CBU Community Financial System, Inc.
59.22USD-0.60%Mkt Cap: 3.12B $P/E: 13.741d ago
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. …
Industry Peers
Banks - Regional$131.95BUSDP/E 11.5
$127.39BUSDP/E 11.1
$130.35BUSDP/E 14.8
$117.85BUSDP/E 11.2
$113.79BUSDP/E 14.3
$108.89BUSDP/E 8.1
$100.00BUSDP/E 16.3
$89.98BUSDP/E 13.9
$89.39BUSDP/E 9.9
$87.52BUSDP/E 11.2
$86.86BUSDP/E 12.0
$77.54BUSDP/E 12.6
$75.26BUSDP/E 21.3
$68.34BUSDP/E 8.6
$63.86BUSDP/E 12.8
$63.27BUSDP/E 12.4
$62.07BUSDP/E 12.2
$63.04BUSDP/E 8.8
$60.98BUSDP/E 9.1
$55.96BUSDP/E 8.8
Key Statistics
Company
Market Cap3.12B USD
Enterprise Value3.66B USD
Revenue (TTM)838.16M USD
Gross Profit838.16M USD
Net Income (TTM)210.46M USD
Revenue/Share15.92 USD
Last Price59.22 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees2.9K
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)13.74
P/E (Forward)11.47
PEG2.62
EV/EBITDA—
EV/Revenue4.37
P/S3.74
P/B1.51
EPS (TTM)4.27
EPS (Forward)5.20
52W Range
53.4633% of range71.11
52W High71.11 USD
52W Low53.46 USD
Profitability
Gross Margin0.00%
Oper. Margin39.21%
EBITDA Margin0.00%
Profit Margin25.72%
ROE10.49%
ROA1.22%
Growth
Revenue Growth12.00%
Earnings Growth19.80%
Cash Flow & Leverage
Operating CF301.86M USD
CapEx (TTM)68.53M USD
FCF Margin—
FCF Yield—
Net Debt524.21M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.23
Current Ratio—
Quick Ratio—
Book Value/Sh39.41 USD
Cash/Share4.71 USD
Dividends
Fwd Div Rate1.90 USD
Trail. Div Rate1.88 USD
Div. Yield3.19%
5Y Avg Yield3.04%
Payout Ratio43.62%
Ex-Div DateSep 15, 2026
Pay DateOct 13, 2026
Splits
Last Split2:1
Split DateApr 13, 2004
Analyst Consensus
Rating2.7 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)69.17 USD
Upside (mean)+16.8%
Target Range65.00 USD – 75.00 USD
65.00+16.8% to mean75.00
# Analysts6
Ownership
Shares Out.52.62M
Float52.12M
Insiders0.75%
Institutions79.79%
Short Interest
Short Ratio10.3d
Short % Float5.41%
Short % Out.3.91%
Shares Short2.06M
Short (prev mo.)1.87M
Technical
SMA 5063.07 (-6.1%)
SMA 20062.78 (-5.7%)
Beta0.78
S&P 52W Chg16.45%
Avg Vol (30d)274.59K
Avg Vol (10d)272.02K
Technical Indicators
RSI (14)33.8
MACD-1.0225
MACD Signal-0.9568
MACD Hist.-0.0657
BB Upper63.69 USD
BB Middle61.15 USD
BB Lower58.61 USD
BB Width8.30%
ATR (14)1.083 USD
Vol Ratio (20d)1.01x