NWFLNorwood Financial Corp.

33.77USD+0.51%Mkt Cap: 368.16M $P/E: 11.57

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and no…

Key Statistics

Company
Market Cap368.16M $
Enterprise Value371.55M $
Revenue (TTM)99.69M $
Gross Profit99.69M $
Net Income (TTM)27.75M $
Revenue/Share9.943 USD
Last Price33.77 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees275
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)11.57
P/E (Forward)8.77
PEG2.36
EV/EBITDA
EV/Revenue3.73
P/S3.69
P/B1.26
EPS (TTM)2.92
EPS (Forward)3.85
52W Range
23.8286% of range35.45
52W High35.45 USD
52W Low23.82 USD
Profitability
Gross Margin0.00%
Oper. Margin44.88%
EBITDA Margin0.00%
Profit Margin31.56%
ROE11.46%
ROA1.14%
Growth
Revenue Growth34.70%
Earnings Growth28.40%
Cash Flow & Leverage
Operating CF33.97M $
CapEx (TTM)4.72M $
FCF Margin
FCF Yield
Net Debt5.22M $
Net Debt/EBITDA
Balance Sheet
Debt/Equity0.31
Current Ratio
Quick Ratio
Book Value/Sh26.73 USD
Cash/Share5.633 USD
Dividends
Fwd Div Rate1.280 USD
Trail. Div Rate1.270 USD
Div. Yield3.81%
5Y Avg Yield4.21%
Payout Ratio43.15%
Ex-Div DateJul 15, 2026
Pay DateAug 3, 2026
Splits
Last Split3:2
Split DateSep 18, 2017
Analyst Consensus
Rating2.0 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)36.50 USD
Upside (mean)+8.1%
Target Range35.00 USD38.00 USD
$35.00+8.1% to mean$38.00
# Analysts2
Ownership
Shares Out.10.90M
Float9.85M
Insiders8.07%
Institutions41.40%
Short Interest
Short Ratio3.6d
Short % Float1.22%
Short % Out.1.13%
Shares Short125.97K
Short (prev mo.)139.99K
Technical
SMA 5032.47 (+4.0%)
SMA 20030.13 (+12.1%)
Beta0.53
S&P 52W Chg18.16%
Avg Vol (30d)36.16K
Avg Vol (10d)39.22K
Technical Indicators
RSI (14)55.4
MACD0.5333
MACD Signal0.6365
MACD Hist.-0.1032
BB Upper34.98 USD
BB Middle33.84 USD
BB Lower32.70 USD
BB Width6.74%
ATR (14)0.8982 USD
Vol Ratio (20d)0.60x