FISIFinancial Institutions, Inc.

41.20USD+0.71%Mkt Cap: 811.90M $P/E: 10.22

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, in…

Key Statistics

Company
Market Cap811.90M $
Enterprise Value1.01B $
Revenue (TTM)243.46M $
Gross Profit243.46M $
Net Income (TTM)74.87M $
Revenue/Share12.24 USD
Last Price41.20 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees631
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)10.22
P/E (Forward)9.49
PEG1.41
EV/EBITDA
EV/Revenue4.16
P/S3.30
P/B1.28
EPS (TTM)4.02
EPS (Forward)4.30
52W Range
25.6190% of range42.97
52W High42.97 USD
52W Low25.61 USD
Profitability
Gross Margin0.00%
Oper. Margin43.60%
EBITDA Margin0.00%
Profit Margin30.74%
ROE11.91%
ROA1.19%
Growth
Revenue Growth7.00%
Earnings Growth22.40%
Cash Flow & Leverage
Operating CF18.80M $
CapEx (TTM)5.55M $
FCF Margin
FCF Yield
Net Debt191.64M $
Net Debt/EBITDA
Balance Sheet
Debt/Equity0.53
Current Ratio
Quick Ratio
Book Value/Sh31.77 USD
Cash/Share6.513 USD
Dividends
Fwd Div Rate1.260 USD
Trail. Div Rate1.260 USD
Div. Yield3.08%
5Y Avg Yield4.83%
Payout Ratio31.27%
Ex-Div DateJun 12, 2026
Pay DateJul 2, 2026
Analyst Consensus
Rating
Target (Mean)45.00 USD
Upside (mean)+9.2%
Target Range45.00 USD45.00 USD
# Analysts2
Ownership
Shares Out.19.71M
Float17.33M
Insiders2.58%
Institutions81.29%
Short Interest
Short Ratio3.1d
Short % Float2.52%
Short % Out.2.46%
Shares Short485.31K
Short (prev mo.)498.35K
Technical
SMA 5039.79 (+3.5%)
SMA 20034.39 (+19.8%)
Beta0.64
S&P 52W Chg18.16%
Avg Vol (30d)149.48K
Avg Vol (10d)140.81K
Technical Indicators
RSI (14)53.4
MACD0.5352
MACD Signal0.7478
MACD Hist.-0.2127
BB Upper43.21 USD
BB Middle41.51 USD
BB Lower39.81 USD
BB Width8.20%
ATR (14)0.8166 USD
Vol Ratio (20d)1.68x