PBHC Pathfinder Bancorp, Inc.

17.50USD+3.55%Mkt Cap: 109.88M $P/E: —

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, sav…

Key Statistics

Company
Market Cap109.88M USD
Enterprise Value260.92M USD
Revenue (TTM)33.79M USD
Gross Profit33.79M USD
Net Income (TTM)-1.93M USD
Revenue/Share5.44 USD
Last Price17.50 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees—
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)—
P/E (Forward)—
PEG—
EV/EBITDA—
EV/Revenue7.72
P/S3.25
P/B0.87
EPS (TTM)0.01
EPS (Forward)—
52W Range
12.0687% of range18.30
52W High18.30 USD
52W Low12.06 USD
Profitability
Gross Margin0.00%
Oper. Margin29.40%
EBITDA Margin0.00%
Profit Margin-4.11%
ROE-1.58%
ROA-0.14%
Growth
Revenue Growth47.10%
Earnings Growth8256.30%
Cash Flow & Leverage
Operating CF11.68M USD
CapEx (TTM)1.26M USD
FCF Margin—
FCF Yield—
Net Debt151.05M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.87
Current Ratio—
Quick Ratio—
Book Value/Sh20.03 USD
Cash/Share4.77 USD
Dividends
Fwd Div Rate0.40 USD
Trail. Div Rate0.40 USD
Div. Yield2.29%
5Y Avg Yield2.22%
Payout Ratio4000.00%
Ex-Div DateOct 16, 2026
Pay DateNov 6, 2026
Splits
Last Split1647:1000
Split DateOct 17, 2014
Analyst Consensus
Rating—
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.4.90M
Float3.59M
Insiders21.96%
Institutions33.04%
Short Interest
Short Ratio1.5d
Short % Float0.22%
Short % Out.0.15%
Shares Short9.22K
Short (prev mo.)11.82K
Technical
SMA 5016.64 (+5.2%)
SMA 20014.77 (+18.5%)
Beta0.12
S&P 52W Chg15.84%
Avg Vol (30d)3.69K
Avg Vol (10d)880
Technical Indicators
RSI (14)55.9
MACD0.2148
MACD Signal0.2564
MACD Hist.-0.0416
BB Upper18.35 USD
BB Middle17.05 USD
BB Lower15.76 USD
BB Width15.19%
ATR (14)0.4962 USD
Vol Ratio (20d)0.48x