PROVProvident Financial Holdings, Inc.
17.26USD+0.17%Mkt Cap: 107.94M USDP/E: 18.56Last update: 2026-05-26

Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company off…

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Key Statistics

Company
Market Cap107.94M USD
Enterprise Value235.81M USD
Revenue (TTM)39.84M USD
Gross Profit39.84M USD
Net Income (TTM)6.25M USD
Revenue/Share6.129 USD
Last Price17.26 USD
Fiscal Year EndJun 2025
MR QuarterMar 2026
Employees95
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)18.56
P/E (Forward)13.15
PEG4.00
EV/EBITDA
EV/Revenue5.92
P/S2.70
P/B0.86
EPS (TTM)0.93
EPS (Forward)1.31
52W Range
14.8594% of range17.42
52W High17.42 USD
52W Low14.85 USD
Profitability
Gross Margin0.00%
Oper. Margin24.16%
EBITDA Margin0.00%
Profit Margin16.04%
ROE4.87%
ROA0.50%
Growth
Revenue Growth-11.20%
Earnings Growth-24.50%
Cash Flow & Leverage
Operating CF8.69M USD
CapEx (TTM)530.00K USD
FCF Margin
FCF Yield
Net Debt126.93M USD
Net Debt/EBITDA
Balance Sheet
Debt/Equity1.66
Current Ratio
Quick Ratio
Book Value/Sh20.02 USD
Cash/Share9.034 USD
Dividends
Fwd Div Rate0.5600 USD
Trail. Div Rate0.5600 USD
Div. Yield3.25%
5Y Avg Yield3.80%
Payout Ratio60.22%
Ex-Div DateMay 14, 2026
Pay DateJun 4, 2026
Splits
Last Split3:2
Split DateFeb 3, 2004
Analyst Consensus
Rating
Target (Mean)16.50 USD
Target Range16.50 USD16.50 USD
# Analysts1
Ownership
Shares Out.6.25M
Float4.33M
Insiders20.60%
Institutions51.73%
Short Interest
Short Ratio3.2d
Short % Float0.71%
Short % Out.0.56%
Shares Short34.84K
Short (prev mo.)33.51K
Technical
SMA 5016.74 (+3.1%)
SMA 20015.99 (+7.9%)
Beta0.33
S&P 52W Chg28.31%
Avg Vol (30d)7.03K
Avg Vol (10d)7.75K
Technical Indicators
RSI (14)
MACD
MACD Signal
MACD Hist.
BB Upper
BB Middle
BB Lower
BB Width
ATR (14)
Vol Ratio (20d)