PBHCPathfinder Bancorp, Inc.

16.39USD+0.37%Mkt Cap: 102.91M $P/E: 1639.01

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, sav…

Key Statistics

Company
Market Cap102.91M $
Enterprise Value255.33M $
Revenue (TTM)33.79M $
Gross Profit33.79M $
Net Income (TTM)-1.93M $
Revenue/Share5.441 USD
Last Price16.39 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)1639.01
P/E (Forward)
PEG
EV/EBITDA
EV/Revenue7.56
P/S3.09
P/B0.83
EPS (TTM)0.01
EPS (Forward)
52W Range
12.0681% of range17.40
52W High17.40 USD
52W Low12.06 USD
Profitability
Gross Margin0.00%
Oper. Margin29.40%
EBITDA Margin0.00%
Profit Margin-4.11%
ROE-1.58%
ROA-0.14%
Growth
Revenue Growth47.10%
Earnings Growth8256.30%
Cash Flow & Leverage
Operating CF11.68M $
CapEx (TTM)1.26M $
FCF Margin
FCF Yield
Net Debt151.05M $
Net Debt/EBITDA
Balance Sheet
Debt/Equity0.87
Current Ratio
Quick Ratio
Book Value/Sh20.03 USD
Cash/Share4.769 USD
Dividends
Fwd Div Rate0.4000 USD
Trail. Div Rate0.4000 USD
Div. Yield2.42%
5Y Avg Yield2.29%
Payout Ratio4000.00%
Ex-Div DateJul 17, 2026
Pay DateAug 7, 2026
Splits
Last Split1647:1000
Split DateOct 17, 2014
Analyst Consensus
Rating
Target (Mean)
Target Range
# Analysts
Ownership
Shares Out.4.90M
Float3.59M
Insiders22.88%
Institutions33.04%
Short Interest
Short Ratio0.8d
Short % Float0.30%
Short % Out.0.20%
Shares Short12.32K
Short (prev mo.)10.00K
Technical
SMA 5016.09 (+1.9%)
SMA 20014.40 (+13.8%)
Beta0.13
S&P 52W Chg18.16%
Avg Vol (30d)12.09K
Avg Vol (10d)4.42K
Technical Indicators
RSI (14)57.3
MACD0.1219
MACD Signal0.1391
MACD Hist.-0.0173
BB Upper16.57 USD
BB Middle16.20 USD
BB Lower15.82 USD
BB Width4.60%
ATR (14)0.4371 USD
Vol Ratio (20d)0.28x