KSPI Joint Stock Company Kaspi.kz

91.87USD-1.38%Mkt Cap: 17.46B $P/E: 8.42

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. The company operates through three s…

Key Statistics

Company
Market Cap17.46B USD
Enterprise Value—
Revenue (TTM)—
Gross Profit1.91T USD
Net Income (TTM)1.07T USD
Revenue/Share—
Last Price91.87 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees14.0K
CountryUS
SectorTechnology
IndustrySoftware - Infrastructure
ISIN—
Valuation
P/E (Trailing)8.42
P/E (Forward)0.01
PEG—
EV/EBITDA—
EV/Revenue—
P/S—
P/B0.01
EPS (TTM)10.91
EPS (Forward)6803.44
52W Range
68.5956% of range109.94
52W High109.94 USD
52W Low68.59 USD
Profitability
Gross Margin47.38%
Oper. Margin0.00%
EBITDA Margin56.07%
Profit Margin26.64%
ROE43.07%
ROA9.68%
Growth
Revenue Growth13.60%
Earnings Growth0.20%
Cash Flow & Leverage
Operating CF673.61B USD
CapEx (TTM)182.51B USD
FCF Margin—
FCF Yield-3508.01%
Net Debt—
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.19
Current Ratio6.51
Quick Ratio6.10
Book Value/Sh11908.49 USD
Cash/Share—
Dividends
Fwd Div Rate5.74 USD
Trail. Div Rate0.00 USD
Div. Yield6.11%
5Y Avg Yield4.37%
Payout Ratio33.12%
Ex-Div DateSep 10, 2026
Pay DateSep 17, 2026
Analyst Consensus
Rating1.9 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)106.69 USD
Upside (mean)+16.1%
Target Range87.44 USD – 134.16 USD
87.44+16.1% to mean134.16
# Analysts7
Ownership
Shares Out.190.03M
Float104.26M
Insiders20.38%
Institutions47.51%
Short Interest
Short Ratio1.2d
Short % Float0.83%
Short % Out.0.45%
Shares Short850.62K
Short (prev mo.)1.09M
Technical
SMA 5097.88 (-6.1%)
SMA 20085.21 (+7.8%)
Beta0.18
S&P 52W Chg15.78%
Avg Vol (30d)603.26K
Avg Vol (10d)493.96K
Technical Indicators
RSI (14)38.3
MACD-1.6156
MACD Signal-1.0169
MACD Hist.-0.5987
BB Upper103.66 USD
BB Middle96.35 USD
BB Lower89.04 USD
BB Width15.17%
ATR (14)2.894 USD
Vol Ratio (20d)0.46x