UNTY Unity Bancorp, Inc.
54.61USD-1.12%Mkt Cap: 548.43M $P/E: 9.501d ago
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market acco…
Industry Peers
Banks - RegionalKey Statistics
Company
Market Cap548.43M USD
Enterprise Value634.70M USD
Revenue (TTM)130.43M USD
Gross Profit130.43M USD
Net Income (TTM)57.95M USD
Revenue/Share13.01 USD
Last Price54.61 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees249
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)9.50
P/E (Forward)8.71
PEG0.99
EV/EBITDA—
EV/Revenue4.87
P/S4.25
P/B1.49
EPS (TTM)5.80
EPS (Forward)6.34
52W Range
44.3457% of range62.50
52W High62.50 USD
52W Low44.34 USD
Profitability
Gross Margin0.00%
Oper. Margin58.17%
EBITDA Margin0.00%
Profit Margin43.33%
ROE16.77%
ROA1.95%
Growth
Revenue Growth-5.70%
Earnings Growth-11.80%
Cash Flow & Leverage
Operating CF44.91M USD
CapEx (TTM)564.00K USD
FCF Margin—
FCF Yield—
Net Debt80.05M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.77
Current Ratio—
Quick Ratio—
Book Value/Sh37.02 USD
Cash/Share24.96 USD
Dividends
Fwd Div Rate0.68 USD
Trail. Div Rate0.62 USD
Div. Yield1.23%
5Y Avg Yield1.37%
Payout Ratio10.78%
Ex-Div DateSep 3, 2026
Pay DateSep 17, 2026
Splits
Last Split11:10
Split DateSep 13, 2016
Analyst Consensus
Rating1.4 (Strong Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)68.55 USD
Upside (mean)+25.5%
Target Range66.75 USD – 72.00 USD
66.75+25.5% to mean72.00
# Analysts5
Ownership
Shares Out.10.04M
Float7.34M
Insiders27.30%
Institutions54.52%
Short Interest
Short Ratio3.2d
Short % Float2.23%
Short % Out.1.61%
Shares Short162.09K
Short (prev mo.)141.91K
Technical
SMA 5058.55 (-6.7%)
SMA 20055.17 (-1.0%)
Beta0.65
S&P 52W Chg16.45%
Avg Vol (30d)55.53K
Avg Vol (10d)47.70K
Technical Indicators
RSI (14)37.0
MACD-1.1527
MACD Signal-0.9381
MACD Hist.-0.2146
BB Upper61.25 USD
BB Middle57.00 USD
BB Lower52.76 USD
BB Width14.90%
ATR (14)1.279 USD
Vol Ratio (20d)1.19x