This move threatens a key profit engine for Fair Isaac’s Scores segment by introducing direct price and model competition into its historically protected mortgage franchise. We’ll now examine how the loss of FICO’s exclusive role in government-backed mortgages could reshape Fair...

Shares of credit scoring and analytics company FICO (NYSE:FICO) fell 15.2% in the afternoon session after the Federal Housing Finance Agency approved VantageScore 4.0 for all lenders originating Fannie Mae and Freddie Mac mortgage loans, according to the company’s press release. FHFA Director Bill Pulte directed government-sponsored enterprises Fannie Mae and Freddie Mac to immediately approve all mortgage lenders to use the VantageScore 4.0 credit scoring system. This directive expands a succes

Sandisk and Micron rise as artificial-intelligence stocks broadly rally with Treasury yields retreating.

Three big credit firms are “overcharging Americans,” according to Bill Pulte, the head of the Federal Housing Finance Agency.

Fannie Mae and Freddie Mac must approve every lender for VantageScore

On Sept. 4, 2026, a robust August employment beat reignites hawkish Fed expectations, sending investors toward defensive sectors.

U.S. Federal Housing Finance Agency Director Bill Pulte thinks FICO is making too much money.

WASHINGTON, Sept 3 (Reuters) - U. Director of Federal Housing Bill Pulte said on Thursday he directed Fannie Mae and ‌Freddie Mac, created by the U.

Growth is a hallmark of all great companies, but the laws of gravity eventually take hold. Those who rode the COVID boom and ensuing tech selloff in 2022 will surely remember that the market’s punishment can be swift and severe when trajectories fall.

While profitability is essential, it doesn’t guarantee long-term success. Some companies that rest on their margins will lose ground as competition intensifies — as Jeff Bezos said, “Your margin is my opportunity”.

Although Fair Isaac has underperformed the broader market over the past year, Wall Street analysts maintain a moderately optimistic outlook on the stock’s prospects.

Fair Isaac (FICO) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.

Mid-cap stocks often strike the right balance between having proven business models and market opportunities that can support $100 billion corporations. However, they face intense competition from scaled industry giants and can be disrupted by new innovative players vying for a slice of the pie.

Average FICO credit scores remain stable at 714, but there's a lot of hidden financial strain in the details.

Over the same period, the average active balance increased 1.4% to £1,975 ($2,693), the highest level in the series and 4.7% above June 2025.