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BOTJ Bank of the James Financial Group, Inc.

NAS · US · Financial Services · Banks - Regional · bankofthejames.bank
27.08USD-0.68%Mkt Cap: 123.06M $P/E: 10.71

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, …

Industry Peers

Banks - Regional
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UniCredit S.p.A.
$131.95BUSDP/E 11.5
UCG
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$127.39BUSDP/E 11.1
MFG
Mizuho Financial Group, Inc.
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ISP
Intesa Sanpaolo S.p.A.
$117.85BUSDP/E 11.2
HDB
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$113.79BUSDP/E 14.3
BNP
BNP Paribas SA
$108.89BUSDP/E 8.1
IBN
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$100.00BUSDP/E 16.3
CABK
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$89.98BUSDP/E 13.9
ITUB
Itau Unibanco Banco Holding SA American Depositary Shares (Each repstg 500 Preferred shares)
$89.39BUSDP/E 9.9
USB
U.S. Bancorp
$87.52BUSDP/E 11.2
PNC
The PNC Financial Services Group, Inc.
$86.86BUSDP/E 12.0
LYG
Lloyds Banking Group plc
$77.54BUSDP/E 12.6
NU
Nu Holdings Ltd.
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NWG
NatWest Group plc
$68.34BUSDP/E 8.6
LLOY
Lloyds Banking Group plc
$63.86BUSDP/E 12.8
NDA-DK
Nordea Bank Abp
$63.27BUSDP/E 12.4
NDA-FI
Nordea Bank Abp
$62.07BUSDP/E 12.2
DBK
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DB
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NWG
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$55.96BUSDP/E 8.8

Key Statistics

Company
Market Cap123.06M USD
Enterprise Value97.02M USD
Revenue (TTM)51.20M USD
Gross Profit51.20M USD
Net Income (TTM)9.02M USD
Revenue/Share11.27 USD
Last Price27.08 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees162
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)10.71
P/E (Forward)—
PEG—
EV/EBITDA—
EV/Revenue1.89
P/S2.42
P/B1.49
EPS (TTM)2.53
EPS (Forward)—
52W Range
14.4482% of range29.79
52W High29.79 USD
52W Low14.44 USD
Profitability
Gross Margin0.00%
Oper. Margin32.34%
EBITDA Margin0.00%
Profit Margin18.89%
ROE11.27%
ROA0.87%
Growth
Revenue Growth4.10%
Earnings Growth19.80%
Cash Flow & Leverage
Operating CF11.66M USD
CapEx (TTM)1.17M USD
FCF Margin—
FCF Yield—
Net Debt-26.87M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.11
Current Ratio—
Quick Ratio—
Book Value/Sh18.30 USD
Cash/Share7.82 USD
Dividends
Fwd Div Rate0.40 USD
Trail. Div Rate0.40 USD
Div. Yield1.47%
5Y Avg Yield2.34%
Payout Ratio15.81%
Ex-Div DateAug 21, 2026
Pay DateSep 4, 2026
Splits
Last Split11:10
Split DateJun 24, 2021
Analyst Consensus
Rating—
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.4.54M
Float3.66M
Insiders12.74%
Institutions32.02%
Short Interest
Short Ratio0.5d
Short % Float0.45%
Short % Out.0.39%
Shares Short17.90K
Short (prev mo.)9.12K
Technical
SMA 5027.24 (-0.6%)
SMA 20023.22 (+16.6%)
Beta0.19
S&P 52W Chg16.45%
Avg Vol (30d)42.17K
Avg Vol (10d)56.19K
Technical Indicators
RSI (14)49.5
MACD0.0175
MACD Signal0.0131
MACD Hist.+0.0043
BB Upper28.07 USD
BB Middle27.21 USD
BB Lower26.36 USD
BB Width6.30%
ATR (14)0.8526 USD
Vol Ratio (20d)0.58x