CBU — Community Financial System, Inc.

CBUCommunity Financial System, Inc.

NYSE · US · Financial Services · Banks - Regional · communityfinancialsystem.com

63.41USD+0.40%Mkt Cap: 3.33B USDP/E: 15.39Last update: 2026-05-22

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. …

Industry Peers

Banks - Regional

Turkiye Garanti Bankasi A.S.

Skandinaviska Enskilda Banken AB (publ)

375.05BSEKP/E 12.5

SEB-A

Skandinaviska Enskilda Banken AB (publ)

loading…

Indicators:|

Key Statistics

Company

Market Cap3.33B USD

Enterprise Value3.40B USD

Revenue (TTM)814.75M USD

Gross Profit814.75M USD

Net Income (TTM)210.46M USD

Revenue/Share15.46 USD

Last Price63.41 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees2.9K

CountryUS

SectorFinancial Services

IndustryBanks - Regional

ISIN—

Valuation

P/E (Trailing)15.39

P/E (Forward)11.73

PEG2.62

EV/EBITDA—

EV/Revenue4.17

P/S4.07

P/B1.64

EPS (TTM)4.12

EPS (Forward)5.38

52W Range

51.1275% of range67.50

52W High67.50 USD

52W Low51.12 USD

Profitability

Gross Margin0.00%

Oper. Margin37.98%

EBITDA Margin0.00%

Profit Margin25.72%

ROE10.49%

ROA1.22%

Growth

Revenue Growth9.50%

Earnings Growth16.10%

Cash Flow & Leverage

Operating CF301.86M USD

CapEx (TTM)68.53M USD

FCF Margin—

FCF Yield—

Net Debt76.56M USD

Net Debt/EBITDA—

Balance Sheet

Debt/Equity0.23

Current Ratio—

Quick Ratio—

Book Value/Sh38.52 USD

Cash/Share10.99 USD

Dividends

Fwd Div Rate1.880 USD

Trail. Div Rate1.870 USD

Div. Yield2.98%

5Y Avg Yield3.07%

Payout Ratio45.39%

Ex-Div DateJun 15, 2026

Pay DateJul 10, 2026

Splits

Last Split2:1

Split DateApr 13, 2004

Analyst Consensus

Rating—

Target (Mean)68.50 USD

Target Range66.00 USD – 75.00 USD

# Analysts6

Ownership

Shares Out.52.55M

Float52.05M

Insiders0.78%

Institutions78.72%

Short Interest

Short Ratio10.3d

Short % Float5.45%

Short % Out.3.94%

Shares Short2.07M

Short (prev mo.)1.96M

Technical

SMA 5060.94 (+4.1%)

SMA 20059.78 (+6.1%)

Beta0.80

S&P 52W Chg28.31%

Avg Vol (30d)215.22K

Avg Vol (10d)263.04K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—