UBCP United Bancorp, Inc.

14.17USD+0.07%Mkt Cap: 81.27M $P/E: 10.27

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savi…

Key Statistics

Company
Market Cap81.27M USD
Enterprise Value146.51M USD
Revenue (TTM)32.99M USD
Gross Profit32.99M USD
Net Income (TTM)7.75M USD
Revenue/Share6.05 USD
Last Price14.17 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees125
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)10.27
P/E (Forward)8.74
PEG—
EV/EBITDA—
EV/Revenue4.44
P/S2.46
P/B1.13
EPS (TTM)1.39
EPS (Forward)1.62
52W Range
12.5534% of range17.34
52W High17.34 USD
52W Low12.55 USD
Profitability
Gross Margin0.00%
Oper. Margin25.43%
EBITDA Margin0.00%
Profit Margin23.87%
ROE10.99%
ROA0.90%
Growth
Revenue Growth9.20%
Earnings Growth9.10%
Cash Flow & Leverage
Operating CF10.46M USD
CapEx (TTM)11.78M USD
FCF Margin—
FCF Yield—
Net Debt65.30M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity1.44
Current Ratio—
Quick Ratio—
Book Value/Sh12.57 USD
Cash/Share8.02 USD
Dividends
Fwd Div Rate0.79 USD
Trail. Div Rate0.77 USD
Div. Yield5.58%
5Y Avg Yield4.75%
Payout Ratio55.43%
Ex-Div DateSep 10, 2026
Pay DateSep 18, 2026
Splits
Last Split11:10
Split DateNov 29, 2006
Analyst Consensus
Rating—
Target (Mean)20.00 USD
Upside (mean)+41.1%
Target Range20.00 USD – 20.00 USD
# Analysts1
Ownership
Shares Out.5.74M
Float4.76M
Insiders16.82%
Institutions14.21%
Short Interest
Short Ratio3.6d
Short % Float0.15%
Short % Out.0.13%
Shares Short7.24K
Short (prev mo.)6.82K
Technical
SMA 5015.48 (-8.4%)
SMA 20015.30 (-7.4%)
Beta0.33
S&P 52W Chg16.45%
Avg Vol (30d)5.83K
Avg Vol (10d)8.05K
Technical Indicators
RSI (14)36.6
MACD-0.3760
MACD Signal-0.2566
MACD Hist.-0.1194
BB Upper16.38 USD
BB Middle15.11 USD
BB Lower13.85 USD
BB Width16.73%
ATR (14)0.4575 USD
Vol Ratio (20d)0.85x