COFSChoiceOne Financial Services, Inc.
33.14USD-0.26%Mkt Cap: 495.63M $P/E: 8.773d ago
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and…
Industry Peers
Banks - Regional$134.88BUSDP/E 11.7
$134.68BUSDP/E 11.7
$129.46BUSDP/E 12.2
$128.07BUSDP/E 9.3
$124.89BUSDP/E 14.7
$121.23BUSDP/E 16.5
$107.28BUSDP/E 18.6
$98.01BUSDP/E 15.4
$97.00BUSDP/E 13.4
$96.68BUSDP/E 12.4
$82.75BUSDP/E 13.9
$87.28BUSDP/E 14.0
$82.44BUSDP/E 9.2
$69.72BUSDP/E 9.1
$74.01BUSDP/E 9.2
$66.12BUSDP/E 9.8
$71.06BUSDP/E 10.0
$70.43BUSDP/E 20.0
$63.78BUSDP/E 12.6
$63.89BUSDP/E 12.6
Key Statistics
Company
Market Cap495.63M $
Enterprise Value751.28M $
Revenue (TTM)169.92M $
Gross Profit169.92M $
Net Income (TTM)28.18M $
Revenue/Share11.32 USD
Last Price33.14 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees577
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)8.77
P/E (Forward)8.89
PEG-1.29
EV/EBITDA—
EV/Revenue4.42
P/S2.93
P/B1.03
EPS (TTM)3.78
EPS (Forward)3.74
52W Range
26.1076% of range35.40
52W High35.40 USD
52W Low26.10 USD
Profitability
Gross Margin0.00%
Oper. Margin41.75%
EBITDA Margin0.00%
Profit Margin17.42%
ROE6.05%
ROA0.64%
Growth
Revenue Growth-2.60%
Earnings Growth-7.80%
Cash Flow & Leverage
Operating CF31.81M $
CapEx (TTM)6.63M $
FCF Margin—
FCF Yield—
Net Debt254.16M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.67
Current Ratio—
Quick Ratio—
Book Value/Sh32.28 USD
Cash/Share6.030 USD
Dividends
Fwd Div Rate1.160 USD
Trail. Div Rate1.150 USD
Div. Yield3.49%
5Y Avg Yield3.93%
Payout Ratio30.42%
Ex-Div DateJun 15, 2026
Pay DateJun 30, 2026
Splits
Last Split105:100
Split DateMay 9, 2018
Analyst Consensus
Rating—
Target (Mean)37.00 USD
Upside (mean)+11.6%
Target Range35.00 USD – 38.00 USD
$35.00+11.6% to mean$38.00
# Analysts3
Ownership
Shares Out.14.96M
Float13.71M
Insiders6.56%
Institutions47.61%
Short Interest
Short Ratio3.2d
Short % Float2.18%
Short % Out.2.08%
Shares Short311.57K
Short (prev mo.)330.66K
Technical
SMA 5033.49 (-1.0%)
SMA 20030.68 (+8.0%)
Beta0.62
S&P 52W Chg18.16%
Avg Vol (30d)86.42K
Avg Vol (10d)77.86K
Technical Indicators
RSI (14)42.5
MACD0.0910
MACD Signal0.2493
MACD Hist.-0.1583
BB Upper34.95 USD
BB Middle34.00 USD
BB Lower33.05 USD
BB Width5.61%
ATR (14)0.9319 USD
Vol Ratio (20d)1.06x