21.18USD+0.53%Mkt Cap: 379.03M USDP/E: 19.77Last update: 2026-05-26
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company's deposit products i…
Industry Peers
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385.77BSEKP/E 12.2
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364.41BSEKP/E 12.1
340.08BTRYP/E 5.4
Indicators:|
Key Statistics
Company
Market Cap379.03M USD
Enterprise Value517.90M USD
Revenue (TTM)112.93M USD
Gross Profit112.93M USD
Net Income (TTM)23.43M USD
Revenue/Share6.824 USD
Last Price21.18 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees460
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)19.77
P/E (Forward)7.85
PEG1.21
EV/EBITDA—
EV/Revenue4.59
P/S3.36
P/B1.13
EPS (TTM)1.07
EPS (Forward)2.70
52W Range
18.0252% of range24.12
52W High24.12 USD
52W Low18.02 USD
Profitability
Gross Margin0.00%
Oper. Margin1.45%
EBITDA Margin0.00%
Profit Margin19.39%
ROE6.86%
ROA0.75%
Growth
Revenue Growth-13.80%
Earnings Growth-96.20%
Cash Flow & Leverage
Operating CF32.00M USD
CapEx (TTM)1.91M USD
FCF Margin—
FCF Yield—
Net Debt138.25M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.55
Current Ratio—
Quick Ratio—
Book Value/Sh18.74 USD
Cash/Share3.124 USD
Dividends
Fwd Div Rate1.120 USD
Trail. Div Rate1.120 USD
Div. Yield5.29%
5Y Avg Yield5.15%
Payout Ratio104.67%
Ex-Div DateMay 4, 2026
Pay DateMay 15, 2026
Splits
Last Split101:100
Split DateDec 28, 2007
Analyst Consensus
Rating—
Target (Mean)24.00 USD
Target Range24.00 USD – 24.00 USD
# Analysts1
Ownership
Shares Out.17.92M
Float17.02M
Insiders4.15%
Institutions31.16%
Short Interest
Short Ratio8.3d
Short % Float1.67%
Short % Out.1.59%
Shares Short284.79K
Short (prev mo.)299.03K
Technical
SMA 5022.24 (-4.8%)
SMA 20021.03 (+0.7%)
Beta0.44
S&P 52W Chg28.31%
Avg Vol (30d)38.02K
Avg Vol (10d)46.03K
Technical Indicators
RSI (14)—
MACD—
MACD Signal—
MACD Hist.—
BB Upper—
BB Middle—
BB Lower—
BB Width—
ATR (14)—
Vol Ratio (20d)—