BOTJ — Bank of the James Financial Group, Inc.

BOTJBank of the James Financial Group, Inc.

NAS · US · Financial Services · Banks - Regional · bankofthejames.bank

22.75USD-0.22%Mkt Cap: 103.36M USDP/E: 9.44Last update: 2026-05-22

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, …

Industry Peers

Banks - Regional

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Indicators:|

Key Statistics

Company

Market Cap103.36M USD

Enterprise Value24.78M USD

Revenue (TTM)50.67M USD

Gross Profit50.67M USD

Net Income (TTM)9.02M USD

Revenue/Share11.15 USD

Last Price22.75 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees162

CountryUS

SectorFinancial Services

IndustryBanks - Regional

ISIN—

Valuation

P/E (Trailing)9.44

P/E (Forward)—

PEG—

EV/EBITDA—

EV/Revenue0.49

P/S2.05

P/B1.28

EPS (TTM)2.41

EPS (Forward)—

52W Range

13.0058% of range29.79

52W High29.79 USD

52W Low13.00 USD

Profitability

Gross Margin0.00%

Oper. Margin29.23%

EBITDA Margin0.00%

Profit Margin18.89%

ROE11.27%

ROA0.87%

Growth

Revenue Growth18.20%

Earnings Growth229.10%

Cash Flow & Leverage

Operating CF11.66M USD

CapEx (TTM)1.17M USD

FCF Margin—

FCF Yield—

Net Debt-79.26M USD

Net Debt/EBITDA—

Balance Sheet

Debt/Equity0.11

Current Ratio—

Quick Ratio—

Book Value/Sh17.89 USD

Cash/Share19.37 USD

Dividends

Fwd Div Rate0.4000 USD

Trail. Div Rate0.3100 USD

Div. Yield1.75%

5Y Avg Yield2.47%

Payout Ratio16.60%

Ex-Div DateMay 22, 2026

Pay DateJun 5, 2026

Splits

Last Split11:10

Split DateJun 24, 2021

Analyst Consensus

Rating—

Target (Mean)—

Target Range—

# Analysts—

Ownership

Shares Out.4.54M

Float3.50M

Insiders12.71%

Institutions29.88%

Short Interest

Short Ratio0.8d

Short % Float0.19%

Short % Out.0.16%

Shares Short7.49K

Short (prev mo.)5.43K

Technical

SMA 5022.17 (+2.6%)

SMA 20018.50 (+23.0%)

Beta—

S&P 52W Chg28.31%

Avg Vol (30d)12.50K

Avg Vol (10d)13.27K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—