CFFIC&F Financial Corporation

84.94USD-2.61%Mkt Cap: 276.20M $P/E: 9.43

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Ban…

Key Statistics

Company
Market Cap276.20M $
Enterprise Value343.90M $
Revenue (TTM)136.33M $
Gross Profit136.33M $
Net Income (TTM)26.84M $
Revenue/Share42.02 USD
Last Price84.94 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees575
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)9.43
P/E (Forward)
PEG-31.32
EV/EBITDA
EV/Revenue2.52
P/S2.12
P/B1.04
EPS (TTM)8.76
EPS (Forward)
52W Range
64.7174% of range92.00
52W High92.00 USD
52W Low64.71 USD
Profitability
Gross Margin0.00%
Oper. Margin28.44%
EBITDA Margin0.00%
Profit Margin19.59%
ROE10.25%
ROA0.97%
Growth
Revenue Growth11.60%
Earnings Growth10.90%
Cash Flow & Leverage
Operating CF24.49M $
CapEx (TTM)2.33M $
FCF Margin
FCF Yield
Net Debt54.41M $
Net Debt/EBITDA
Balance Sheet
Debt/Equity0.43
Current Ratio
Quick Ratio
Book Value/Sh85.46 USD
Cash/Share20.36 USD
Dividends
Fwd Div Rate1.920 USD
Trail. Div Rate1.880 USD
Div. Yield2.21%
5Y Avg Yield2.95%
Payout Ratio20.96%
Ex-Div DateSep 15, 2026
Pay DateJul 1, 2026
Splits
Last Split2:1
Split DateJul 21, 1998
Analyst Consensus
Rating
Target (Mean)
Target Range
# Analysts
Ownership
Shares Out.3.25M
Float3.02M
Insiders6.62%
Institutions42.17%
Short Interest
Short Ratio6.0d
Short % Float1.06%
Short % Out.0.99%
Shares Short32.10K
Short (prev mo.)38.16K
Technical
SMA 5081.61 (+4.1%)
SMA 20075.29 (+12.8%)
Beta0.33
S&P 52W Chg18.16%
Avg Vol (30d)17.52K
Avg Vol (10d)8.59K
Technical Indicators
RSI (14)53.0
MACD1.9606
MACD Signal2.0367
MACD Hist.-0.0761
BB Upper91.34 USD
BB Middle84.28 USD
BB Lower77.22 USD
BB Width16.75%
ATR (14)2.634 USD
Vol Ratio (20d)0.82x