CIVBCivista Bancshares, Inc.
27.60USD+0.40%Mkt Cap: 573.92M $P/E: 10.303d ago
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money mar…
Industry Peers
Banks - Regional$134.88BUSDP/E 11.7
$134.68BUSDP/E 11.7
$129.46BUSDP/E 12.2
$128.07BUSDP/E 9.3
$124.89BUSDP/E 14.7
$121.23BUSDP/E 16.5
$107.28BUSDP/E 18.6
$98.01BUSDP/E 15.4
$97.00BUSDP/E 13.4
$96.68BUSDP/E 12.4
$82.75BUSDP/E 13.9
$87.28BUSDP/E 14.0
$82.44BUSDP/E 9.2
$69.72BUSDP/E 9.1
$74.01BUSDP/E 9.2
$66.12BUSDP/E 9.8
$71.06BUSDP/E 10.0
$70.43BUSDP/E 20.0
$63.78BUSDP/E 12.6
$63.89BUSDP/E 12.6
Key Statistics
Company
Market Cap573.92M $
Enterprise Value745.06M $
Revenue (TTM)183.44M $
Gross Profit183.44M $
Net Income (TTM)46.21M $
Revenue/Share9.144 USD
Last Price27.60 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees548
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)10.30
P/E (Forward)9.47
PEG1.37
EV/EBITDA—
EV/Revenue4.06
P/S3.12
P/B1.01
EPS (TTM)2.68
EPS (Forward)2.91
52W Range
19.6779% of range29.75
52W High29.75 USD
52W Low19.67 USD
Profitability
Gross Margin0.00%
Oper. Margin39.91%
EBITDA Margin0.00%
Profit Margin27.21%
ROE8.50%
ROA1.07%
Growth
Revenue Growth13.50%
Earnings Growth-3.00%
Cash Flow & Leverage
Operating CF43.27M $
CapEx (TTM)1.16M $
FCF Margin—
FCF Yield—
Net Debt172.38M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.52
Current Ratio—
Quick Ratio—
Book Value/Sh27.26 USD
Cash/Share3.281 USD
Dividends
Fwd Div Rate0.7200 USD
Trail. Div Rate0.7000 USD
Div. Yield2.62%
5Y Avg Yield3.03%
Payout Ratio26.12%
Ex-Div DateAug 14, 2026
Pay DateAug 18, 2026
Splits
Last Split4:1
Split DateJun 5, 1996
Analyst Consensus
Rating2.2 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)31.17 USD
Upside (mean)+12.9%
Target Range29.00 USD – 33.00 USD
$29.00+12.9% to mean$33.00
# Analysts6
Ownership
Shares Out.20.79M
Float20.29M
Insiders2.05%
Institutions67.47%
Short Interest
Short Ratio4.0d
Short % Float2.45%
Short % Out.2.41%
Shares Short501.14K
Short (prev mo.)495.01K
Technical
SMA 5028.12 (-1.9%)
SMA 20024.70 (+11.7%)
Beta0.65
S&P 52W Chg18.16%
Avg Vol (30d)129.70K
Avg Vol (10d)131.67K
Technical Indicators
RSI (14)40.1
MACD-0.0300
MACD Signal0.1560
MACD Hist.-0.1860
BB Upper29.59 USD
BB Middle28.60 USD
BB Lower27.62 USD
BB Width6.88%
ATR (14)0.6640 USD
Vol Ratio (20d)2.37x