TWFGTWFG Inc. Class A Common Stock
28.65USD+4.33%Mkt Cap: 1.48B $P/E: 45.77

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. The company offers auto, home, renters, life, health, motorcycle, umbrella, boat, recreational…

Key Statistics

Company
Market Cap1.48B $
Enterprise Value541.91M $
Revenue (TTM)294.73M $
Gross Profit62.81M $
Net Income (TTM)7.96M $
Revenue/Share20.37 USD
Last Price28.65 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees400
CountryUS
SectorFinancial Services
IndustryInsurance Brokers
ISIN
Valuation
P/E (Trailing)45.77
P/E (Forward)24.57
PEG
EV/EBITDA7.00
EV/Revenue1.84
P/S5.22
P/B7.89
EPS (TTM)0.62
EPS (Forward)1.16
52W Range
16.5690% of range29.99
52W High29.99 USD
52W Low16.56 USD
Profitability
Gross Margin26.84%
Oper. Margin20.10%
EBITDA Margin26.27%
Profit Margin3.40%
ROE9.55%
ROA2.14%
Growth
Revenue Growth45.10%
Earnings Growth38.10%
Cash Flow & Leverage
Operating CF53.50M $
CapEx (TTM)62.27M $
FCF Margin-11.09%
FCF Yield-2.20%
Net Debt-65.28M $
Net Debt/EBITDA-0.84
Balance Sheet
Debt/Equity0.10
Current Ratio2.56
Quick Ratio2.02
Book Value/Sh3.606 USD
Cash/Share5.725 USD
Dividends
Fwd Div Rate
Trail. Div Rate0.0000 USD
Div. Yield
5Y Avg Yield
Payout Ratio0.00%
Ex-Div Date
Pay Date
Analyst Consensus
Rating1.9 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)30.14 USD
Upside (mean)+5.2%
Target Range26.00 USD34.00 USD
$26.00+5.2% to mean$34.00
# Analysts7
Ownership
Shares Out.12.88M
Float11.20M
Insiders14.58%
Institutions71.78%
Short Interest
Short Ratio4.2d
Short % Float6.82%
Short % Out.1.00%
Shares Short540.00K
Short (prev mo.)462.06K
Technical
SMA 5025.42 (+12.7%)
SMA 20023.33 (+22.8%)
Beta0.15
S&P 52W Chg18.16%
Avg Vol (30d)140.57K
Avg Vol (10d)121.87K
Technical Indicators
RSI (14)55.5
MACD0.4986
MACD Signal0.7687
MACD Hist.-0.2701
BB Upper28.96 USD
BB Middle27.16 USD
BB Lower25.37 USD
BB Width13.24%
ATR (14)1.211 USD
Vol Ratio (20d)1.13x