Intact Financial Corporation (TSX: IFC-PA) Stock Analysis & Fundamentals

IFC-PAIntact Financial Corporation

TSX · CA · Financial Services · Insurance - Property & Casualty · intactfc.com

23.80CAD-0.71%Mkt Cap: —P/E: 2.072d ago

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. It offers ins…

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Key Statistics

Company

Market Cap—

Enterprise Value5.35B $

Revenue (TTM)19.36B $

Gross Profit3.47B $

Net Income (TTM)2.45B $

Revenue/Share109.11 USD

Last Price23.80 CAD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees32.0K

CountryCA

SectorFinancial Services

IndustryInsurance - Property & Casualty

ISIN—

Valuation

P/E (Trailing)2.07

P/E (Forward)—

PEG—

EV/EBITDA1.35

EV/Revenue0.28

P/S—

P/B0.21

EPS (TTM)11.48

EPS (Forward)—

52W Range

21.2591% of range24.05

52W High24.05 CAD

52W Low21.25 CAD

Profitability

Gross Margin17.92%

Oper. Margin14.51%

EBITDA Margin20.50%

Profit Margin12.91%

ROE16.15%

ROA5.35%

Growth

Revenue Growth3.70%

Earnings Growth-17.00%

Cash Flow & Leverage

Operating CF3.20B $

CapEx (TTM)332.82M $

FCF Margin19.85%

FCF Yield—

Net Debt1.21B $

Net Debt/EBITDA0.31

Balance Sheet

Debt/Equity0.25

Current Ratio0.34

Quick Ratio0.15

Book Value/Sh114.81 CAD

Cash/Share18.87 CAD

Dividends

Fwd Div Rate1.210 CAD

Trail. Div Rate5.600 CAD

Div. Yield5.09%

5Y Avg Yield5.42%

Payout Ratio—

Ex-Div DateSep 15, 2026

Pay DateSep 30, 2026

Analyst Consensus

Rating—

Target (Mean)—

Target Range—

# Analysts—

Ownership

Shares Out.—

Float175.55M

Insiders0.00%

Institutions23.43%

Short Interest

Short Ratio43.7d

Shares Short68.22K

Short (prev mo.)62.02K

Technical

SMA 5023.30 (+2.2%)

SMA 20022.48 (+5.9%)

Beta0.29

S&P 52W Chg18.16%

Avg Vol (30d)4.01K

Avg Vol (10d)7.93K

Technical Indicators

RSI (14)59.3

MACD0.1199

MACD Signal0.1051

MACD Hist.+0.0148

BB Upper23.89 CAD

BB Middle23.59 CAD

BB Lower23.29 CAD

BB Width2.57%

ATR (14)0.1788 CAD

Vol Ratio (20d)1.07x