CBUCommunity Bank System, Inc.
63.56USD+0.67%Mkt Cap: 3.34B $P/E: 14.753d ago
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. …
Industry Peers
Banks - Regional$134.88BUSDP/E 11.7
$134.68BUSDP/E 11.7
$129.46BUSDP/E 12.2
$128.07BUSDP/E 9.3
$124.89BUSDP/E 14.7
$121.23BUSDP/E 16.5
$107.28BUSDP/E 18.6
$98.01BUSDP/E 15.4
$97.00BUSDP/E 13.4
$96.68BUSDP/E 12.4
$82.75BUSDP/E 13.9
$87.28BUSDP/E 14.0
$82.44BUSDP/E 9.2
$69.72BUSDP/E 9.1
$74.01BUSDP/E 9.2
$66.12BUSDP/E 9.8
$71.06BUSDP/E 10.0
$70.43BUSDP/E 20.0
$63.78BUSDP/E 12.6
$63.89BUSDP/E 12.6
Key Statistics
Company
Market Cap3.34B $
Enterprise Value3.87B $
Revenue (TTM)838.16M $
Gross Profit838.16M $
Net Income (TTM)210.46M $
Revenue/Share15.92 USD
Last Price63.56 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees2.9K
CountryUS
SectorTechnology
IndustryBanks - Regional
ISINUS2036071064
Valuation
P/E (Trailing)14.75
P/E (Forward)12.25
PEG2.62
EV/EBITDA—
EV/Revenue4.62
P/S3.99
P/B1.61
EPS (TTM)4.31
EPS (Forward)5.19
52W Range
53.4657% of range71.11
52W High71.11 USD
52W Low53.46 USD
Profitability
Gross Margin0.00%
Oper. Margin39.21%
EBITDA Margin0.00%
Profit Margin25.72%
ROE10.49%
ROA1.22%
Growth
Revenue Growth12.00%
Earnings Growth19.80%
Cash Flow & Leverage
Operating CF301.86M $
CapEx (TTM)68.53M $
FCF Margin—
FCF Yield—
Net Debt524.21M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.23
Current Ratio—
Quick Ratio—
Book Value/Sh39.41 USD
Cash/Share4.712 USD
Dividends
Fwd Div Rate1.900 USD
Trail. Div Rate1.880 USD
Div. Yield2.99%
5Y Avg Yield3.10%
Payout Ratio43.62%
Ex-Div DateSep 15, 2026
Pay DateOct 13, 2026
Splits
Last Split2:1
Split DateApr 13, 2004
Analyst Consensus
Rating2.7 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)70.17 USD
Upside (mean)+10.4%
Target Range68.00 USD – 75.00 USD
$68.00+10.4% to mean$75.00
# Analysts6
Ownership
Shares Out.52.62M
Float52.12M
Insiders0.75%
Institutions79.60%
Short Interest
Short Ratio6.3d
Short % Float4.48%
Short % Out.3.24%
Shares Short1.70M
Short (prev mo.)1.88M
Technical
SMA 5065.94 (-3.6%)
SMA 20062.10 (+2.3%)
Beta0.79
S&P 52W Chg19.18%
Avg Vol (30d)233.69K
Avg Vol (10d)184.48K
Technical Indicators
RSI (14)40.5
MACD-0.5700
MACD Signal-0.3535
MACD Hist.-0.2165
BB Upper67.54 USD
BB Middle65.32 USD
BB Lower63.11 USD
BB Width6.79%
ATR (14)1.412 USD
Vol Ratio (20d)0.55x