MCHB Mechanics Bancorp
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.…
Industry Peers
Banks - RegionalKey Statistics
About Mechanics Bancorp (NASDAQ: MCHB)
›
Mechanics Bancorp (NASDAQ: MCHB) is listed on Nasdaq, where its shares trade in USD. It belongs to the Banks - Regional industry, part of the Financial Services sector, and reports about 1,768 employees.
The shares were at 14.40 USD on 13 November 2026, up 21.4% over 52 weeks. Its 52-week range is 13.02 USD to 17.38 USD: the price is 17.1% below the high and 10.6% above the low.
At a market capitalisation of 3.19B USD, it trades at 11.6 times trailing earnings and 13.2 times forward earnings. The median trailing P/E of its 20 largest Banks - Regional peers is 11.1, so MCHB is valued in line with them. It pays a dividend yielding 10.84% (it pays out 133% of its earnings), against a median of 4.09% among the dividend payers in that peer group.
Mechanics Bancorp reports return on equity of 9.3%, an operating margin of 43.0% and revenue up 27.0% year over year.
It holds more cash than debt, a net cash position of 431.70M USD. Its Piotroski F-score is 5 out of 9, an average reading of its financial health. 4 analysts cover the stock, with an average rating of Buy; their mean price target of 16.13 USD is 12.0% above the current price. The next earnings report is expected on 28 January 2027.