VBNK VersaBank

21.90USD-1.71%Mkt Cap: 709.98M $P/E: 28.82

VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.…

Key Statistics

Company
Market Cap709.98M USD
Enterprise Value337.23M USD
Revenue (TTM)146.49M USD
Gross Profit146.49M USD
Net Income (TTM)28.46M USD
Revenue/Share4.56 USD
Last Price21.90 USD
Fiscal Year EndOct 2025
MR QuarterJul 2026
Employees131
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)28.82
P/E (Forward)11.35
PEG—
EV/EBITDA—
EV/Revenue2.30
P/S4.93
P/B1.82
EPS (TTM)0.76
EPS (Forward)1.96
52W Range
11.2577% of range25.05
52W High25.05 USD
52W Low11.25 USD
Profitability
Gross Margin0.00%
Oper. Margin35.54%
EBITDA Margin0.00%
Profit Margin22.83%
ROE5.34%
ROA0.49%
Growth
Revenue Growth28.40%
Earnings Growth55.00%
Cash Flow & Leverage
Operating CF44.45M USD
CapEx (TTM)954.00K USD
FCF Margin—
FCF Yield—
Net Debt-385.07M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.20
Current Ratio—
Quick Ratio—
Book Value/Sh12.24 USD
Cash/Share15.19 USD
Dividends
Fwd Div Rate0.07 USD
Trail. Div Rate0.03 USD
Div. Yield0.31%
5Y Avg Yield0.64%
Payout Ratio9.52%
Ex-Div DateOct 9, 2026
Pay DateOct 31, 2026
Analyst Consensus
Rating1.7 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)25.50 USD
Upside (mean)+16.4%
Target Range23.00 USD – 28.00 USD
23.00+16.4% to mean28.00
# Analysts2
Ownership
Shares Out.32.42M
Float20.94M
Insiders37.35%
Institutions38.29%
Short Interest
Short Ratio2.7d
Short % Out.1.03%
Shares Short333.73K
Short (prev mo.)202.11K
Technical
SMA 5020.86 (+5.0%)
SMA 20018.06 (+21.3%)
Beta1.00
S&P 52W Chg15.78%
Avg Vol (30d)131.71K
Avg Vol (10d)173.27K
Technical Indicators
RSI (14)50.5
MACD0.3994
MACD Signal0.5639
MACD Hist.-0.1644
BB Upper23.45 USD
BB Middle22.50 USD
BB Lower21.56 USD
BB Width8.41%
ATR (14)0.7372 USD
Vol Ratio (20d)0.66x