Intact Financial Corporation (TSX: IFC-PI) Stock Analysis & Fundamentals

IFC-PIIntact Financial Corporation

TSX · CA · Financial Services · Insurance - Property & Casualty · intactfc.com

25.82CAD+1.25%Mkt Cap: —P/E: 2.252d ago

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. It offers ins…

Industry Peers

Insurance - Property & Casualty

Screen all

PGR

The Progressive Corporation

$128.10BUSDP/E 11.1

TRV

Travelers Companies, Inc.

$75.55BUSDP/E 9.7

ALS

The Allstate Corporation

$60.16BUSDP/E 5.1

ALL

The Allstate Corporation

$64.36BUSDP/E 5.1

IFC

Intact Financial Corporation

$34.26BUSDP/E 14.8

FFH

Fairfax Financial Holdings Limited

$33.94BUSDP/E 7.9

ALL-PH

The Allstate Corporation

$28.42BUSDP/E 3.4

CINF

Cincinnati Financial Corporation

$25.86BUSDP/E 8.0

WRB

W. R. Berkley Corporation

$25.84BUSDP/E 14.3

UNI

Unipol Assicurazioni S.p.A.

Powszechny Zaklad Ubezpieczen SA

Gjensidige Forsikring ASA

CNA Financial Corporation

$13.49BUSDP/E 11.0

AFG

American Financial Group, Inc.

$11.91BUSDP/E 12.6

ORI

Old Republic International Corporation

$10.11BUSDP/E 9.2

KNSL

Kinsale Capital Group, Inc.

$8.64BUSDP/E 15.4

Key Statistics

Company

Market Cap—

Enterprise Value5.56B $

Revenue (TTM)19.36B $

Gross Profit3.47B $

Net Income (TTM)2.45B $

Revenue/Share109.11 USD

Last Price25.82 CAD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees32.0K

CountryCA

SectorFinancial Services

IndustryInsurance - Property & Casualty

ISIN—

Valuation

P/E (Trailing)2.25

P/E (Forward)—

PEG—

EV/EBITDA1.40

EV/Revenue0.29

P/S—

P/B0.22

EPS (TTM)11.48

EPS (Forward)—

52W Range

23.9093% of range25.97

52W High25.97 CAD

52W Low23.90 CAD

Profitability

Gross Margin17.92%

Oper. Margin14.51%

EBITDA Margin20.50%

Profit Margin12.91%

ROE16.15%

ROA5.35%

Growth

Revenue Growth3.70%

Earnings Growth-17.00%

Cash Flow & Leverage

Operating CF3.20B $

CapEx (TTM)332.82M $

FCF Margin19.85%

FCF Yield—

Net Debt1.21B $

Net Debt/EBITDA0.31

Balance Sheet

Debt/Equity0.25

Current Ratio0.34

Quick Ratio0.15

Book Value/Sh114.81 CAD

Cash/Share18.87 CAD

Dividends

Fwd Div Rate1.350 CAD

Trail. Div Rate5.600 CAD

Div. Yield5.30%

5Y Avg Yield5.62%

Payout Ratio—

Ex-Div DateSep 15, 2026

Pay DateSep 30, 2026

Analyst Consensus

Rating—

Target (Mean)—

Target Range—

# Analysts—

Ownership

Shares Out.—

Float175.55M

Insiders0.00%

Institutions20.57%

Short Interest

Short Ratio21.3d

Shares Short53.03K

Short (prev mo.)44.45K

Technical

SMA 5025.27 (+2.2%)

SMA 20024.77 (+4.2%)

Beta0.29

S&P 52W Chg18.16%

Avg Vol (30d)2.77K

Avg Vol (10d)751

Technical Indicators

RSI (14)60.0

MACD0.1219

MACD Signal0.1171

MACD Hist.+0.0048

BB Upper25.86 CAD

BB Middle25.48 CAD

BB Lower25.10 CAD

BB Width2.98%

ATR (14)0.2351 CAD

Vol Ratio (20d)0.12x