ISBA Isabella Bank Corporation

39.58USD-0.05%Mkt Cap: 341.35M USDP/E: 13.79

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the Unite…

Insiders, last 90 days3 buys
Institutional holders20 on file

Key Statistics

Company
Market Cap341.35M USD
Enterprise Value251.90M USD
Revenue (TTM)86.83M USD
Gross Profit86.83M USD
Net Income (TTM)18.91M USD
Revenue/Share11.73 USD
Last Price39.58 USD
Fiscal Year EndDec 2025
MR QuarterSep 2026
Employees341
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)13.79
P/E (Forward)9.10
PEG—
EV/EBITDA—
EV/Revenue2.90
P/S3.93
P/B1.23
EPS (TTM)2.87 USD
EPS (Forward)4.35 USD
52W Range
35.5117% of range58.83
52W High58.83 USD
52W Low35.51 USD
Profitability
Gross Margin0.00%
Oper. Margin34.11%
EBITDA Margin0.00%
Profit Margin24.78%
ROE8.17%
ROA0.86%
ROIC—
ROCE—
Growth
Revenue Growth17.90%
Earnings Growth21.10%
Cash Flow & Leverage
Operating CF26.82M USD
CapEx (TTM)3.48M USD
FCF Margin—
FCF Yield—
Net Debt-51.09M USD
Net Debt/EBITDA—
Net Debt/FCF—
Balance Sheet
Debt/Equity0.32
Current Ratio—
Quick Ratio—
Book Value/Sh32.09 USD
Cash/Share18.11 USD
Dividends
Fwd Div Rate1.12 USD
Trail. Div Rate1.12 USD
Div. Yield2.84%
5Y Avg Yield4.00%
Payout Ratio39.02%
Ex-Div DateSep 28, 2026
Pay DateSep 30, 2026
Splits
Last Split11:10
Split DateMar 11, 2008
Analyst Consensus
Rating2.0 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)50.00 USD
Upside (mean)+26.3%
Target Range50.00 USD – 50.00 USD
# Analysts1
Ownership
Shares Out.8.62M
Float7.07M
Insiders5.67%
Institutions18.82%
Short Interest
Short Ratio9.1d
Short % Float3.82%
Short % Out.3.77%
Shares Short288.56K
Short (prev mo.)313.74K
Technical
SMA 5038.67 (+2.4%)
SMA 20042.26 (-6.3%)
Beta0.07
S&P 52W Chg13.09%
Avg Vol (30d)31.06K
Avg Vol (10d)30.14K
Technical Indicators
RSI (14)51.1
MACD0.5668
MACD Signal0.6041
MACD Hist.-0.0373
BB Upper42.34 USD
BB Middle39.49 USD
BB Lower36.64 USD
BB Width14.43%
ATR (14)1.160 USD
Vol Ratio (20d)0.41x

About Isabella Bank (NASDAQ: ISBA)

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Isabella Bank (NASDAQ: ISBA) is listed on Nasdaq, where its shares trade in USD. It belongs to the Banks - Regional industry, part of the Financial Services sector, and reports about 341 employees.

The shares were at 39.58 USD on 13 November 2026, down 1.9% over 52 weeks. Its 52-week range is 35.51 USD to 58.83 USD: the price is 32.7% below the high and 11.5% above the low.

At a market capitalisation of 341.35M USD, it trades at 13.8 times trailing earnings and 9.1 times forward earnings. The median trailing P/E of its 20 largest Banks - Regional peers is 11.1, a premium of 25% for ISBA. It pays a dividend yielding 2.84% (it pays out 39% of its earnings), against a median of 4.09% among the dividend payers in that peer group.

Isabella Bank reports return on equity of 8.2%, an operating margin of 34.1% and revenue up 17.9% year over year.

It holds more cash than debt, a net cash position of 51.09M USD. Its Piotroski F-score is 5 out of 9, an average reading of its financial health. One analyst covers the stock, with an average rating of Buy; their mean price target of 50.00 USD is 26.3% above the current price.