4.940USD0.00%Mkt Cap: 249.73M USDP/E: 14.11Last update: 2026-05-22
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asi…
Industry Peers
Insurance - Life71.30BCADP/E 17.1
59.99BUSDP/E 13.5
46.01BTRYP/E 7.1
28.34BGBpP/E 9.9
5.94BCADP/E 5.2
4.41BUSDP/E 19.1
3.68BUSDP/E 7.2
3.59BUSD—
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Indicators:|
Key Statistics
Company
Market Cap249.73M USD
Enterprise Value232.77M USD
Revenue (TTM)259.68M USD
Gross Profit75.35M USD
Net Income (TTM)14.59M USD
Revenue/Share5.168 USD
Last Price4.940 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees243
CountryUS
SectorFinancial Services
IndustryInsurance - Life
ISIN—
Valuation
P/E (Trailing)14.11
P/E (Forward)13.72
PEG1.21
EV/EBITDA10.40
EV/Revenue0.90
P/S0.96
P/B1.04
EPS (TTM)0.35
EPS (Forward)0.36
52W Range
3.25054% of range6.400
52W High6.400 USD
52W Low3.250 USD
Profitability
Gross Margin29.02%
Oper. Margin3.98%
EBITDA Margin8.62%
Profit Margin5.71%
ROE6.21%
ROA0.83%
Growth
Revenue Growth7.30%
Earnings Growth—
Cash Flow & Leverage
Operating CF17.99M USD
CapEx (TTM)447.00K USD
FCF Margin3.49%
FCF Yield3.63%
Net Debt-16.97M USD
Net Debt/EBITDA-0.76
Balance Sheet
Debt/Equity—
Current Ratio0.65
Quick Ratio0.30
Book Value/Sh4.742 USD
Cash/Share0.3360 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.0000 USD
Div. Yield—
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Splits
Last Split107:100
Split DateDec 13, 2005
Analyst Consensus
Rating0.0 (Hold)
Target (Mean)6.000 USD
Target Range6.000 USD – 6.000 USD
# Analysts1
Ownership
Shares Out.50.55M
Float45.17M
Insiders11.32%
Institutions28.34%
Short Interest
Short Ratio44.7d
Short % Float7.54%
Short % Out.7.37%
Shares Short3.73M
Short (prev mo.)3.90M
Technical
SMA 505.179 (-4.6%)
SMA 2005.377 (-8.1%)
Beta0.50
S&P 52W Chg28.31%
Avg Vol (30d)80.37K
Avg Vol (10d)90.73K
Technical Indicators
RSI (14)—
MACD—
MACD Signal—
MACD Hist.—
BB Upper—
BB Middle—
BB Lower—
BB Width—
ATR (14)—
Vol Ratio (20d)—