NBTB NBT Bancorp Inc.
50.18USD-0.97%Mkt Cap: 2.61B $P/E: 12.271d ago
NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, a…
Industry Peers
Banks - Regional$131.95BUSDP/E 11.5
$127.39BUSDP/E 11.1
$130.35BUSDP/E 14.8
$117.85BUSDP/E 11.2
$113.79BUSDP/E 14.3
$108.89BUSDP/E 8.1
$100.00BUSDP/E 16.3
$89.98BUSDP/E 13.9
$89.39BUSDP/E 9.9
$87.52BUSDP/E 11.2
$86.86BUSDP/E 12.0
$77.54BUSDP/E 12.6
$75.26BUSDP/E 21.3
$68.34BUSDP/E 8.6
$63.86BUSDP/E 12.8
$63.27BUSDP/E 12.4
$62.07BUSDP/E 12.2
$63.04BUSDP/E 8.8
$60.98BUSDP/E 9.1
$55.96BUSDP/E 8.8
Key Statistics
Company
Market Cap2.61B USD
Enterprise Value2.81B USD
Revenue (TTM)723.81M USD
Gross Profit723.81M USD
Net Income (TTM)169.24M USD
Revenue/Share13.86 USD
Last Price50.18 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees2.3K
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)12.27
P/E (Forward)11.10
PEG2.66
EV/EBITDA—
EV/Revenue3.88
P/S3.64
P/B1.35
EPS (TTM)4.07
EPS (Forward)4.57
52W Range
39.2072% of range54.48
52W High54.48 USD
52W Low39.20 USD
Profitability
Gross Margin0.00%
Oper. Margin41.45%
EBITDA Margin0.00%
Profit Margin24.37%
ROE8.92%
ROA1.06%
Growth
Revenue Growth17.80%
Earnings Growth131.80%
Cash Flow & Leverage
Operating CF235.22M USD
CapEx (TTM)16.30M USD
FCF Margin—
FCF Yield—
Net Debt176.42M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.09
Current Ratio—
Quick Ratio—
Book Value/Sh37.41 USD
Cash/Share7.06 USD
Dividends
Fwd Div Rate1.60 USD
Trail. Div Rate1.48 USD
Div. Yield3.14%
5Y Avg Yield3.09%
Payout Ratio36.19%
Ex-Div DateSep 1, 2026
Pay DateSep 15, 2026
Splits
Last Split105:100
Split DateNov 29, 1999
Analyst Consensus
Rating2.6 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)56.83 USD
Upside (mean)+13.3%
Target Range54.00 USD – 62.00 USD
54.00+13.3% to mean62.00
# Analysts6
Ownership
Shares Out.51.96M
Float50.95M
Insiders2.83%
Institutions69.47%
Short Interest
Short Ratio9.0d
Short % Float6.29%
Short % Out.4.61%
Shares Short2.39M
Short (prev mo.)2.06M
Technical
SMA 5051.93 (-3.4%)
SMA 20046.91 (+7.0%)
Beta0.49
S&P 52W Chg16.45%
Avg Vol (30d)333.10K
Avg Vol (10d)362.61K
Technical Indicators
RSI (14)42.0
MACD-0.3107
MACD Signal-0.2710
MACD Hist.-0.0397
BB Upper52.21 USD
BB Middle51.08 USD
BB Lower49.96 USD
BB Width4.42%
ATR (14)0.9133 USD
Vol Ratio (20d)1.11x