PZU Powszechny Zaklad Ubezpieczen SA
71.40PLN+2.26%Mkt Cap: 15.61B $P/E: 9.51Today
Powszechny Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance; Mass Insurance; Group Insurance and Individu…
Industry Peers
Insurance - Property & CasualtyKey Statistics
Company
Market Cap15.61B USD
Enterprise Value22.29B USD
Revenue (TTM)15.80B USD
Gross Profit9.30B USD
Net Income (TTM)1.70B USD
Revenue/Share72.25 PLN
Last Price71.40 PLN
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees31.5K
CountryPL
SectorFinancial Services
IndustryInsurance - Property & Casualty
ISIN—
Valuation
P/E (Trailing)9.51
P/E (Forward)11.10
PEG1.72
EV/EBITDA3.48
EV/Revenue1.41
P/S0.97
P/B1.75
EPS (TTM)7.51
EPS (Forward)6.29
52W Range
53.3676% of range77.20
52W High77.20 PLN
52W Low53.36 PLN
Profitability
Gross Margin58.86%
Oper. Margin39.12%
EBITDA Margin40.53%
Profit Margin10.35%
ROE18.89%
ROA1.25%
Growth
Revenue Growth-1.40%
Earnings Growth12.00%
Cash Flow & Leverage
Operating CF2.66B USD
CapEx (TTM)381.92M USD
FCF Margin12.48%
FCF Yield12.62%
Net Debt-1.82B USD
Net Debt/EBITDA-0.28
Balance Sheet
Debt/Equity1.04
Current Ratio3.73
Quick Ratio3.40
Book Value/Sh39.89 PLN
Cash/Share65.47 PLN
Dividends
Fwd Div Rate4.80 PLN
Trail. Div Rate4.80 PLN
Div. Yield6.87%
5Y Avg Yield6.69%
Payout Ratio59.52%
Ex-Div DateSep 16, 2026
Pay Date—
Splits
Last Split10:1
Split DateNov 30, 2015
Analyst Consensus
Rating2.0 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)79.13 PLN
Upside (mean)+10.8%
Target Range73.00 PLN – 85.00 PLN
73.00+10.8% to mean85.00
# Analysts8
Ownership
Shares Out.863.52M
Float567.98M
Insiders34.19%
Institutions28.39%
Technical
SMA 5073.07 (-2.3%)
SMA 20068.39 (+4.4%)
Beta0.32
S&P 52W Chg14.58%
Avg Vol (30d)2.13M
Avg Vol (10d)1.32M
Technical Indicators
RSI (14)34.7
MACD-0.6560
MACD Signal-0.0579
MACD Hist.-0.5981
BB Upper77.91 PLN
BB Middle73.73 PLN
BB Lower69.54 PLN
BB Width11.35%
ATR (14)1.426 PLN
Vol Ratio (20d)0.51x