CMBN Cembra Money Bank AG
86.60CHF-0.92%Mkt Cap: 2.95B $P/E: 13.79Today
Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings and deposit products; cash and personal loans, and auto loans and leasing products; credit card and invoice …
Industry Peers
Banks - RegionalKey Statistics
Company
Market Cap2.95B USD
Enterprise Value5.41B USD
Revenue (TTM)529.23M USD
Gross Profit529.23M USD
Net Income (TTM)204.94M USD
Revenue/Share15.83 CHF
Last Price86.60 CHF
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees744
CountryCH
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)13.79
P/E (Forward)12.00
PEG—
EV/EBITDA—
EV/Revenue10.23
P/S5.52
P/B1.97
EPS (TTM)6.28
EPS (Forward)7.14
52W Range
84.5010% of range105.50
52W High105.50 CHF
52W Low84.50 CHF
Profitability
Gross Margin0.00%
Oper. Margin49.66%
EBITDA Margin0.00%
Profit Margin33.12%
ROE13.35%
ROA2.26%
Growth
Revenue Growth-2.10%
Earnings Growth5.70%
Cash Flow & Leverage
Operating CF250.41M USD
CapEx (TTM)13.69M USD
FCF Margin—
FCF Yield—
Net Debt2.55B USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity2.10
Current Ratio—
Quick Ratio—
Book Value/Sh43.52 CHF
Cash/Share16.91 CHF
Dividends
Fwd Div Rate4.60 CHF
Trail. Div Rate4.60 CHF
Div. Yield5.37%
5Y Avg Yield5.12%
Payout Ratio73.25%
Ex-Div DateApr 28, 2026
Pay DateApr 30, 2025
Analyst Consensus
Rating3.0 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)95.23 CHF
Upside (mean)+10.0%
Target Range91.70 CHF – 99.00 CHF
91.70+10.0% to mean99.00
# Analysts3
Ownership
Shares Out.29.87M
Float29.23M
Insiders0.04%
Institutions50.98%
Technical
SMA 5087.84 (-1.4%)
SMA 20094.70 (-8.6%)
Beta0.18
S&P 52W Chg14.58%
Avg Vol (30d)76.54K
Avg Vol (10d)59.16K
Technical Indicators
RSI (14)46.4
MACD-0.6134
MACD Signal-0.6404
MACD Hist.+0.0270
BB Upper88.76 CHF
BB Middle86.95 CHF
BB Lower85.14 CHF
BB Width4.16%
ATR (14)1.415 CHF
Vol Ratio (20d)0.66x