87.00CHF+1.64%Mkt Cap: 2.97B $P/E: 13.85Today
Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings and deposit products; cash and personal loans, and auto loans and leasing products; credit card and invoice …
Industry Peers
Banks - Regional$134.88BUSDP/E 11.7
$134.68BUSDP/E 11.7
$134.81BUSDP/E 11.7
$129.46BUSDP/E 12.2
$128.66BUSDP/E 12.1
$128.07BUSDP/E 9.3
$126.30BUSDP/E 9.2
$98.01BUSDP/E 15.4
$98.34BUSDP/E 13.6
$97.88BUSDP/E 12.5
$90.20BUSDP/E 13.4
$89.66BUSDP/E 12.3
$81.79BUSDP/E 14.4
$70.13BUSDP/E 13.9
$73.17BUSDP/E 9.1
$66.12BUSDP/E 9.8
$63.78BUSDP/E 12.6
$63.89BUSDP/E 12.6
$62.72BUSDP/E 9.4
$60.90BUSDP/E 10.0
Key Statistics
Company
Market Cap2.97B $
Enterprise Value5.41B $
Revenue (TTM)529.23M $
Gross Profit529.23M $
Net Income (TTM)204.94M $
Revenue/Share18.07 USD
Last Price87.00 CHF
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees744
CountryCH
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)13.85
P/E (Forward)12.03
PEG—
EV/EBITDA—
EV/Revenue10.22
P/S5.55
P/B1.98
EPS (TTM)6.28
EPS (Forward)7.15
52W Range
84.5012% of range105.50
52W High105.50 CHF
52W Low84.50 CHF
Profitability
Gross Margin0.00%
Oper. Margin49.66%
EBITDA Margin0.00%
Profit Margin33.12%
ROE13.35%
ROA2.26%
Growth
Revenue Growth-2.10%
Earnings Growth5.70%
Cash Flow & Leverage
Operating CF250.41M $
CapEx (TTM)13.69M $
FCF Margin—
FCF Yield—
Net Debt2.55B $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity2.10
Current Ratio—
Quick Ratio—
Book Value/Sh43.52 CHF
Cash/Share16.91 CHF
Dividends
Fwd Div Rate4.600 CHF
Trail. Div Rate4.600 CHF
Div. Yield5.36%
5Y Avg Yield5.21%
Payout Ratio73.25%
Ex-Div DateApr 28, 2026
Pay DateApr 30, 2025
Analyst Consensus
Rating—
Target (Mean)96.23 CHF
Upside (mean)+10.6%
Target Range91.70 CHF – 102.00 CHF
CHF91.70+10.6% to meanCHF102.00
# Analysts3
Ownership
Shares Out.29.87M
Float29.23M
Insiders0.04%
Institutions52.71%
Technical
SMA 5091.44 (-4.9%)
SMA 20095.59 (-9.0%)
Beta0.18
S&P 52W Chg18.16%
Avg Vol (30d)71.89K
Avg Vol (10d)90.10K
Technical Indicators
RSI (14)27.1
MACD-1.7465
MACD Signal-1.5284
MACD Hist.-0.2180
BB Upper92.44 CHF
BB Middle88.48 CHF
BB Lower84.52 CHF
BB Width8.95%
ATR (14)1.531 CHF
Vol Ratio (20d)1.02x