USCB USCB Financial Holdings, Inc.

21.98USD-1.44%Mkt Cap: 406.07M $P/E: 14.09

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business a…

Key Statistics

Company
Market Cap406.07M USD
Enterprise Value586.64M USD
Revenue (TTM)94.48M USD
Gross Profit94.48M USD
Net Income (TTM)26.10M USD
Revenue/Share5.09 USD
Last Price21.98 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees216
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)14.09
P/E (Forward)9.56
PEG—
EV/EBITDA—
EV/Revenue6.21
P/S4.36
P/B1.76
EPS (TTM)1.55
EPS (Forward)2.33
52W Range
16.3676% of range23.74
52W High23.74 USD
52W Low16.36 USD
Profitability
Gross Margin0.00%
Oper. Margin49.14%
EBITDA Margin0.00%
Profit Margin28.93%
ROE12.02%
ROA0.93%
Growth
Revenue Growth14.10%
Earnings Growth22.50%
Cash Flow & Leverage
Operating CF42.80M USD
CapEx (TTM)303.00K USD
FCF Margin—
FCF Yield—
Net Debt174.66M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.94
Current Ratio—
Quick Ratio—
Book Value/Sh12.63 USD
Cash/Share6.76 USD
Dividends
Fwd Div Rate0.48 USD
Trail. Div Rate0.45 USD
Div. Yield2.13%
5Y Avg Yield—
Payout Ratio28.85%
Ex-Div DateAug 17, 2026
Pay DateSep 4, 2026
Analyst Consensus
Rating—
Target (Mean)24.35 USD
Upside (mean)+10.8%
Target Range22.50 USD – 27.00 USD
22.50+10.8% to mean27.00
# Analysts5
Ownership
Shares Out.18.47M
Float15.24M
Insiders32.58%
Institutions61.63%
Short Interest
Short Ratio3.5d
Short % Float2.14%
Short % Out.1.37%
Shares Short253.65K
Short (prev mo.)272.92K
Technical
SMA 5022.57 (-2.6%)
SMA 20020.04 (+9.7%)
Beta0.44
S&P 52W Chg16.45%
Avg Vol (30d)83.58K
Avg Vol (10d)56.67K
Technical Indicators
RSI (14)42.6
MACD-0.0482
MACD Signal0.0641
MACD Hist.-0.1123
BB Upper23.60 USD
BB Middle22.69 USD
BB Lower21.78 USD
BB Width7.99%
ATR (14)0.5588 USD
Vol Ratio (20d)0.43x