RCBC River City Bank

58.71USD-0.31%Mkt Cap: 821.64M USDP/E: 12.52

River City Bank, together with its subsidiaries, provides various banking products and services. The company offers checking, savings, and term certificate accounts. It also provides personal, consumer, commercial real e…

Institutional holders19 on file

Key Statistics

Company
Market Cap821.64M USD
Enterprise Value187.12M USD
Revenue (TTM)170.23M USD
Gross Profit170.23M USD
Net Income (TTM)68.42M USD
Revenue/Share11.83 USD
Last Price58.71 USD
Fiscal Year EndDec 2025
MR QuarterSep 2026
Employees—
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)12.52
P/E (Forward)10.76
PEG—
EV/EBITDA—
EV/Revenue1.10
P/S4.83
P/B1.39
EPS (TTM)4.69 USD
EPS (Forward)5.46 USD
52W Range
39.1688% of range61.44
52W High61.44 USD
52W Low39.16 USD
Profitability
Gross Margin0.00%
Oper. Margin74.00%
EBITDA Margin0.00%
Profit Margin48.33%
ROE12.47%
ROA1.18%
ROIC—
ROCE—
Growth
Revenue Growth39.60%
Earnings Growth59.10%
Cash Flow & Leverage
Operating CF76.48M USD
CapEx (TTM)1.01M USD
FCF Margin—
FCF Yield—
Net Debt-635.15M USD
Net Debt/EBITDA—
Net Debt/FCF—
Balance Sheet
Debt/Equity—
Current Ratio—
Quick Ratio—
Book Value/Sh42.32 USD
Cash/Share45.49 USD
Dividends
Fwd Div Rate0.20 USD
Trail. Div Rate0.20 USD
Div. Yield0.34%
5Y Avg Yield0.49%
Payout Ratio3.41%
Ex-Div DateNov 3, 2026
Pay DateNov 17, 2026
Splits
Last Split10:1
Split DateDec 16, 2025
Analyst Consensus
Rating2.5 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)61.50 USD
Upside (mean)+4.8%
Target Range60.00 USD – 64.00 USD
60.00+4.8% to mean64.00
# Analysts4
Ownership
Shares Out.13.99M
Float7.15M
Insiders73.95%
Institutions13.64%
Short Interest
Short Ratio2.5d
Short % Out.1.71%
Shares Short239.68K
Short (prev mo.)150.87K
Technical
SMA 5054.56 (+7.6%)
SMA 20046.45 (+26.4%)
Beta0.18
S&P 52W Chg13.09%
Avg Vol (30d)85.55K
Avg Vol (10d)71.19K
Technical Indicators
RSI (14)60.5
MACD1.3176
MACD Signal1.4274
MACD Hist.-0.1098
BB Upper61.44 USD
BB Middle57.55 USD
BB Lower53.66 USD
BB Width13.53%
ATR (14)1.509 USD
Vol Ratio (20d)0.62x

About River City Bank (NASDAQ: RCBC)

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River City Bank (NASDAQ: RCBC) is listed on Nasdaq, where its shares trade in USD. It belongs to the Banks - Regional industry, part of the Financial Services sector.

The shares were at 58.71 USD on 13 November 2026, up 48.4% over 52 weeks. Its 52-week range is 39.16 USD to 61.44 USD: the price is 4.4% below the high and 49.9% above the low.

At a market capitalisation of 821.64M USD, it trades at 12.5 times trailing earnings and 10.8 times forward earnings. The median trailing P/E of its 20 largest Banks - Regional peers is 11.1, a premium of 13% for RCBC. It pays a dividend yielding 0.34% (it pays out 3% of its earnings), against a median of 4.09% among the dividend payers in that peer group.

River City Bank reports return on equity of 12.5%, an operating margin of 74.0% and revenue up 39.6% year over year.

It holds more cash than debt, a net cash position of 635.15M USD. Its Piotroski F-score is 4 out of 9, an average reading of its financial health. 4 analysts cover the stock, with an average rating of Hold; their mean price target of 61.50 USD is 4.8% above the current price.