SPFI South Plains Financial, Inc.

42.56USD-0.47%Mkt Cap: 801.79M $P/E: 11.60

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, inc…

Key Statistics

Company
Market Cap801.79M USD
Enterprise Value69.45M USD
Revenue (TTM)223.82M USD
Gross Profit223.82M USD
Net Income (TTM)58.47M USD
Revenue/Share13.19 USD
Last Price42.56 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees545
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)11.60
P/E (Forward)10.26
PEG—
EV/EBITDA—
EV/Revenue0.31
P/S3.60
P/B1.28
EPS (TTM)3.67
EPS (Forward)4.17
52W Range
35.3462% of range46.94
52W High46.94 USD
52W Low35.34 USD
Profitability
Gross Margin0.00%
Oper. Margin37.85%
EBITDA Margin0.00%
Profit Margin28.41%
ROE11.84%
ROA1.31%
Growth
Revenue Growth23.00%
Earnings Growth11.60%
Cash Flow & Leverage
Operating CF77.49M USD
CapEx (TTM)5.66M USD
FCF Margin—
FCF Yield—
Net Debt-736.11M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.12
Current Ratio—
Quick Ratio—
Book Value/Sh33.43 USD
Cash/Share42.29 USD
Dividends
Fwd Div Rate0.72 USD
Trail. Div Rate0.66 USD
Div. Yield1.68%
5Y Avg Yield1.62%
Payout Ratio17.98%
Ex-Div DateJul 27, 2026
Pay DateAug 10, 2026
Analyst Consensus
Rating—
Target (Mean)50.75 USD
Upside (mean)+19.2%
Target Range50.00 USD – 53.00 USD
50.00+19.2% to mean53.00
# Analysts4
Ownership
Shares Out.18.84M
Float14.93M
Insiders20.51%
Institutions48.93%
Short Interest
Short Ratio5.2d
Short % Float3.69%
Short % Out.3.00%
Shares Short564.29K
Short (prev mo.)468.48K
Technical
SMA 5044.22 (-3.8%)
SMA 20042.26 (+0.7%)
Beta0.49
S&P 52W Chg16.45%
Avg Vol (30d)113.83K
Avg Vol (10d)115.70K
Technical Indicators
RSI (14)41.3
MACD-0.5140
MACD Signal-0.4581
MACD Hist.-0.0559
BB Upper45.88 USD
BB Middle43.50 USD
BB Lower41.13 USD
BB Width10.92%
ATR (14)0.9288 USD
Vol Ratio (20d)0.73x