COFSChoiceOne Financial Services, Inc.
31.44USD-0.54%Mkt Cap: 470.82M USDP/E: 7.45Last update: 2026-05-22

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and…

loading…
Indicators:|

Key Statistics

Company
Market Cap470.82M USD
Enterprise Value622.11M USD
Revenue (TTM)171.01M USD
Gross Profit171.01M USD
Net Income (TTM)28.18M USD
Revenue/Share11.38 USD
Last Price31.44 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees561
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)7.45
P/E (Forward)8.58
PEG-1.29
EV/EBITDA
EV/Revenue3.64
P/S2.77
P/B1.01
EPS (TTM)4.22
EPS (Forward)3.68
52W Range
26.1057% of range35.40
52W High35.40 USD
52W Low26.10 USD
Profitability
Gross Margin0.00%
Oper. Margin44.60%
EBITDA Margin0.00%
Profit Margin17.42%
ROE6.05%
ROA0.64%
Growth
Revenue Growth135.00%
Earnings Growth
Cash Flow & Leverage
Operating CF31.81M USD
CapEx (TTM)6.63M USD
FCF Margin
FCF Yield
Net Debt148.75M USD
Net Debt/EBITDA
Balance Sheet
Debt/Equity0.67
Current Ratio
Quick Ratio
Book Value/Sh31.42 USD
Cash/Share5.726 USD
Dividends
Fwd Div Rate1.160 USD
Trail. Div Rate1.140 USD
Div. Yield3.67%
5Y Avg Yield3.92%
Payout Ratio27.01%
Ex-Div DateJun 15, 2026
Pay DateMar 31, 2026
Splits
Last Split105:100
Split DateMay 9, 2018
Analyst Consensus
Rating
Target (Mean)33.67 USD
Target Range32.00 USD35.00 USD
# Analysts3
Ownership
Shares Out.14.98M
Float13.73M
Insiders6.53%
Institutions46.04%
Short Interest
Short Ratio2.5d
Short % Float1.26%
Short % Out.1.20%
Shares Short179.71K
Short (prev mo.)232.03K
Technical
SMA 5029.56 (+6.4%)
SMA 20029.52 (+6.5%)
Beta0.62
S&P 52W Chg28.31%
Avg Vol (30d)69.74K
Avg Vol (10d)61.71K
Technical Indicators
RSI (14)
MACD
MACD Signal
MACD Hist.
BB Upper
BB Middle
BB Lower
BB Width
ATR (14)
Vol Ratio (20d)