TWFG TWFG, Inc. - Common Stock

NAS · US · Financial Services · Insurance Brokers · twfg.com

24.61USD-0.57%Mkt Cap: 316.98M $P/E: 41.024d ago

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. The company offers auto, home, renters, life, health, motorcycle, umbrella, boat, recreational…

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Key Statistics

Company

Market Cap316.98M USD

Enterprise Value492.58M USD

Revenue (TTM)294.73M USD

Gross Profit62.81M USD

Net Income (TTM)7.96M USD

Revenue/Share20.37 USD

Last Price24.61 USD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees400

CountryUS

SectorFinancial Services

IndustryInsurance Brokers

ISIN—

Valuation

P/E (Trailing)41.02

P/E (Forward)20.84

PEG—

EV/EBITDA6.36

EV/Revenue1.67

P/S1.08

P/B6.82

EPS (TTM)0.60

EPS (Forward)1.18

52W Range

16.5655% of range31.21

52W High31.21 USD

52W Low16.56 USD

Profitability

Gross Margin26.84%

Oper. Margin20.10%

EBITDA Margin26.27%

Profit Margin3.40%

ROE9.55%

ROA2.14%

Growth

Revenue Growth45.10%

Earnings Growth38.10%

Cash Flow & Leverage

Operating CF53.50M USD

CapEx (TTM)62.27M USD

FCF Margin-11.09%

FCF Yield-10.31%

Net Debt-65.28M USD

Net Debt/EBITDA-0.84

Balance Sheet

Debt/Equity0.10

Current Ratio2.56

Quick Ratio2.02

Book Value/Sh3.61 USD

Cash/Share5.72 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.00 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating1.9 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)30.71 USD

Upside (mean)+24.8%

Target Range26.00 USD – 34.00 USD

26.00+24.8% to mean34.00

# Analysts7

Ownership

Shares Out.12.88M

Float11.20M

Insiders15.90%

Institutions71.22%

Short Interest

Short Ratio4.3d

Short % Float9.15%

Short % Out.5.68%

Shares Short732.07K

Short (prev mo.)541.18K

Technical

SMA 5027.30 (-9.9%)

SMA 20023.34 (+5.4%)

Beta0.18

S&P 52W Chg14.16%

Avg Vol (30d)174.41K

Avg Vol (10d)195.77K

Technical Indicators

RSI (14)41.0

MACD-0.9041

MACD Signal-0.6546

MACD Hist.-0.2495

BB Upper30.56 USD

BB Middle26.37 USD

BB Lower22.18 USD

BB Width31.77%

ATR (14)1.216 USD

Vol Ratio (20d)0.47x