OSBC Old Second Bancorp, Inc.

24.66USD-1.56%Mkt Cap: 1.25B $P/E: 14.01

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and busi…

Key Statistics

Company
Market Cap1.25B USD
Enterprise Value1.60B USD
Revenue (TTM)341.37M USD
Gross Profit341.37M USD
Net Income (TTM)80.31M USD
Revenue/Share6.53 USD
Last Price24.66 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees1.1K
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)14.01
P/E (Forward)10.25
PEG1.51
EV/EBITDA—
EV/Revenue4.68
P/S3.73
P/B1.41
EPS (TTM)1.77
EPS (Forward)2.44
52W Range
16.6585% of range26.05
52W High26.05 USD
52W Low16.65 USD
Profitability
Gross Margin0.00%
Oper. Margin44.69%
EBITDA Margin0.00%
Profit Margin24.11%
ROE8.96%
ROA1.16%
Growth
Revenue Growth22.70%
Earnings Growth12.50%
Cash Flow & Leverage
Operating CF122.26M USD
CapEx (TTM)4.50M USD
FCF Margin—
FCF Yield—
Net Debt321.96M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.35
Current Ratio—
Quick Ratio—
Book Value/Sh17.72 USD
Cash/Share2.89 USD
Dividends
Fwd Div Rate0.28 USD
Trail. Div Rate0.27 USD
Div. Yield1.13%
5Y Avg Yield1.30%
Payout Ratio15.34%
Ex-Div DateJul 31, 2026
Pay DateAug 10, 2026
Splits
Last Split2:1
Split DateJul 29, 2004
Analyst Consensus
Rating1.8 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)27.50 USD
Upside (mean)+11.5%
Target Range25.00 USD – 30.00 USD
25.00+11.5% to mean30.00
# Analysts6
Ownership
Shares Out.50.88M
Float49.18M
Insiders4.33%
Institutions78.68%
Short Interest
Short Ratio6.2d
Short % Float5.04%
Short % Out.4.85%
Shares Short2.47M
Short (prev mo.)1.83M
Technical
SMA 5025.27 (-2.4%)
SMA 20022.08 (+11.7%)
Beta0.77
S&P 52W Chg16.45%
Avg Vol (30d)498.40K
Avg Vol (10d)620.56K
Technical Indicators
RSI (14)44.7
MACD-0.0854
MACD Signal-0.0557
MACD Hist.-0.0297
BB Upper25.78 USD
BB Middle25.01 USD
BB Lower24.25 USD
BB Width6.12%
ATR (14)0.4883 USD
Vol Ratio (20d)1.15x