USCBUSCB Financial Holdings Inc. Class A Common Stock
22.44USD+0.31%Mkt Cap: 414.57M $P/E: 14.383d ago
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business a…
Industry Peers
Banks - Regional$134.88BUSDP/E 11.7
$134.68BUSDP/E 11.7
$129.46BUSDP/E 12.2
$128.07BUSDP/E 9.3
$124.89BUSDP/E 14.7
$121.23BUSDP/E 16.5
$107.28BUSDP/E 18.6
$98.01BUSDP/E 15.4
$97.00BUSDP/E 13.4
$96.68BUSDP/E 12.4
$82.75BUSDP/E 13.9
$87.28BUSDP/E 14.0
$82.44BUSDP/E 9.2
$69.72BUSDP/E 9.1
$74.01BUSDP/E 9.2
$66.12BUSDP/E 9.8
$71.06BUSDP/E 10.0
$70.43BUSDP/E 20.0
$63.78BUSDP/E 12.6
$63.89BUSDP/E 12.6
Key Statistics
Company
Market Cap414.57M $
Enterprise Value590.33M $
Revenue (TTM)94.48M $
Gross Profit94.48M $
Net Income (TTM)26.10M $
Revenue/Share5.094 USD
Last Price22.44 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees216
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)14.38
P/E (Forward)9.65
PEG—
EV/EBITDA—
EV/Revenue6.25
P/S4.40
P/B1.84
EPS (TTM)1.57
EPS (Forward)2.33
52W Range
16.3682% of range23.74
52W High23.74 USD
52W Low16.36 USD
Profitability
Gross Margin0.00%
Oper. Margin49.14%
EBITDA Margin0.00%
Profit Margin28.93%
ROE12.02%
ROA0.93%
Growth
Revenue Growth14.10%
Earnings Growth22.50%
Cash Flow & Leverage
Operating CF42.80M $
CapEx (TTM)303.00K $
FCF Margin—
FCF Yield—
Net Debt174.66M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.94
Current Ratio—
Quick Ratio—
Book Value/Sh12.23 USD
Cash/Share6.759 USD
Dividends
Fwd Div Rate0.4800 USD
Trail. Div Rate0.4500 USD
Div. Yield2.12%
5Y Avg Yield—
Payout Ratio28.85%
Ex-Div DateAug 17, 2026
Pay DateSep 4, 2026
Analyst Consensus
Rating2.2 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)24.35 USD
Upside (mean)+8.5%
Target Range22.50 USD – 27.00 USD
$22.50+8.5% to mean$27.00
# Analysts5
Ownership
Shares Out.18.47M
Float15.24M
Insiders32.58%
Institutions61.65%
Short Interest
Short Ratio4.4d
Short % Float1.92%
Short % Out.1.23%
Shares Short227.75K
Short (prev mo.)234.57K
Technical
SMA 5020.95 (+7.1%)
SMA 20019.31 (+16.2%)
Beta0.47
S&P 52W Chg18.16%
Avg Vol (30d)57.55K
Avg Vol (10d)65.30K
Technical Indicators
RSI (14)61.4
MACD0.4872
MACD Signal0.5563
MACD Hist.-0.0690
BB Upper23.25 USD
BB Middle22.22 USD
BB Lower21.19 USD
BB Width9.27%
ATR (14)0.6088 USD
Vol Ratio (20d)0.44x