NBTBNBT Bancorp Inc.
52.09USD+0.40%Mkt Cap: 2.71B $P/E: 12.673d ago
NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, a…
Industry Peers
Banks - Regional$134.88BUSDP/E 11.7
$134.68BUSDP/E 11.7
$129.46BUSDP/E 12.2
$128.07BUSDP/E 9.3
$124.89BUSDP/E 14.7
$121.23BUSDP/E 16.5
$107.28BUSDP/E 18.6
$98.01BUSDP/E 15.4
$97.00BUSDP/E 13.4
$96.68BUSDP/E 12.4
$82.75BUSDP/E 13.9
$87.28BUSDP/E 14.0
$82.44BUSDP/E 9.2
$69.72BUSDP/E 9.1
$74.01BUSDP/E 9.2
$66.12BUSDP/E 9.8
$71.06BUSDP/E 10.0
$70.43BUSDP/E 20.0
$63.78BUSDP/E 12.6
$63.89BUSDP/E 12.6
Key Statistics
Company
Market Cap2.71B $
Enterprise Value2.87B $
Revenue (TTM)723.81M $
Gross Profit723.81M $
Net Income (TTM)169.24M $
Revenue/Share13.86 USD
Last Price52.09 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees2.3K
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)12.67
P/E (Forward)11.42
PEG2.66
EV/EBITDA—
EV/Revenue3.97
P/S3.72
P/B1.39
EPS (TTM)4.12
EPS (Forward)4.54
52W Range
39.2084% of range54.48
52W High54.48 USD
52W Low39.20 USD
Profitability
Gross Margin0.00%
Oper. Margin41.45%
EBITDA Margin0.00%
Profit Margin24.37%
ROE8.92%
ROA1.06%
Growth
Revenue Growth17.80%
Earnings Growth131.80%
Cash Flow & Leverage
Operating CF235.22M $
CapEx (TTM)16.30M $
FCF Margin—
FCF Yield—
Net Debt176.42M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.09
Current Ratio—
Quick Ratio—
Book Value/Sh37.39 USD
Cash/Share7.060 USD
Dividends
Fwd Div Rate1.600 USD
Trail. Div Rate1.480 USD
Div. Yield3.09%
5Y Avg Yield3.14%
Payout Ratio36.01%
Ex-Div DateSep 1, 2026
Pay DateSep 15, 2026
Splits
Last Split105:100
Split DateNov 29, 1999
Analyst Consensus
Rating2.6 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)56.83 USD
Upside (mean)+9.1%
Target Range54.00 USD – 62.00 USD
$54.00+9.1% to mean$62.00
# Analysts6
Ownership
Shares Out.51.96M
Float50.95M
Insiders2.83%
Institutions69.49%
Short Interest
Short Ratio4.8d
Short % Float5.14%
Short % Out.3.77%
Shares Short1.96M
Short (prev mo.)1.54M
Technical
SMA 5050.94 (+2.2%)
SMA 20045.39 (+14.8%)
Beta0.48
S&P 52W Chg18.16%
Avg Vol (30d)358.07K
Avg Vol (10d)231.56K
Technical Indicators
RSI (14)49.2
MACD0.3938
MACD Signal0.6962
MACD Hist.-0.3024
BB Upper54.26 USD
BB Middle52.94 USD
BB Lower51.62 USD
BB Width4.99%
ATR (14)0.9319 USD
Vol Ratio (20d)0.58x