LOB Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.…
Industry Peers
Banks - RegionalKey Statistics
About Live Oak Bancshares (NYSE: LOB)
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Live Oak Bancshares (NYSE: LOB) is listed on the New York Stock Exchange, where its shares trade in USD. It belongs to the Banks - Regional industry, part of the Financial Services sector, and reports about 1,027 employees.
The shares were at 35.14 USD on 13 November 2026, up 9.9% over 52 weeks. Its 52-week range is 29.36 USD to 44.53 USD: the price is 21.1% below the high and 19.7% above the low.
At a market capitalisation of 1.63B USD, it trades at 12.5 times trailing earnings and 8.4 times forward earnings. The median trailing P/E of its 20 largest Banks - Regional peers is 11.1, a premium of 13% for LOB. It pays a dividend yielding 0.35% (it pays out 4% of its earnings), against a median of 4.09% among the dividend payers in that peer group.
Live Oak Bancshares reports return on equity of 8.5%, an operating margin of 39.1% and revenue up 0.7% year over year.
It holds more cash than debt, a net cash position of 1.00B USD. Its Piotroski F-score is 5 out of 9, an average reading of its financial health. 4 analysts cover the stock, with an average rating of Buy; their mean price target of 40.50 USD is 15.3% above the current price. The next earnings report is expected on 20 January 2027.