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MULTMultitude AG
XETRA · DE · Financial Services · Banks - Regional · multitude.com
6.040EUR+1.34%Mkt Cap: 140.58M $P/E: 6.49

Multitude AG, together with its subsidiaries, provides digital lending and online banking services in Finland. Its loan portfolio consists of micro loans, Plus loans, Prime loans, instalment loans, secured loans, and rev…

Industry Peers

Banks - Regional
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Key Statistics

Company
Market Cap140.58M $
Enterprise Value-196.38M $
Revenue (TTM)145.29M $
Gross Profit177.72M $
Net Income (TTM)28.97M $
Revenue/Share6.785 USD
Last Price6.040 EUR
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees750
CountryDE
SectorFinancial Services
IndustryBanks - Regional
ISINCH1398992755
Valuation
P/E (Trailing)6.49
P/E (Forward)4.37
PEG—
EV/EBITDA—
EV/Revenue-1.35
P/S0.97
P/B1.44
EPS (TTM)0.93
EPS (Forward)1.39
52W Range
5.00042% of range7.500
52W High7.500 EUR
52W Low5.000 EUR
Profitability
Gross Margin68.07%
Oper. Margin23.00%
EBITDA Margin0.00%
Profit Margin11.09%
ROE12.81%
ROA1.92%
Growth
Revenue Growth12.00%
Earnings Growth11.10%
Cash Flow & Leverage
Operating CF73.79M $
CapEx (TTM)15.29M $
FCF Margin—
FCF Yield—
Net Debt-335.09M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.54
Current Ratio1.15
Quick Ratio1.14
Book Value/Sh4.224 EUR
Cash/Share19.82 EUR
Dividends
Fwd Div Rate0.5500 EUR
Trail. Div Rate0.5500 EUR
Div. Yield9.23%
5Y Avg Yield1.07%
Payout Ratio59.14%
Ex-Div DateApr 29, 2026
Pay Date—
Analyst Consensus
Rating1.3 (Strong Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)10.85 EUR
Upside (mean)+79.6%
Target Range8.000 EUR – 14.40 EUR
€8.000+79.6% to mean€14.40
# Analysts4
Ownership
Shares Out.21.41M
Float7.10M
Insiders60.10%
Institutions17.75%
Technical
SMA 505.425 (+11.3%)
SMA 2005.958 (+1.4%)
Beta0.86
S&P 52W Chg18.16%
Avg Vol (30d)8.67K
Avg Vol (10d)18.55K
Technical Indicators
RSI (14)65.9
MACD0.1529
MACD Signal0.0564
MACD Hist.+0.0965
BB Upper6.115 EUR
BB Middle5.427 EUR
BB Lower4.739 EUR
BB Width25.35%
ATR (14)0.1980 EUR
Vol Ratio (20d)0.78x