TEMN Temenos AG

66.70CHF-0.15%Mkt Cap: 5.17B $P/E: 29.25

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. …

Key Statistics

Company
Market Cap5.17B USD
Enterprise Value5.82B USD
Revenue (TTM)1.26B USD
Gross Profit917.26M USD
Net Income (TTM)320.26M USD
Revenue/Share16.48 CHF
Last Price66.70 CHF
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees5.0K
CountryCH
SectorTechnology
IndustrySoftware - Application
ISINCH0012453913
Valuation
P/E (Trailing)29.25
P/E (Forward)15.64
PEG2.73
EV/EBITDA17.12
EV/Revenue4.61
P/S4.10
P/B14.46
EPS (TTM)2.28
EPS (Forward)4.27
52W Range
59.2027% of range87.00
52W High87.00 CHF
52W Low59.20 CHF
Profitability
Gross Margin73.68%
Oper. Margin32.18%
EBITDA Margin26.91%
Profit Margin25.72%
ROE58.71%
ROA12.48%
Growth
Revenue Growth-1.40%
Earnings Growth-56.80%
Cash Flow & Leverage
Operating CF403.82M USD
CapEx (TTM)83.39M USD
FCF Margin24.16%
FCF Yield5.90%
Net Debt736.80M USD
Net Debt/EBITDA2.17
Balance Sheet
Debt/Equity1.69
Current Ratio0.51
Quick Ratio0.51
Book Value/Sh4.62 CHF
Cash/Share2.95 CHF
Dividends
Fwd Div Rate1.40 CHF
Trail. Div Rate1.77 CHF
Div. Yield2.08%
5Y Avg Yield1.50%
Payout Ratio61.37%
Ex-Div DateMay 18, 2026
Pay DateMay 19, 2025
Analyst Consensus
Rating2.4 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)82.59 CHF
Upside (mean)+23.8%
Target Range55.58 CHF – 102.98 CHF
55.58+23.8% to mean102.98
# Analysts16
Ownership
Shares Out.67.96M
Float49.95M
Insiders25.15%
Institutions65.70%
Technical
SMA 5070.39 (-5.2%)
SMA 20071.08 (-6.2%)
Beta0.59
S&P 52W Chg16.45%
Avg Vol (30d)190.50K
Avg Vol (10d)170.96K
Technical Indicators
RSI (14)42.9
MACD-1.0565
MACD Signal-1.0961
MACD Hist.+0.0396
BB Upper70.20 CHF
BB Middle67.50 CHF
BB Lower64.80 CHF
BB Width8.00%
ATR (14)1.796 CHF
Vol Ratio (20d)0.70x