UBCPUnited Bancorp, Inc.

16.20USD+5.47%Mkt Cap: 92.92M $P/E: 11.74

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savi…

Key Statistics

Company
Market Cap92.92M $
Enterprise Value158.21M $
Revenue (TTM)32.99M $
Gross Profit32.99M $
Net Income (TTM)7.75M $
Revenue/Share6.046 USD
Last Price16.20 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees125
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)11.74
P/E (Forward)10.00
PEG
EV/EBITDA
EV/Revenue4.80
P/S2.82
P/B1.39
EPS (TTM)1.42
EPS (Forward)1.62
52W Range
12.4777% of range17.34
52W High17.34 USD
52W Low12.47 USD
Profitability
Gross Margin0.00%
Oper. Margin25.43%
EBITDA Margin0.00%
Profit Margin23.87%
ROE10.99%
ROA0.90%
Growth
Revenue Growth9.20%
Earnings Growth9.10%
Cash Flow & Leverage
Operating CF10.46M $
CapEx (TTM)11.78M $
FCF Margin
FCF Yield
Net Debt65.30M $
Net Debt/EBITDA
Balance Sheet
Debt/Equity1.44
Current Ratio
Quick Ratio
Book Value/Sh11.68 USD
Cash/Share8.017 USD
Dividends
Fwd Div Rate0.7700 USD
Trail. Div Rate0.7650 USD
Div. Yield4.85%
5Y Avg Yield4.80%
Payout Ratio55.43%
Ex-Div DateJun 10, 2026
Pay DateJun 19, 2026
Splits
Last Split11:10
Split DateNov 29, 2006
Analyst Consensus
Rating
Target (Mean)20.00 USD
Upside (mean)+23.5%
Target Range20.00 USD20.00 USD
# Analysts1
Ownership
Shares Out.5.74M
Float4.77M
Insiders16.82%
Institutions14.98%
Short Interest
Short Ratio1.1d
Short % Float0.16%
Short % Out.0.14%
Shares Short8.20K
Short (prev mo.)15.85K
Technical
SMA 5015.70 (+3.2%)
SMA 20014.96 (+8.3%)
Beta0.35
S&P 52W Chg18.16%
Avg Vol (30d)5.92K
Avg Vol (10d)2.32K
Technical Indicators
RSI (14)57.2
MACD0.0034
MACD Signal-0.0181
MACD Hist.+0.0216
BB Upper16.21 USD
BB Middle15.64 USD
BB Lower15.06 USD
BB Width7.32%
ATR (14)0.4802 USD
Vol Ratio (20d)0.30x