ScreenerHero

COFS ChoiceOne Financial Services, Inc.

NAS · US · Financial Services · Banks - Regional · choiceone.bank
33.02USD-0.21%Mkt Cap: 493.83M $P/E: 9.00

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and…

Industry Peers

Banks - Regional
Screen all
CRIN
UniCredit S.p.A.
$131.95BUSDP/E 11.5
MFG
Mizuho Financial Group, Inc.
$129.14BUSDP/E 14.6
UCG
UniCredit S.p.A.
$123.47BUSDP/E 10.8
ISP
Intesa Sanpaolo S.p.A.
$114.31BUSDP/E 10.8
HDB
HDFC Bank Limited
$113.12BUSDP/E 14.2
BNP
BNP Paribas SA
$106.26BUSDP/E 7.9
IBN
ICICI Bank Limited
$100.14BUSDP/E 16.3
CABK
CaixaBank, S.A.
$89.56BUSDP/E 13.8
ITUB
Itau Unibanco Banco Holding SA American Depositary Shares (Each repstg 500 Preferred shares)
$89.39BUSDP/E 9.9
USB
U.S. Bancorp
$88.86BUSDP/E 11.4
PNC
The PNC Financial Services Group, Inc.
$87.64BUSDP/E 12.1
LYG
Lloyds Banking Group plc
$77.25BUSDP/E 12.5
NU
Nu Holdings Ltd.
$74.30BUSDP/E 21.1
NWG
NatWest Group plc
$67.94BUSDP/E 8.6
NDA-DK
Nordea Bank Abp
$63.27BUSDP/E 12.4
LLOY
Lloyds Banking Group plc
$62.80BUSDP/E 12.6
NDA-FI
Nordea Bank Abp
$61.57BUSDP/E 12.1
DB
Deutsche Bank Aktiengesellschaft
$63.19BUSDP/E 8.8
DBK
Deutsche Bank Aktiengesellschaft
$60.58BUSDP/E 9.0
NWG
NatWest Group plc
$55.10BUSDP/E 8.5

Key Statistics

Company
Market Cap493.83M USD
Enterprise Value747.99M USD
Revenue (TTM)169.92M USD
Gross Profit169.92M USD
Net Income (TTM)28.18M USD
Revenue/Share11.32 USD
Last Price33.02 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees577
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)9.00
P/E (Forward)8.87
PEG-1.29
EV/EBITDA—
EV/Revenue4.40
P/S2.91
P/B1.02
EPS (TTM)3.66
EPS (Forward)3.72
52W Range
26.1074% of range35.40
52W High35.40 USD
52W Low26.10 USD
Profitability
Gross Margin0.00%
Oper. Margin41.75%
EBITDA Margin0.00%
Profit Margin17.42%
ROE6.05%
ROA0.64%
Growth
Revenue Growth-2.60%
Earnings Growth-7.80%
Cash Flow & Leverage
Operating CF31.81M USD
CapEx (TTM)6.63M USD
FCF Margin—
FCF Yield—
Net Debt254.16M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.67
Current Ratio—
Quick Ratio—
Book Value/Sh32.28 USD
Cash/Share6.03 USD
Dividends
Fwd Div Rate1.16 USD
Trail. Div Rate1.15 USD
Div. Yield3.51%
5Y Avg Yield3.88%
Payout Ratio31.34%
Ex-Div DateSep 15, 2026
Pay DateSep 30, 2026
Splits
Last Split105:100
Split DateMay 9, 2018
Analyst Consensus
Rating1.7 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)37.00 USD
Upside (mean)+12.1%
Target Range35.00 USD – 38.00 USD
35.00+12.1% to mean38.00
# Analysts3
Ownership
Shares Out.14.96M
Float13.70M
Insiders6.58%
Institutions48.51%
Short Interest
Short Ratio7.3d
Short % Float3.62%
Short % Out.3.46%
Shares Short516.96K
Short (prev mo.)394.55K
Technical
SMA 5033.59 (-1.7%)
SMA 20031.16 (+6.0%)
Beta0.64
S&P 52W Chg16.45%
Avg Vol (30d)73.63K
Avg Vol (10d)72.58K
Technical Indicators
RSI (14)47.1
MACD-0.1743
MACD Signal-0.2038
MACD Hist.+0.0294
BB Upper34.10 USD
BB Middle33.14 USD
BB Lower32.18 USD
BB Width5.81%
ATR (14)0.6636 USD
Vol Ratio (20d)1.49x