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MULT Multitude AG

XETRA · DE · Financial Services · Banks - Regional · multitude.com
5.820EUR-4.59%Mkt Cap: 135.46M $P/E: 6.26

Multitude AG, together with its subsidiaries, provides digital lending and online banking services in Finland. Its loan portfolio consists of micro loans, Plus loans, Prime loans, instalment loans, secured loans, and rev…

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Key Statistics

Company
Market Cap135.46M USD
Enterprise Value-193.12M USD
Revenue (TTM)145.29M USD
Gross Profit177.72M USD
Net Income (TTM)28.97M USD
Revenue/Share6.24 EUR
Last Price5.820 EUR
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees750
CountryDE
SectorFinancial Services
IndustryBanks - Regional
ISINCH1398992755
Valuation
P/E (Trailing)6.26
P/E (Forward)4.40
PEG—
EV/EBITDA—
EV/Revenue-1.33
P/S0.98
P/B0.84
EPS (TTM)0.93
EPS (Forward)1.39
52W Range
5.00036% of range7.250
52W High7.250 EUR
52W Low5.000 EUR
Profitability
Gross Margin68.07%
Oper. Margin23.00%
EBITDA Margin0.00%
Profit Margin11.09%
ROE12.81%
ROA1.92%
Growth
Revenue Growth12.00%
Earnings Growth11.10%
Cash Flow & Leverage
Operating CF73.79M USD
CapEx (TTM)15.29M USD
FCF Margin—
FCF Yield—
Net Debt-335.09M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.54
Current Ratio1.15
Quick Ratio1.14
Book Value/Sh7.27 EUR
Cash/Share19.82 EUR
Dividends
Fwd Div Rate0.55 EUR
Trail. Div Rate0.55 EUR
Div. Yield9.02%
5Y Avg Yield0.80%
Payout Ratio59.14%
Ex-Div DateApr 27, 2026
Pay Date—
Analyst Consensus
Rating—
Target (Mean)10.75 EUR
Upside (mean)+84.7%
Target Range8.000 EUR – 14.40 EUR
8.000+84.7% to mean14.40
# Analysts4
Ownership
Shares Out.21.41M
Float7.10M
Insiders60.10%
Institutions17.64%
Technical
SMA 505.688 (+2.3%)
SMA 2005.913 (-1.6%)
Beta0.88
S&P 52W Chg14.58%
Avg Vol (30d)7.29K
Avg Vol (10d)9.12K
Technical Indicators
RSI (14)65.1
MACD0.0505
MACD Signal0.0326
MACD Hist.+0.0179
BB Upper6.000 EUR
BB Middle5.794 EUR
BB Lower5.588 EUR
BB Width7.10%
ATR (14)0.1699 EUR
Vol Ratio (20d)5.13x