FISI Financial Institutions, Inc.
38.71USD-1.45%Mkt Cap: 762.83M $P/E: 9.611d ago
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, in…
Industry Peers
Banks - RegionalKey Statistics
Company
Market Cap762.83M USD
Enterprise Value982.99M USD
Revenue (TTM)243.46M USD
Gross Profit243.46M USD
Net Income (TTM)74.87M USD
Revenue/Share12.24 USD
Last Price38.71 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees631
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)9.61
P/E (Forward)9.13
PEG1.41
EV/EBITDA—
EV/Revenue4.04
P/S3.18
P/B1.24
EPS (TTM)3.99
EPS (Forward)4.30
52W Range
25.6175% of range42.97
52W High42.97 USD
52W Low25.61 USD
Profitability
Gross Margin0.00%
Oper. Margin43.60%
EBITDA Margin0.00%
Profit Margin30.74%
ROE11.91%
ROA1.19%
Growth
Revenue Growth7.00%
Earnings Growth22.40%
Cash Flow & Leverage
Operating CF18.80M USD
CapEx (TTM)5.55M USD
FCF Margin—
FCF Yield—
Net Debt191.64M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.53
Current Ratio—
Quick Ratio—
Book Value/Sh31.77 USD
Cash/Share6.51 USD
Dividends
Fwd Div Rate1.28 USD
Trail. Div Rate1.26 USD
Div. Yield3.23%
5Y Avg Yield4.52%
Payout Ratio31.27%
Ex-Div DateSep 15, 2026
Pay DateOct 2, 2026
Analyst Consensus
Rating—
Target (Mean)45.00 USD
Upside (mean)+16.2%
Target Range45.00 USD – 45.00 USD
# Analysts2
Ownership
Shares Out.19.71M
Float17.33M
Insiders2.58%
Institutions81.58%
Short Interest
Short Ratio4.8d
Short % Float3.46%
Short % Out.3.38%
Shares Short665.39K
Short (prev mo.)508.04K
Technical
SMA 5040.89 (-5.3%)
SMA 20036.01 (+7.5%)
Beta0.64
S&P 52W Chg16.45%
Avg Vol (30d)135.96K
Avg Vol (10d)119.01K
Technical Indicators
RSI (14)37.2
MACD-0.4285
MACD Signal-0.3188
MACD Hist.-0.1097
BB Upper41.53 USD
BB Middle40.07 USD
BB Lower38.60 USD
BB Width7.29%
ATR (14)0.8281 USD
Vol Ratio (20d)0.87x