TEMNTemenos AG

74.40CHF+1.02%Mkt Cap: 5.77B $P/E: 21.88

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. …

Key Statistics

Company
Market Cap5.77B $
Enterprise Value6.38B $
Revenue (TTM)1.26B $
Gross Profit917.26M $
Net Income (TTM)320.26M $
Revenue/Share18.79 USD
Last Price74.40 CHF
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees5.0K
CountryCH
SectorTechnology
IndustrySoftware - Application
ISIN
Valuation
P/E (Trailing)21.88
P/E (Forward)17.74
PEG3.35
EV/EBITDA18.77
EV/Revenue5.05
P/S4.42
P/B15.96
EPS (TTM)3.39
EPS (Forward)4.10
52W Range
59.2055% of range87.00
52W High87.00 CHF
52W Low59.20 CHF
Profitability
Gross Margin73.68%
Oper. Margin32.18%
EBITDA Margin26.91%
Profit Margin25.72%
ROE58.71%
ROA12.48%
Growth
Revenue Growth-1.40%
Earnings Growth-56.80%
Cash Flow & Leverage
Operating CF403.82M $
CapEx (TTM)83.39M $
FCF Margin20.03%
FCF Yield4.39%
Net Debt789.11M $
Net Debt/EBITDA2.32
Balance Sheet
Debt/Equity1.69
Current Ratio0.51
Quick Ratio0.51
Book Value/Sh4.551 CHF
Cash/Share2.265 CHF
Dividends
Fwd Div Rate1.400 CHF
Trail. Div Rate0.0000 CHF
Div. Yield1.92%
5Y Avg Yield1.59%
Payout Ratio37.83%
Ex-Div DateMay 18, 2026
Pay DateMay 19, 2025
Analyst Consensus
Rating2.4 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)79.20 CHF
Upside (mean)+6.5%
Target Range53.28 CHF98.72 CHF
CHF53.28+6.5% to meanCHF98.72
# Analysts16
Ownership
Shares Out.67.96M
Float49.85M
Insiders25.15%
Institutions65.26%
Technical
SMA 5068.23 (+9.0%)
SMA 20071.72 (+3.7%)
Beta0.58
S&P 52W Chg18.16%
Avg Vol (30d)214.56K
Avg Vol (10d)234.52K
Technical Indicators
RSI (14)64.6
MACD1.7129
MACD Signal1.1953
MACD Hist.+0.5177
BB Upper77.38 CHF
BB Middle69.57 CHF
BB Lower61.76 CHF
BB Width22.45%
ATR (14)2.145 CHF
Vol Ratio (20d)0.80x