PBHC — Pathfinder Bancorp, Inc.

PBHCPathfinder Bancorp, Inc.

NAS · US · Financial Services · Banks - Regional · pathfinderbank.com

14.00USD+0.72%Mkt Cap: 87.59M USDP/E: —Last update: 2026-05-26

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, sav…

Industry Peers

Banks - Regional

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379.35BSEKP/E 12.6

SEB-A

Skandinaviska Enskilda Banken AB (publ)

Indicators:|

Key Statistics

Company

Market Cap87.59M USD

Enterprise Value120.79M USD

Revenue (TTM)29.97M USD

Gross Profit29.97M USD

Net Income (TTM)-1.93M USD

Revenue/Share4.850 USD

Last Price14.00 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees—

CountryUS

SectorFinancial Services

IndustryBanks - Regional

ISIN—

Valuation

P/E (Trailing)—

P/E (Forward)—

PEG—

EV/EBITDA—

EV/Revenue4.03

P/S2.83

P/B0.68

EPS (TTM)-0.41

EPS (Forward)—

52W Range

12.0649% of range15.98

52W High15.98 USD

52W Low12.06 USD

Profitability

Gross Margin0.00%

Oper. Margin27.13%

EBITDA Margin0.00%

Profit Margin-4.11%

ROE-1.58%

ROA-0.14%

Growth

Revenue Growth-4.20%

Earnings Growth4.50%

Cash Flow & Leverage

Operating CF11.68M USD

CapEx (TTM)1.26M USD

FCF Margin—

FCF Yield—

Net Debt35.95M USD

Net Debt/EBITDA—

Balance Sheet

Debt/Equity0.87

Current Ratio—

Quick Ratio—

Book Value/Sh19.80 USD

Cash/Share6.259 USD

Dividends

Fwd Div Rate0.4000 USD

Trail. Div Rate0.4000 USD

Div. Yield2.95%

5Y Avg Yield2.27%

Payout Ratio33.33%

Ex-Div DateApr 17, 2026

Pay DateMay 8, 2026

Splits

Last Split1647:1000

Split DateOct 17, 2014

Analyst Consensus

Rating—

Target (Mean)—

Target Range—

# Analysts—

Ownership

Shares Out.4.88M

Float3.53M

Insiders22.99%

Institutions33.12%

Short Interest

Short Ratio3.5d

Short % Float0.16%

Short % Out.0.11%

Shares Short6.60K

Short (prev mo.)6.79K

Technical

SMA 5013.43 (+4.3%)

SMA 20014.20 (-1.4%)

Beta0.17

S&P 52W Chg28.31%

Avg Vol (30d)2.92K

Avg Vol (10d)2.47K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—