CIVB Civista Bancshares, Inc.
26.60USD-0.41%Mkt Cap: 553.13M $P/E: 9.891d ago
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money mar…
Industry Peers
Banks - Regional$131.95BUSDP/E 11.5
$127.39BUSDP/E 11.1
$130.35BUSDP/E 14.8
$117.85BUSDP/E 11.2
$113.79BUSDP/E 14.3
$108.89BUSDP/E 8.1
$100.00BUSDP/E 16.3
$89.98BUSDP/E 13.9
$89.39BUSDP/E 9.9
$87.52BUSDP/E 11.2
$86.86BUSDP/E 12.0
$77.54BUSDP/E 12.6
$75.26BUSDP/E 21.3
$68.34BUSDP/E 8.6
$63.86BUSDP/E 12.8
$63.27BUSDP/E 12.4
$62.07BUSDP/E 12.2
$63.04BUSDP/E 8.8
$60.98BUSDP/E 9.1
$55.96BUSDP/E 8.8
Key Statistics
Company
Market Cap553.13M USD
Enterprise Value727.80M USD
Revenue (TTM)183.44M USD
Gross Profit183.44M USD
Net Income (TTM)46.21M USD
Revenue/Share9.14 USD
Last Price26.60 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees548
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)9.89
P/E (Forward)9.16
PEG1.37
EV/EBITDA—
EV/Revenue3.97
P/S3.03
P/B0.98
EPS (TTM)2.69
EPS (Forward)2.92
52W Range
19.8268% of range29.75
52W High29.75 USD
52W Low19.82 USD
Profitability
Gross Margin0.00%
Oper. Margin39.91%
EBITDA Margin0.00%
Profit Margin27.21%
ROE8.50%
ROA1.07%
Growth
Revenue Growth13.50%
Earnings Growth-3.00%
Cash Flow & Leverage
Operating CF43.27M USD
CapEx (TTM)1.16M USD
FCF Margin—
FCF Yield—
Net Debt172.38M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.52
Current Ratio—
Quick Ratio—
Book Value/Sh27.26 USD
Cash/Share3.28 USD
Dividends
Fwd Div Rate0.72 USD
Trail. Div Rate0.70 USD
Div. Yield2.70%
5Y Avg Yield2.95%
Payout Ratio26.02%
Ex-Div DateAug 4, 2026
Pay DateAug 18, 2026
Splits
Last Split4:1
Split DateJun 5, 1996
Analyst Consensus
Rating2.2 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)30.75 USD
Upside (mean)+15.6%
Target Range29.00 USD – 33.00 USD
29.00+15.6% to mean33.00
# Analysts6
Ownership
Shares Out.20.79M
Float20.28M
Insiders2.08%
Institutions67.62%
Short Interest
Short Ratio4.0d
Short % Float3.14%
Short % Out.3.08%
Shares Short640.53K
Short (prev mo.)550.93K
Technical
SMA 5027.68 (-3.9%)
SMA 20025.43 (+4.6%)
Beta0.65
S&P 52W Chg16.45%
Avg Vol (30d)144.59K
Avg Vol (10d)116.46K
Technical Indicators
RSI (14)41.0
MACD-0.2886
MACD Signal-0.3011
MACD Hist.+0.0125
BB Upper27.66 USD
BB Middle26.97 USD
BB Lower26.29 USD
BB Width5.06%
ATR (14)0.5529 USD
Vol Ratio (20d)0.78x