OPHC OptimumBank Holdings, Inc.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.…
Industry Peers
Banks - RegionalKey Statistics
About OptimumBank Holdings (NYSEAMERICAN: OPHC)
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OptimumBank Holdings (NYSEAMERICAN: OPHC) is listed on NYSE American, where its shares trade in USD. It belongs to the Banks - Regional industry, part of the Financial Services sector, and reports about 98 employees.
The shares were at 9.030 USD on 13 November 2026, up 118.6% over 52 weeks. Its 52-week range is 4.040 USD to 10.68 USD: the price is 15.4% below the high and 123.5% above the low.
At a market capitalisation of 114.05M USD, it trades at 10.4 times trailing earnings and 6.5 times forward earnings. The median trailing P/E of its 20 largest Banks - Regional peers is 11.1, so OPHC is valued in line with them.
OptimumBank Holdings reports return on equity of 13.7%, an operating margin of 48.9% and revenue up 56.0% year over year.
It holds more cash than debt, a net cash position of 104.69M USD. Its Piotroski F-score is 7 out of 9, a strong reading of its financial health. 3 analysts cover the stock; their mean price target of 10.92 USD is 20.9% above the current price. The next earnings report is expected on 2 February 2027.