TFSL TFS Financial Corporation

16.12USD-2.72%Mkt Cap: 4.52B $P/E: 44.78

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, …

Key Statistics

Company
Market Cap4.52B USD
Enterprise Value9.90B USD
Revenue (TTM)347.23M USD
Gross Profit347.23M USD
Net Income (TTM)90.96M USD
Revenue/Share1.25 USD
Last Price16.12 USD
Fiscal Year EndSep 2025
MR QuarterJun 2026
Employees958
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)44.78
P/E (Forward)42.49
PEG72.62
EV/EBITDA—
EV/Revenue28.51
P/S13.38
P/B2.40
EPS (TTM)0.36
EPS (Forward)0.39
52W Range
12.5452% of range19.49
52W High19.49 USD
52W Low12.54 USD
Profitability
Gross Margin0.00%
Oper. Margin45.41%
EBITDA Margin0.00%
Profit Margin28.29%
ROE4.80%
ROA0.52%
Growth
Revenue Growth15.20%
Earnings Growth42.50%
Cash Flow & Leverage
Operating CF82.42M USD
CapEx (TTM)11.45M USD
FCF Margin—
FCF Yield—
Net Debt5.28B USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity2.59
Current Ratio—
Quick Ratio—
Book Value/Sh6.89 USD
Cash/Share2.07 USD
Dividends
Fwd Div Rate1.27 USD
Trail. Div Rate1.13 USD
Div. Yield7.68%
5Y Avg Yield7.97%
Payout Ratio313.89%
Ex-Div DateSep 9, 2026
Pay DateSep 23, 2026
Analyst Consensus
Rating3.0 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)18.25 USD
Upside (mean)+13.2%
Target Range18.00 USD – 18.50 USD
18.00+13.2% to mean18.50
# Analysts2
Ownership
Shares Out.280.44M
Float50.41M
Insiders0.45%
Institutions95.18%
Short Interest
Short Ratio10.6d
Short % Float15.49%
Short % Out.2.86%
Shares Short8.02M
Short (prev mo.)7.72M
Technical
SMA 5017.34 (-7.0%)
SMA 20015.73 (+2.5%)
Beta0.73
S&P 52W Chg16.45%
Avg Vol (30d)762.63K
Avg Vol (10d)722.83K
Technical Indicators
RSI (14)35.3
MACD-0.2739
MACD Signal-0.2688
MACD Hist.-0.0051
BB Upper17.51 USD
BB Middle16.76 USD
BB Lower16.01 USD
BB Width8.97%
ATR (14)0.3557 USD
Vol Ratio (20d)1.24x