CHYM Chime Financial, Inc.

27.93USD+1.01%Mkt Cap: 10.57B $P/E: 31.74

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including ch…

Key Statistics

Company
Market Cap10.57B USD
Enterprise Value9.49B USD
Revenue (TTM)2.46B USD
Gross Profit1.92B USD
Net Income (TTM)-1.01B USD
Revenue/Share6.49 USD
Last Price27.93 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees1.5K
CountryUS
SectorTechnology
IndustrySoftware - Application
ISIN—
Valuation
P/E (Trailing)31.74
P/E (Forward)17.17
PEG—
EV/EBITDA24.72
EV/Revenue3.86
P/S4.26
P/B7.45
EPS (TTM)0.86
EPS (Forward)1.61
52W Range
15.8861% of range35.55
52W High35.55 USD
52W Low15.88 USD
Profitability
Gross Margin87.97%
Oper. Margin18.61%
EBITDA Margin15.62%
Profit Margin-46.18%
ROE-72.05%
ROA-51.41%
Growth
Revenue Growth26.80%
Earnings Growth—
Cash Flow & Leverage
Operating CF52.78M USD
CapEx (TTM)28.72M USD
FCF Margin17.81%
FCF Yield4.14%
Net Debt-979.94M USD
Net Debt/EBITDA-2.55
Balance Sheet
Debt/Equity0.10
Current Ratio4.62
Quick Ratio3.74
Book Value/Sh3.71 USD
Cash/Share3.07 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.00 USD
Div. Yield0.00%
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Analyst Consensus
Rating1.4 (Strong Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)39.41 USD
Upside (mean)+41.1%
Target Range30.00 USD – 50.00 USD
30.00+41.1% to mean50.00
# Analysts22
Ownership
Shares Out.347.02M
Float242.03M
Insiders7.62%
Institutions95.43%
Short Interest
Short Ratio2.8d
Short % Float7.33%
Short % Out.5.61%
Shares Short21.25M
Short (prev mo.)18.95M
Technical
SMA 5029.84 (-6.4%)
SMA 20023.51 (+18.8%)
Beta—
S&P 52W Chg16.45%
Avg Vol (30d)6.56M
Avg Vol (10d)5.48M
Technical Indicators
RSI (14)44.2
MACD-0.9337
MACD Signal-0.8205
MACD Hist.-0.1133
BB Upper34.33 USD
BB Middle29.11 USD
BB Lower23.89 USD
BB Width35.84%
ATR (14)1.236 USD
Vol Ratio (20d)0.43x