BVFL BV Financial, Inc.

21.11USD+0.28%Mkt Cap: 178.81M USDP/E: 13.89

BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States. The company offers noninterest-bearing and interest-bea…

Institutional holders20 on file

Key Statistics

Company
Market Cap178.81M USD
Enterprise Value119.64M USD
Revenue (TTM)41.85M USD
Gross Profit41.85M USD
Net Income (TTM)13.49M USD
Revenue/Share5.21 USD
Last Price21.11 USD
Fiscal Year EndDec 2025
MR QuarterSep 2026
Employees99
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)13.89
P/E (Forward)—
PEG—
EV/EBITDA—
EV/Revenue2.86
P/S4.27
P/B0.90
EPS (TTM)1.55 USD
EPS (Forward)—
52W Range
16.3775% of range22.70
52W High22.70 USD
52W Low16.37 USD
Profitability
Gross Margin0.00%
Oper. Margin45.03%
EBITDA Margin0.00%
Profit Margin34.03%
ROE7.34%
ROA1.48%
ROIC—
ROCE—
Growth
Revenue Growth-13.60%
Earnings Growth2.40%
Cash Flow & Leverage
Operating CF19.02M USD
CapEx (TTM)237.00K USD
FCF Margin—
FCF Yield—
Net Debt-45.00M USD
Net Debt/EBITDA—
Net Debt/FCF—
Balance Sheet
Debt/Equity0.19
Current Ratio—
Quick Ratio—
Book Value/Sh23.55 USD
Cash/Share6.39 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.00 USD
Div. Yield0.00%
5Y Avg Yield1.05%
Payout Ratio0.00%
Ex-Div DateDec 28, 2018
Pay DateJan 7, 2019
Analyst Consensus
Rating—
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.8.47M
Float6.55M
Insiders25.90%
Institutions39.32%
Short Interest
Short Ratio4.4d
Short % Float1.06%
Short % Out.0.89%
Shares Short75.74K
Short (prev mo.)114.09K
Technical
SMA 5021.53 (-2.0%)
SMA 20020.47 (+3.1%)
Beta0.03
S&P 52W Chg13.09%
Avg Vol (30d)15.55K
Avg Vol (10d)14.86K
Technical Indicators
RSI (14)42.6
MACD-0.0907
MACD Signal0.0442
MACD Hist.-0.1349
BB Upper22.66 USD
BB Middle21.83 USD
BB Lower20.99 USD
BB Width7.63%
ATR (14)0.5040 USD
Vol Ratio (20d)0.21x

About BV Financial (NASDAQ: BVFL)

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BV Financial (NASDAQ: BVFL) is listed on Nasdaq, where its shares trade in USD. It belongs to the Banks - Regional industry, part of the Financial Services sector, and reports about 99 employees.

The shares were at 21.11 USD on 13 November 2026, up 25.3% over 52 weeks. Its 52-week range is 16.37 USD to 22.70 USD: the price is 7.0% below the high and 29.0% above the low.

At a market capitalisation of 178.81M USD, it trades at 13.9 times trailing earnings. The median trailing P/E of its 20 largest Banks - Regional peers is 11.1, a premium of 26% for BVFL.

BV Financial reports return on equity of 7.3%, an operating margin of 45.0% and revenue down 13.6% year over year.

It holds more cash than debt, a net cash position of 45.00M USD. Its Piotroski F-score is 7 out of 9, a strong reading of its financial health. The next earnings report is expected on 29 January 2027.