ScreenerHero

BOTJBank of the James Financial Group, Inc.

NAS · US · Financial Services · Banks - Regional · bankofthejames.bank
27.07USD-0.29%Mkt Cap: 122.99M $P/E: 10.70

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, …

Industry Peers

Banks - Regional
Screen all
UCG
UniCredit S.p.A.
$134.88BUSDP/E 11.7
CRIN
UNICREDIT
$134.68BUSDP/E 11.7
ISP
Intesa Sanpaolo S.p.A.
$129.46BUSDP/E 12.2
BNP
BNP PARIBAS ACT.A
$128.07BUSDP/E 9.3
MFG
Mizuho Financial Group, Inc.
$124.89BUSDP/E 14.7
HDB
HDFC Bank Limited
$121.23BUSDP/E 16.5
IBN
ICICI Bank Limited
$107.28BUSDP/E 18.6
CABK
CaixaBank, S.A.
$98.01BUSDP/E 15.4
PNC
The PNC Financial Services Group, Inc.
$97.00BUSDP/E 13.4
USB
U.S. Bancorp
$96.68BUSDP/E 12.4
LLOY
Lloyds Banking Group plc
$82.75BUSDP/E 13.9
LYG
Lloyds Banking Group plc
$87.28BUSDP/E 14.0
ITUB
Itau Unibanco Holding S.A. Sponsored ADR Pfd
$82.44BUSDP/E 9.2
NWG
NatWest Group plc
$69.72BUSDP/E 9.1
NWG
NatWest Group plc
$74.01BUSDP/E 9.2
DBK
Deutsche Bank Aktiengesellschaft
$66.12BUSDP/E 9.8
DB
Deutsche Bank Aktiengesellschaft
$71.06BUSDP/E 10.0
NU
Nu Holdings Ltd. Class A Ordinary Shares
$70.43BUSDP/E 20.0
NDA-FI
Nordea Bank Abp
$63.78BUSDP/E 12.6
NDA-DK
Nordea Bank Abp
$63.89BUSDP/E 12.6

Key Statistics

Company
Market Cap122.99M $
Enterprise Value96.48M $
Revenue (TTM)51.20M $
Gross Profit51.20M $
Net Income (TTM)9.02M $
Revenue/Share11.27 USD
Last Price27.07 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees162
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)10.70
P/E (Forward)—
PEG—
EV/EBITDA—
EV/Revenue1.88
P/S2.41
P/B1.48
EPS (TTM)2.53
EPS (Forward)—
52W Range
13.9983% of range29.79
52W High29.79 USD
52W Low13.99 USD
Profitability
Gross Margin0.00%
Oper. Margin32.34%
EBITDA Margin0.00%
Profit Margin18.89%
ROE11.27%
ROA0.87%
Growth
Revenue Growth4.10%
Earnings Growth19.80%
Cash Flow & Leverage
Operating CF11.66M $
CapEx (TTM)1.17M $
FCF Margin—
FCF Yield—
Net Debt-26.87M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.11
Current Ratio—
Quick Ratio—
Book Value/Sh18.30 USD
Cash/Share7.824 USD
Dividends
Fwd Div Rate0.4000 USD
Trail. Div Rate0.4000 USD
Div. Yield1.47%
5Y Avg Yield2.47%
Payout Ratio15.81%
Ex-Div DateAug 21, 2026
Pay DateSep 4, 2026
Splits
Last Split11:10
Split DateJun 24, 2021
Analyst Consensus
Rating—
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.4.54M
Float3.48M
Insiders12.74%
Institutions31.89%
Short Interest
Short Ratio0.5d
Short % Float0.37%
Short % Out.0.32%
Shares Short14.70K
Short (prev mo.)5.99K
Technical
SMA 5026.16 (+3.5%)
SMA 20021.67 (+24.9%)
Beta0.18
S&P 52W Chg18.16%
Avg Vol (30d)35.92K
Avg Vol (10d)47.10K
Technical Indicators
RSI (14)53.3
MACD0.3795
MACD Signal0.4819
MACD Hist.-0.1025
BB Upper27.99 USD
BB Middle27.29 USD
BB Lower26.58 USD
BB Width5.15%
ATR (14)0.7492 USD
Vol Ratio (20d)0.29x