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HAPN Happen, Inc.

NAS · US · Financial Services · Banks - Regional · happen.com
15.16USD-1.24%Mkt Cap: 1.75B $P/E: 9.13

Happen, Inc. operates as a bank holding company that provides financial and lending services in the United States. The company offers deposit products, including savings accounts, checking accounts, money market accounts…

Industry Peers

Banks - Regional
Screen all
CRIN
UniCredit S.p.A.
$131.95BUSDP/E 11.5
UCG
UniCredit S.p.A.
$127.39BUSDP/E 11.1
MFG
Mizuho Financial Group, Inc.
$130.35BUSDP/E 14.8
ISP
Intesa Sanpaolo S.p.A.
$117.85BUSDP/E 11.2
HDB
HDFC Bank Limited
$113.79BUSDP/E 14.3
BNP
BNP Paribas SA
$108.89BUSDP/E 8.1
IBN
ICICI Bank Limited
$100.00BUSDP/E 16.3
CABK
CaixaBank, S.A.
$89.98BUSDP/E 13.9
ITUB
Itau Unibanco Banco Holding SA American Depositary Shares (Each repstg 500 Preferred shares)
$89.39BUSDP/E 9.9
USB
U.S. Bancorp
$87.52BUSDP/E 11.2
PNC
The PNC Financial Services Group, Inc.
$86.86BUSDP/E 12.0
LYG
Lloyds Banking Group plc
$77.54BUSDP/E 12.6
NU
Nu Holdings Ltd.
$75.26BUSDP/E 21.3
NWG
NatWest Group plc
$68.34BUSDP/E 8.6
LLOY
Lloyds Banking Group plc
$63.86BUSDP/E 12.8
NDA-DK
Nordea Bank Abp
$63.27BUSDP/E 12.4
NDA-FI
Nordea Bank Abp
$62.07BUSDP/E 12.2
DBK
Deutsche Bank Aktiengesellschaft
$60.98BUSDP/E 9.1
DB
Deutsche Bank Aktiengesellschaft
$63.04BUSDP/E 8.8
NWG
NatWest Group plc
$55.96BUSDP/E 8.8

Key Statistics

Company
Market Cap1.75B USD
Enterprise Value870.11M USD
Revenue (TTM)1.39B USD
Gross Profit586.46M USD
Net Income (TTM)135.68M USD
Revenue/Share12.09 USD
Last Price15.16 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees1.1K
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)9.13
P/E (Forward)6.46
PEG—
EV/EBITDA2.76
EV/Revenue0.62
P/S1.27
P/B1.13
EPS (TTM)1.66
EPS (Forward)2.38
52W Range
13.0524% of range21.67
52W High21.67 USD
52W Low13.05 USD
Profitability
Gross Margin42.08%
Oper. Margin21.45%
EBITDA Margin22.65%
Profit Margin13.59%
ROE9.04%
ROA1.17%
Growth
Revenue Growth6.50%
Earnings Growth51.50%
Cash Flow & Leverage
Operating CF-2.73B USD
CapEx (TTM)140.34M USD
FCF Margin86.78%
FCF Yield69.13%
Net Debt-901.40M USD
Net Debt/EBITDA-2.86
Balance Sheet
Debt/Equity0.01
Current Ratio3.45
Quick Ratio2.38
Book Value/Sh13.58 USD
Cash/Share7.91 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.00 USD
Div. Yield0.00%
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Splits
Last Split1:5
Split DateJul 8, 2019
Analyst Consensus
Rating—
Target (Mean)24.75 USD
Upside (mean)+63.3%
Target Range22.00 USD – 29.00 USD
22.00+63.3% to mean29.00
# Analysts8
Ownership
Shares Out.115.41M
Float111.65M
Insiders3.08%
Institutions92.09%
Short Interest
Short Ratio5.7d
Short % Float6.36%
Short % Out.5.51%
Shares Short6.36M
Short (prev mo.)4.83M
Technical
SMA 5017.64 (-14.1%)
SMA 20017.42 (-13.0%)
Beta1.89
S&P 52W Chg16.45%
Avg Vol (30d)1.26M
Avg Vol (10d)1.86M
Technical Indicators
RSI (14)33.5
MACD-0.7367
MACD Signal-0.8134
MACD Hist.+0.0767
BB Upper17.41 USD
BB Middle15.81 USD
BB Lower14.21 USD
BB Width20.26%
ATR (14)0.5461 USD
Vol Ratio (20d)1.23x