PROVProvident Financial Holdings, Inc.

17.98USD+0.62%Mkt Cap: 112.44M $P/E: 17.46

Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company off…

Key Statistics

Company
Market Cap112.44M $
Enterprise Value219.96M $
Revenue (TTM)40.61M $
Gross Profit40.61M $
Net Income (TTM)6.25M $
Revenue/Share6.329 USD
Last Price17.98 USD
Fiscal Year EndJun 2026
MR QuarterJun 2026
Employees
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)17.46
P/E (Forward)14.09
PEG4.00
EV/EBITDA
EV/Revenue5.42
P/S2.76
P/B0.89
EPS (TTM)1.03
EPS (Forward)1.27
52W Range
14.9586% of range18.47
52W High18.47 USD
52W Low14.95 USD
Profitability
Gross Margin0.00%
Oper. Margin29.02%
EBITDA Margin0.00%
Profit Margin16.04%
ROE4.87%
ROA0.50%
Growth
Revenue Growth10.30%
Earnings Growth41.60%
Cash Flow & Leverage
Operating CF8.69M $
CapEx (TTM)530.00K $
FCF Margin
FCF Yield
Net Debt107.84M $
Net Debt/EBITDA
Balance Sheet
Debt/Equity1.66
Current Ratio
Quick Ratio
Book Value/Sh20.15 USD
Cash/Share7.856 USD
Dividends
Fwd Div Rate0.5600 USD
Trail. Div Rate0.5600 USD
Div. Yield3.13%
5Y Avg Yield3.80%
Payout Ratio54.37%
Ex-Div DateAug 13, 2026
Pay DateSep 3, 2026
Splits
Last Split3:2
Split DateFeb 3, 2004
Analyst Consensus
Rating
Target (Mean)18.50 USD
Upside (mean)+2.9%
Target Range18.00 USD19.00 USD
$18.00+2.9% to mean$19.00
# Analysts2
Ownership
Shares Out.6.25M
Float4.24M
Insiders20.81%
Institutions51.00%
Short Interest
Short Ratio6.1d
Short % Float0.62%
Short % Out.0.48%
Shares Short30.13K
Short (prev mo.)32.01K
Technical
SMA 5017.41 (+3.3%)
SMA 20016.53 (+8.7%)
Beta0.32
S&P 52W Chg18.16%
Avg Vol (30d)8.48K
Avg Vol (10d)13.53K
Technical Indicators
RSI (14)63.3
MACD0.1830
MACD Signal0.2015
MACD Hist.-0.0185
BB Upper18.37 USD
BB Middle17.81 USD
BB Lower17.26 USD
BB Width6.22%
ATR (14)0.2768 USD
Vol Ratio (20d)0.63x