EBP Erste Bank Polska S.A.

GPW · PL · Financial Services · Banks - Regional · erste.pl

775.00PLN+1.89%Mkt Cap: 20.06B $P/E: 14.18Today

Erste Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. The company offers personal account, savings ac…

Industry Peers

Banks - Regional

Mizuho Financial Group, Inc. Sponosred ADR (Japan)

$131.80BUSDP/E 15.3

ISP

Intesa Sanpaolo S.p.A.

$121.28BUSDP/E 11.5

HDB

HDFC Bank Limited Common Stock

ICICI Bank Limited Common Stock

U.S. Bancorp Common Stock

$89.60BUSDP/E 11.6

ITUB

Itau Unibanco Banco Holding SA American Depositary Shares (Each repstg 500 Preferred shares)

$89.39BUSDP/E 9.9

PNC

PNC Financial Services Group, Inc. (The) Common Stock

$88.18BUSDP/E 12.2

LYG

Lloyds Banking Group Plc American Depositary Shares

$79.07BUSDP/E 13.1

NWG

NatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares)

$70.08BUSDP/E 9.0

LLOY

Lloyds Banking Group plc

$64.93BUSDP/E 13.0

DBK

Deutsche Bank Aktiengesellschaft

$63.89BUSDP/E 9.5

Deutsche Bank AG Common Stock

Nu Holdings Ltd. Class A Ordinary Shares

Key Statistics

Company

Market Cap20.06B USD

Enterprise Value18.96B USD

Revenue (TTM)3.92B USD

Gross Profit3.91B USD

Net Income (TTM)1.64B USD

Revenue/Share151.37 PLN

Last Price775.00 PLN

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees10.2K

CountryPL

SectorFinancial Services

IndustryBanks - Regional

ISINPLBZ00000044

Valuation

P/E (Trailing)14.18

P/E (Forward)11.50

PEG0.98

EV/EBITDA—

EV/Revenue4.84

P/S5.03

P/B2.41

EPS (TTM)54.65

EPS (Forward)—

52W Range

466.8090% of range808.80

52W High808.80 PLN

52W Low466.80 PLN

Profitability

Gross Margin0.00%

Oper. Margin61.11%

EBITDA Margin0.00%

Profit Margin40.57%

ROE18.29%

ROA2.10%

Growth

Revenue Growth0.50%

Earnings Growth15.30%

Cash Flow & Leverage

Operating CF2.70B USD

CapEx (TTM)162.21M USD

FCF Margin—

FCF Yield—

Net Debt-734.49M USD

Net Debt/EBITDA—

Balance Sheet

Debt/Equity0.51

Current Ratio—

Quick Ratio—

Book Value/Sh315.08 PLN

Cash/Share358.84 PLN

Dividends

Fwd Div Rate49.98 PLN

Trail. Div Rate49.98 PLN

Div. Yield6.57%

5Y Avg Yield1.86%

Payout Ratio91.45%

Ex-Div DateMay 12, 2026

Pay Date—

Analyst Consensus

Rating2.5 (Hold)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)720.34 PLN

Upside (mean)-7.1%

Target Range570.00 PLN – 880.00 PLN

570.00-7.1% to mean880.00

# Analysts8

Ownership

Shares Out.102.19M

Float42.09M

Insiders58.70%

Institutions20.46%

Technical

SMA 50741.20 (+4.6%)

SMA 200636.72 (+21.7%)

Beta0.24

S&P 52W Chg14.58%

Avg Vol (30d)70.50K

Avg Vol (10d)71.15K

Technical Indicators

RSI (14)49.5

MACD14.4324

MACD Signal17.2536

MACD Hist.-2.8212

BB Upper813.07 PLN

BB Middle770.44 PLN

BB Lower727.81 PLN

BB Width11.07%

ATR (14)23.76 PLN

Vol Ratio (20d)0.97x