CZWI Citizens Community Bancorp, Inc.

21.36USD-0.47%Mkt Cap: 206.13M $P/E: 16.31

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers in…

Key Statistics

Company
Market Cap206.13M USD
Enterprise Value137.85M USD
Revenue (TTM)58.29M USD
Gross Profit58.29M USD
Net Income (TTM)14.42M USD
Revenue/Share6.00 USD
Last Price21.36 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees217
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)16.31
P/E (Forward)9.89
PEG—
EV/EBITDA—
EV/Revenue2.36
P/S3.55
P/B1.08
EPS (TTM)1.31
EPS (Forward)2.17
52W Range
14.6169% of range24.42
52W High24.42 USD
52W Low14.61 USD
Profitability
Gross Margin0.00%
Oper. Margin14.52%
EBITDA Margin0.00%
Profit Margin23.15%
ROE7.67%
ROA0.81%
Growth
Revenue Growth-20.30%
Earnings Growth-66.40%
Cash Flow & Leverage
Operating CF11.69M USD
CapEx (TTM)1.31M USD
FCF Margin—
FCF Yield—
Net Debt-69.24M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.28
Current Ratio—
Quick Ratio—
Book Value/Sh19.83 USD
Cash/Share12.62 USD
Dividends
Fwd Div Rate0.32 USD
Trail. Div Rate0.21 USD
Div. Yield1.47%
5Y Avg Yield1.82%
Payout Ratio16.03%
Ex-Div DateAug 7, 2026
Pay DateAug 21, 2026
Analyst Consensus
Rating—
Target (Mean)22.25 USD
Upside (mean)+4.2%
Target Range21.50 USD – 23.00 USD
21.50+4.2% to mean23.00
# Analysts2
Ownership
Shares Out.9.65M
Float7.87M
Insiders15.81%
Institutions60.25%
Short Interest
Short Ratio4.2d
Short % Float2.29%
Short % Out.2.20%
Shares Short211.95K
Short (prev mo.)175.28K
Technical
SMA 5021.35 (+0.1%)
SMA 20020.34 (+5.0%)
Beta0.51
S&P 52W Chg16.45%
Avg Vol (30d)50.96K
Avg Vol (10d)28.97K
Technical Indicators
RSI (14)48.5
MACD-0.0744
MACD Signal-0.0805
MACD Hist.+0.0061
BB Upper22.18 USD
BB Middle21.51 USD
BB Lower20.84 USD
BB Width6.21%
ATR (14)0.5196 USD
Vol Ratio (20d)0.35x