KSPIJoint Stock Company Kaspi.kz American Depository Shares
105.55USDMkt Cap: 20.06B $P/E: 9.013d ago
Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. The company operates through three s…
Industry Peers
Software - InfrastructureKey Statistics
Company
Market Cap20.06B $
Enterprise Value—
Revenue (TTM)—
Gross Profit1.91T $
Net Income (TTM)1.07T $
Revenue/Share—
Last Price105.55 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees14.0K
CountryUS
SectorFinancial Services
IndustrySoftware - Infrastructure
ISIN—
Valuation
P/E (Trailing)9.01
P/E (Forward)0.02
PEG—
EV/EBITDA—
EV/Revenue—
P/S—
P/B0.01
EPS (TTM)11.73
EPS (Forward)6803.44
52W Range
104.0275% of range106.05
52W High106.05 USD
52W Low104.02 USD
Profitability
Gross Margin47.38%
Oper. Margin0.00%
EBITDA Margin56.07%
Profit Margin26.64%
ROE43.07%
ROA9.68%
Growth
Revenue Growth13.60%
Earnings Growth0.20%
Cash Flow & Leverage
Operating CF673.61B $
CapEx (TTM)182.51B $
FCF Margin—
FCF Yield-3053.35%
Net Debt—
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.19
Current Ratio6.51
Quick Ratio6.10
Book Value/Sh11908.49 USD
Cash/Share—
Dividends
Fwd Div Rate5.740 USD
Trail. Div Rate0.0000 USD
Div. Yield5.66%
5Y Avg Yield—
Payout Ratio31.05%
Ex-Div DateSep 10, 2026
Pay DateJun 18, 2026
Analyst Consensus
Rating1.9 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)103.34 USD
Upside (mean)-2.1%
Target Range86.50 USD – 126.27 USD
$86.50-2.1% to mean$126.27
# Analysts7
Ownership
Shares Out.190.03M
Float103.30M
Insiders21.73%
Institutions47.45%
Short Interest
Short Ratio4.0d
Short % Float1.15%
Short % Out.0.62%
Shares Short1.17M
Short (prev mo.)1.52M
Technical
SMA 5088.77 (+18.9%)
SMA 20081.08 (+30.2%)
Beta0.08
S&P 52W Chg21.00%
Avg Vol (30d)547.06K
Avg Vol (10d)680.44K
Technical Indicators
RSI (14)78.4
MACD3.9511
MACD Signal2.9169
MACD Hist.+1.0342
BB Upper106.20 USD
BB Middle94.57 USD
BB Lower82.94 USD
BB Width24.60%
ATR (14)3.111 USD
Vol Ratio (20d)0.95x