PROV Provident Financial Holdings, Inc.
18.32USD-0.25%Mkt Cap: 114.17M $P/E: 17.781d ago
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company off…
Industry Peers
Banks - Regional$131.95BUSDP/E 11.5
$127.39BUSDP/E 11.1
$130.35BUSDP/E 14.8
$117.85BUSDP/E 11.2
$113.79BUSDP/E 14.3
$108.89BUSDP/E 8.1
$100.00BUSDP/E 16.3
$89.98BUSDP/E 13.9
$89.39BUSDP/E 9.9
$87.52BUSDP/E 11.2
$86.86BUSDP/E 12.0
$77.54BUSDP/E 12.6
$75.26BUSDP/E 21.3
$68.34BUSDP/E 8.6
$63.86BUSDP/E 12.8
$63.27BUSDP/E 12.4
$62.07BUSDP/E 12.2
$60.98BUSDP/E 9.1
$63.04BUSDP/E 8.8
$55.96BUSDP/E 8.8
Key Statistics
Company
Market Cap114.17M USD
Enterprise Value224.39M USD
Revenue (TTM)40.61M USD
Gross Profit40.61M USD
Net Income (TTM)6.66M USD
Revenue/Share6.33 USD
Last Price18.32 USD
Fiscal Year EndJun 2026
MR QuarterJun 2026
Employees95
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)17.78
P/E (Forward)14.46
PEG4.00
EV/EBITDA—
EV/Revenue5.53
P/S2.82
P/B0.91
EPS (TTM)1.03
EPS (Forward)1.27
52W Range
14.9583% of range18.99
52W High18.99 USD
52W Low14.95 USD
Profitability
Gross Margin0.00%
Oper. Margin29.02%
EBITDA Margin0.00%
Profit Margin16.62%
ROE5.27%
ROA0.55%
Growth
Revenue Growth10.30%
Earnings Growth41.60%
Cash Flow & Leverage
Operating CF8.97M USD
CapEx (TTM)432.00K USD
FCF Margin—
FCF Yield—
Net Debt109.94M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity1.24
Current Ratio—
Quick Ratio—
Book Value/Sh20.15 USD
Cash/Share7.89 USD
Dividends
Fwd Div Rate0.56 USD
Trail. Div Rate0.56 USD
Div. Yield3.06%
5Y Avg Yield3.76%
Payout Ratio54.37%
Ex-Div DateAug 13, 2026
Pay DateSep 3, 2026
Splits
Last Split3:2
Split DateFeb 3, 2004
Analyst Consensus
Rating—
Target (Mean)18.50 USD
Upside (mean)+1.0%
Target Range18.00 USD – 19.00 USD
18.00+1.0% to mean19.00
# Analysts2
Ownership
Shares Out.6.23M
Float4.22M
Insiders20.75%
Institutions51.24%
Short Interest
Short Ratio1.0d
Short % Float0.41%
Short % Out.0.32%
Shares Short19.71K
Short (prev mo.)25.89K
Technical
SMA 5018.24 (+0.4%)
SMA 20017.02 (+7.6%)
Beta0.31
S&P 52W Chg16.45%
Avg Vol (30d)18.20K
Avg Vol (10d)14.39K
Technical Indicators
RSI (14)51.2
MACD0.0338
MACD Signal0.0789
MACD Hist.-0.0451
BB Upper18.84 USD
BB Middle18.45 USD
BB Lower18.05 USD
BB Width4.30%
ATR (14)0.2858 USD
Vol Ratio (20d)0.69x