VBNK VersaBank
21.90USD-1.71%Mkt Cap: 709.98M $P/E: 28.821d ago
VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.…
Industry Peers
Banks - RegionalKey Statistics
Company
Market Cap709.98M USD
Enterprise Value337.23M USD
Revenue (TTM)146.49M USD
Gross Profit146.49M USD
Net Income (TTM)28.46M USD
Revenue/Share4.56 USD
Last Price21.90 USD
Fiscal Year EndOct 2025
MR QuarterJul 2026
Employees131
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)28.82
P/E (Forward)11.35
PEG—
EV/EBITDA—
EV/Revenue2.30
P/S4.93
P/B1.82
EPS (TTM)0.76
EPS (Forward)1.96
52W Range
11.2577% of range25.05
52W High25.05 USD
52W Low11.25 USD
Profitability
Gross Margin0.00%
Oper. Margin35.54%
EBITDA Margin0.00%
Profit Margin22.83%
ROE5.34%
ROA0.49%
Growth
Revenue Growth28.40%
Earnings Growth55.00%
Cash Flow & Leverage
Operating CF44.45M USD
CapEx (TTM)954.00K USD
FCF Margin—
FCF Yield—
Net Debt-385.07M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.20
Current Ratio—
Quick Ratio—
Book Value/Sh12.24 USD
Cash/Share15.19 USD
Dividends
Fwd Div Rate0.07 USD
Trail. Div Rate0.03 USD
Div. Yield0.31%
5Y Avg Yield0.64%
Payout Ratio9.52%
Ex-Div DateOct 9, 2026
Pay DateOct 31, 2026
Analyst Consensus
Rating1.7 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)25.50 USD
Upside (mean)+16.4%
Target Range23.00 USD – 28.00 USD
23.00+16.4% to mean28.00
# Analysts2
Ownership
Shares Out.32.42M
Float20.94M
Insiders37.35%
Institutions38.29%
Short Interest
Short Ratio2.7d
Short % Out.1.03%
Shares Short333.73K
Short (prev mo.)202.11K
Technical
SMA 5020.86 (+5.0%)
SMA 20018.06 (+21.3%)
Beta1.00
S&P 52W Chg15.78%
Avg Vol (30d)131.71K
Avg Vol (10d)173.27K
Technical Indicators
RSI (14)50.5
MACD0.3994
MACD Signal0.5639
MACD Hist.-0.1644
BB Upper23.45 USD
BB Middle22.50 USD
BB Lower21.56 USD
BB Width8.41%
ATR (14)0.7372 USD
Vol Ratio (20d)0.66x