UNI Unicaja Banco, S.A.

BME · ES · Financial Services · Banks - Regional · unicajabanco.com

3.364EUR+1.08%Mkt Cap: 9.41B $P/E: 12.95Today

Unicaja Banco, S.A. engages in the retail banking business in Spain. The company offers current, savings, young person, and payment accounts; term deposits; debit, business, and credit cards; mortgages; study, eco-mobili…

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Key Statistics

Company

Market Cap9.41B USD

Enterprise Value15.50B USD

Revenue (TTM)2.20B USD

Gross Profit2.20B USD

Net Income (TTM)687.34M USD

Revenue/Share0.79 EUR

Last Price3.364 EUR

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees7.4K

CountryES

SectorFinancial Services

IndustryBanks - Regional

ISINES0180907000

Valuation

P/E (Trailing)12.95

P/E (Forward)12.08

PEG—

EV/EBITDA—

EV/Revenue7.04

P/S4.23

P/B1.27

EPS (TTM)0.26

EPS (Forward)0.28

52W Range

2.24278% of range3.686

52W High3.686 EUR

52W Low2.242 EUR

Profitability

Gross Margin0.00%

Oper. Margin59.09%

EBITDA Margin0.00%

Profit Margin30.15%

ROE8.94%

ROA0.64%

Growth

Revenue Growth8.30%

Earnings Growth11.70%

Cash Flow & Leverage

Operating CF-1.54B USD

CapEx (TTM)118.53M USD

FCF Margin—

FCF Yield—

Net Debt6.17B USD

Net Debt/EBITDA—

Balance Sheet

Debt/Equity0.58

Current Ratio—

Quick Ratio—

Book Value/Sh2.63 EUR

Cash/Share1.04 EUR

Dividends

Fwd Div Rate0.19 EUR

Trail. Div Rate0.19 EUR

Div. Yield5.73%

5Y Avg Yield3.25%

Payout Ratio68.47%

Ex-Div DateSep 22, 2026

Pay Date—

Analyst Consensus

Rating3.8 (Underperform)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)3.137 EUR

Upside (mean)-6.8%

Target Range2.800 EUR – 3.800 EUR

2.800-6.8% to mean3.800

# Analysts18

Ownership

Shares Out.2.57B

Float1.12B

Insiders56.36%

Institutions23.20%

Technical

SMA 503.535 (-4.8%)

SMA 2002.997 (+12.2%)

Beta0.39

S&P 52W Chg14.58%

Avg Vol (30d)2.58M

Avg Vol (10d)4.45M

Technical Indicators

RSI (14)31.2

MACD-0.0247

MACD Signal0.0096

MACD Hist.-0.0342

BB Upper3.745 EUR

BB Middle3.579 EUR

BB Lower3.414 EUR

BB Width9.26%

ATR (14)0.0746 EUR

Vol Ratio (20d)2.19x