ScreenerHero

CZNC Citizens & Northern Corporation

NAS · US · Financial Services · Banks - Regional · cnbankpa.com
25.20USD-0.90%Mkt Cap: 451.96M $P/E: 17.14

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company's deposit products i…

Industry Peers

Banks - Regional
Screen all
CRIN
UniCredit S.p.A.
$131.95BUSDP/E 11.5
UCG
UniCredit S.p.A.
$127.39BUSDP/E 11.1
MFG
Mizuho Financial Group, Inc.
$130.35BUSDP/E 14.8
ISP
Intesa Sanpaolo S.p.A.
$117.85BUSDP/E 11.2
HDB
HDFC Bank Limited
$113.79BUSDP/E 14.3
BNP
BNP Paribas SA
$108.89BUSDP/E 8.1
IBN
ICICI Bank Limited
$100.00BUSDP/E 16.3
CABK
CaixaBank, S.A.
$89.98BUSDP/E 13.9
ITUB
Itau Unibanco Banco Holding SA American Depositary Shares (Each repstg 500 Preferred shares)
$89.39BUSDP/E 9.9
USB
U.S. Bancorp
$87.52BUSDP/E 11.2
PNC
The PNC Financial Services Group, Inc.
$86.86BUSDP/E 12.0
LYG
Lloyds Banking Group plc
$77.54BUSDP/E 12.6
NU
Nu Holdings Ltd.
$75.26BUSDP/E 21.3
NWG
NatWest Group plc
$68.34BUSDP/E 8.6
LLOY
Lloyds Banking Group plc
$63.86BUSDP/E 12.8
NDA-DK
Nordea Bank Abp
$63.27BUSDP/E 12.4
NDA-FI
Nordea Bank Abp
$62.07BUSDP/E 12.2
DB
Deutsche Bank Aktiengesellschaft
$63.04BUSDP/E 8.8
DBK
Deutsche Bank Aktiengesellschaft
$60.98BUSDP/E 9.1
NWG
NatWest Group plc
$55.96BUSDP/E 8.8

Key Statistics

Company
Market Cap451.96M USD
Enterprise Value543.58M USD
Revenue (TTM)127.27M USD
Gross Profit127.27M USD
Net Income (TTM)23.43M USD
Revenue/Share7.42 USD
Last Price25.20 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees460
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)17.14
P/E (Forward)9.25
PEG1.21
EV/EBITDA—
EV/Revenue4.27
P/S3.58
P/B1.32
EPS (TTM)1.47
EPS (Forward)2.75
52W Range
18.8785% of range26.35
52W High26.35 USD
52W Low18.87 USD
Profitability
Gross Margin0.00%
Oper. Margin42.23%
EBITDA Margin0.00%
Profit Margin19.39%
ROE6.86%
ROA0.75%
Growth
Revenue Growth53.20%
Earnings Growth100.20%
Cash Flow & Leverage
Operating CF32.00M USD
CapEx (TTM)1.91M USD
FCF Margin—
FCF Yield—
Net Debt87.50M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.55
Current Ratio—
Quick Ratio—
Book Value/Sh19.29 USD
Cash/Share4.66 USD
Dividends
Fwd Div Rate1.12 USD
Trail. Div Rate1.12 USD
Div. Yield4.39%
5Y Avg Yield5.07%
Payout Ratio76.19%
Ex-Div DateAug 3, 2026
Pay DateAug 14, 2026
Splits
Last Split101:100
Split DateDec 28, 2007
Analyst Consensus
Rating—
Target (Mean)27.00 USD
Upside (mean)+7.1%
Target Range27.00 USD – 27.00 USD
# Analysts1
Ownership
Shares Out.17.93M
Float17.02M
Insiders4.20%
Institutions34.03%
Short Interest
Short Ratio6.0d
Short % Float2.35%
Short % Out.2.24%
Shares Short401.61K
Short (prev mo.)370.56K
Technical
SMA 5025.62 (-1.6%)
SMA 20023.05 (+9.3%)
Beta0.40
S&P 52W Chg16.45%
Avg Vol (30d)61.20K
Avg Vol (10d)52.19K
Technical Indicators
RSI (14)45.5
MACD-0.0157
MACD Signal0.0545
MACD Hist.-0.0702
BB Upper26.20 USD
BB Middle25.60 USD
BB Lower24.99 USD
BB Width4.72%
ATR (14)0.5597 USD
Vol Ratio (20d)0.82x