EFSI Eagle Financial Services, Inc.
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, marine lending, and consumer lending, as well as secured and unsecured consumer loans, including personal installment loans, personal lines of credit, automobile loans, and credit card loans. In addition, the company offers advisory services and investment products, including individual retirement accounts, mutual funds, tax-deferred annuities, 529 college savings plans, life insurance, long term care insurance, brokerage certificates of deposit, and other brokerage services; non-deposit investment products; and title insurance products. Further, it provides debit cards; fiduciary services; online bill payment services; and telephone, internet, and mobile banking services. It operates through full-service branches, loan production offices, wealth management offices, and drive-through only facility. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.…
Industry Peers
Banks - RegionalKey Statistics
About Eagle Financial Services (NASDAQ: EFSI)
›
Eagle Financial Services (NASDAQ: EFSI) is listed on Nasdaq, where its shares trade in USD. It belongs to the Banks - Regional industry, part of the Financial Services sector, and reports about 261 employees.
The shares were at 46.01 USD on 13 November 2026, up 30.5% over 52 weeks. Its 52-week range is 31.44 USD to 48.17 USD: the price is 4.5% below the high and 46.3% above the low.
At a market capitalisation of 249.06M USD, it trades at 13.9 times trailing earnings and 13.3 times forward earnings. The median trailing P/E of its 20 largest Banks - Regional peers is 11.1, a premium of 25% for EFSI. It pays a dividend yielding 2.70% (it pays out 37% of its earnings), against a median of 4.09% among the dividend payers in that peer group.
Eagle Financial Services reports return on equity of 4.3%, an operating margin of 28.6% and revenue up 2.9% year over year.
It holds more cash than debt, a net cash position of 123.08M USD. Its Piotroski F-score is 5 out of 9, an average reading of its financial health. 3 analysts cover the stock, with an average rating of Hold; their mean price target of 47.00 USD is 2.2% above the current price. The next earnings report is expected on 25 January 2027.