FISI — Financial Institutions, Inc.

FISIFinancial Institutions, Inc.

NAS · US · Financial Services · Banks - Regional · financialinstitutionsinc.q4ir.com

35.78USD+1.19%Mkt Cap: 705.56M USDP/E: 9.33Last update: 2026-05-26

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, in…

Industry Peers

Banks - Regional

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373.49BSEKP/E 12.4

SEB-A

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Indicators:|

Key Statistics

Company

Market Cap705.56M USD

Enterprise Value850.70M USD

Revenue (TTM)239.43M USD

Gross Profit239.43M USD

Net Income (TTM)74.87M USD

Revenue/Share11.98 USD

Last Price35.78 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees631

CountryUS

SectorFinancial Services

IndustryBanks - Regional

ISIN—

Valuation

P/E (Trailing)9.33

P/E (Forward)8.44

PEG1.41

EV/EBITDA—

EV/Revenue3.55

P/S2.91

P/B1.13

EPS (TTM)3.84

EPS (Forward)4.19

52W Range

24.4194% of range36.48

52W High36.48 USD

52W Low24.41 USD

Profitability

Gross Margin0.00%

Oper. Margin42.89%

EBITDA Margin0.00%

Profit Margin30.74%

ROE11.91%

ROA1.19%

Growth

Revenue Growth11.30%

Earnings Growth28.40%

Cash Flow & Leverage

Operating CF18.80M USD

CapEx (TTM)5.55M USD

FCF Margin—

FCF Yield—

Net Debt137.11M USD

Net Debt/EBITDA—

Balance Sheet

Debt/Equity0.53

Current Ratio—

Quick Ratio—

Book Value/Sh31.21 USD

Cash/Share5.750 USD

Dividends

Fwd Div Rate1.260 USD

Trail. Div Rate1.250 USD

Div. Yield3.56%

5Y Avg Yield4.83%

Payout Ratio32.55%

Ex-Div DateJun 12, 2026

Pay DateApr 2, 2026

Analyst Consensus

Rating—

Target (Mean)38.50 USD

Target Range38.00 USD – 39.00 USD

# Analysts2

Ownership

Shares Out.19.69M

Float17.33M

Insiders2.50%

Institutions81.88%

Short Interest

Short Ratio5.2d

Short % Float2.96%

Short % Out.2.89%

Shares Short568.16K

Short (prev mo.)563.04K

Technical

SMA 5033.32 (+7.4%)

SMA 20030.62 (+16.8%)

Beta0.65

S&P 52W Chg28.31%

Avg Vol (30d)92.25K

Avg Vol (10d)87.37K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—