VBNKVersaBank Common Shares

19.82USDMkt Cap: 638.12M $P/E: 28.72

VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.…

Key Statistics

Company
Market Cap638.12M $
Enterprise Value156.57M $
Revenue (TTM)137.85M $
Gross Profit137.85M $
Net Income (TTM)28.46M $
Revenue/Share4.289 USD
Last Price19.82 USD
Fiscal Year EndOct 2025
MR QuarterApr 2026
Employees131
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)28.72
P/E (Forward)11.57
PEG
EV/EBITDA
EV/Revenue1.14
P/S4.54
P/B1.58
EPS (TTM)0.68
EPS (Forward)1.68
52W Range
19.3072% of range20.02
52W High20.02 USD
52W Low19.30 USD
Profitability
Gross Margin0.00%
Oper. Margin27.41%
EBITDA Margin0.00%
Profit Margin22.83%
ROE5.34%
ROA0.49%
Growth
Revenue Growth29.50%
Earnings Growth-11.50%
Cash Flow & Leverage
Operating CF44.45M $
CapEx (TTM)954.00K $
FCF Margin
FCF Yield
Net Debt-468.99M $
Net Debt/EBITDA
Balance Sheet
Debt/Equity0.20
Current Ratio
Quick Ratio
Book Value/Sh12.29 USD
Cash/Share17.81 USD
Dividends
Fwd Div Rate0.0700 USD
Trail. Div Rate0.1000 USD
Div. Yield0.37%
5Y Avg Yield0.72%
Payout Ratio10.64%
Ex-Div DateJul 10, 2026
Pay DateJul 31, 2026
Analyst Consensus
Rating
Target (Mean)24.00 USD
Upside (mean)+21.1%
Target Range23.00 USD25.00 USD
$23.00+21.1% to mean$25.00
# Analysts2
Ownership
Shares Out.32.20M
Float20.74M
Insiders37.36%
Institutions38.38%
Short Interest
Short Ratio1.2d
Short % Out.0.55%
Shares Short225.21K
Short (prev mo.)193.88K
Technical
SMA 5020.23 (-2.0%)
SMA 20016.56 (+19.7%)
Beta1.10
S&P 52W Chg21.00%
Avg Vol (30d)121.76K
Avg Vol (10d)98.53K
Technical Indicators
RSI (14)
MACD
MACD Signal
MACD Hist.
BB Upper
BB Middle
BB Lower
BB Width
ATR (14)
Vol Ratio (20d)