FCBM First Carolina Financial Services, Inc.
First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services in the United States. It operates through two segments, Community Banking and BM Tech business line. The company offers business services including checking, savings, money market deposit accounts, certificates of deposit, individual retirement accounts, and large deposit insurance; commercial financing and real estate loans and consumer loans; credit and debit cards; online banking and bill pay services; remote deposit capture, treasury management, merchant services, and wealth management services; attorney advantage accounts and interest on lawyer trust accounts; payments services; consumer banking; real estate banking; commercial and industrial banking; higher education disbursements; BankMobile platform; and retail banking services. It serves small and medium-sized businesses, individuals, professionals, and institutions. The company was incorporated in 2009 and is headquartered in Raleigh, North Carolina.…
Industry Peers
Banks - RegionalKey Statistics
About First Carolina Financial Services (NYSE: FCBM)
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First Carolina Financial Services (NYSE: FCBM) is listed on the New York Stock Exchange, where its shares trade in USD. It belongs to the Banks - Regional industry, part of the Financial Services sector, and reports about 271 employees.
The shares were at 13.42 USD on 13 November 2026. Its 52-week range is 12.17 USD to 14.00 USD: the price is 4.1% below the high and 10.3% above the low.
At a market capitalisation of 416.96M USD, it trades at 24.9 times trailing earnings and 9.6 times forward earnings. The median trailing P/E of its 20 largest Banks - Regional peers is 11.1, a premium of 125% for FCBM.
First Carolina Financial Services reports return on equity of 3.5%, an operating margin of 31.1% and revenue up 23.1% year over year.
It holds more cash than debt, a net cash position of 205.72M USD. Its Piotroski F-score is 6 out of 9, an average reading of its financial health. 3 analysts cover the stock, with an average rating of Buy; their mean price target of 15.00 USD is 11.8% above the current price. The next earnings report is expected on 11 February 2027.