ScreenerHero
AVARDAAvarda Bank AB
STO · SE · Financial Services · Banks - Regional · group.avarda.com
197.60SEK+0.82%Mkt Cap: 1.21B $P/E: 17.19

Avarda Bank AB (publ), a digital credit and payment platform, provides consumer banking services and e-commerce solutions in Sweden. The company operates through three segments: Consumer Lending, Ecommerce Solutions, and…

Industry Peers

Banks - Regional
Screen all
CRIN
UNICREDIT
$134.98BUSDP/E 11.8
UCG
UniCredit S.p.A.
$134.88BUSDP/E 11.7
ISP
Intesa Sanpaolo S.p.A.
$129.46BUSDP/E 12.2
BNP
BNP PARIBAS ACT.A
$126.54BUSDP/E 9.2
BNP
BNP Paribas SA
$126.30BUSDP/E 9.2
CABK
CaixaBank, S.A.
$97.40BUSDP/E 15.4
PNC
The PNC Financial Services Group, Inc.
$98.34BUSDP/E 13.6
USB
U.S. Bancorp
$97.88BUSDP/E 12.5
LLOY
Lloyds Banking Group plc
$81.63BUSDP/E 13.7
NWG
NatWest Group plc
$69.09BUSDP/E 9.0
NWG
NatWest Group plc
$73.17BUSDP/E 9.1
DBK
Deutsche Bank Aktiengesellschaft
$65.95BUSDP/E 9.8
NDA-DK
Nordea Bank Abp
$63.15BUSDP/E 12.5
NDA-FI
Nordea Bank Abp
$63.01BUSDP/E 12.5
ACA
Credit Agricole S.A.
$63.00BUSDP/E 9.5
SGE
Société Générale Société anonyme
$60.90BUSDP/E 10.0
GLE
SOCIETE GENERALE
$60.88BUSDP/E 10.0
TFC
Truist Financial Corporation
$62.27BUSDP/E 11.7
KBC
KBC Group NV
$55.84BUSDP/E 14.3
EBS
Erste Group Bank AG
$50.71BUSDP/E 13.4

Key Statistics

Company
Market Cap1.21B $
Enterprise Value695.79M $
Revenue (TTM)202.56M $
Gross Profit202.56M $
Net Income (TTM)63.80M $
Revenue/Share3.134 USD
Last Price197.60 SEK
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees511
CountrySE
SectorFinancial Services
IndustryBanks - Regional
ISINSE0025666969
Valuation
P/E (Trailing)17.19
P/E (Forward)12.64
PEG—
EV/EBITDA—
EV/Revenue3.44
P/S6.07
P/B4.13
EPS (TTM)11.67
EPS (Forward)—
52W Range
145.0080% of range211.00
52W High211.00 SEK
52W Low145.00 SEK
Profitability
Gross Margin0.00%
Oper. Margin45.20%
EBITDA Margin0.00%
Profit Margin23.25%
ROE20.29%
ROA2.29%
Growth
Revenue Growth24.50%
Earnings Growth32.60%
Cash Flow & Leverage
Operating CF76.90M $
CapEx (TTM)4.00M $
FCF Margin—
FCF Yield—
Net Debt-516.25M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.18
Current Ratio—
Quick Ratio—
Book Value/Sh48.16 SEK
Cash/Share89.60 SEK
Dividends
Fwd Div Rate5.000 SEK
Trail. Div Rate5.000 SEK
Div. Yield2.55%
5Y Avg Yield—
Payout Ratio42.84%
Ex-Div DateMay 6, 2026
Pay Date—
Splits
Last Split3:1
Split DateJul 18, 2025
Analyst Consensus
Rating—
Target (Mean)221.50 SEK
Upside (mean)+12.1%
Target Range218.00 SEK – 225.00 SEK
SEK218.00+12.1% to meanSEK225.00
# Analysts2
Ownership
Shares Out.64.65M
Float22.66M
Insiders68.72%
Institutions21.89%
Technical
SMA 50186.74 (+5.8%)
SMA 200171.24 (+15.4%)
Beta0.52
S&P 52W Chg18.16%
Avg Vol (30d)47.58K
Avg Vol (10d)42.24K
Technical Indicators
RSI (14)55.4
MACD4.1160
MACD Signal4.1013
MACD Hist.+0.0147
BB Upper205.55 SEK
BB Middle192.96 SEK
BB Lower180.36 SEK
BB Width13.05%
ATR (14)5.406 SEK
Vol Ratio (20d)1.46x