PCZProCredit Holding AG
8.360EUR+0.36%Mkt Cap: 535.21M $P/E: 6.58

ProCredit Holding AG, together with its subsidiaries, provides commercial banking products and services for small and medium enterprises and private clients in Europe, South America, and Germany. The company accepts vari…

Key Statistics

Company
Market Cap535.21M $
Enterprise Value251.12M $
Revenue (TTM)472.12M $
Gross Profit472.12M $
Net Income (TTM)90.71M $
Revenue/Share8.016 USD
Last Price8.360 EUR
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees4.6K
CountryDE
SectorFinancial Services
IndustryBanks - Diversified
ISINDE0006223407
Valuation
P/E (Trailing)6.58
P/E (Forward)4.51
PEG
EV/EBITDA
EV/Revenue0.53
P/S1.13
P/B0.45
EPS (TTM)1.27
EPS (Forward)1.84
52W Range
6.90043% of range10.30
52W High10.30 EUR
52W Low6.900 EUR
Profitability
Gross Margin0.00%
Oper. Margin24.76%
EBITDA Margin0.00%
Profit Margin18.14%
ROE7.77%
ROA0.72%
Growth
Revenue Growth3.60%
Earnings Growth-23.10%
Cash Flow & Leverage
Operating CF-113.18M $
CapEx (TTM)44.96M $
FCF Margin
FCF Yield
Net Debt-446.70M $
Net Debt/EBITDA
Balance Sheet
Debt/Equity0.47
Current Ratio
Quick Ratio
Book Value/Sh18.31 EUR
Cash/Share28.01 EUR
Dividends
Fwd Div Rate0.4700 EUR
Trail. Div Rate0.4700 EUR
Div. Yield5.64%
5Y Avg Yield
Payout Ratio37.01%
Ex-Div DateJun 4, 2026
Pay Date
Analyst Consensus
Rating1.0 (Strong Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)15.00 EUR
Upside (mean)+79.4%
Target Range13.50 EUR16.00 EUR
13.50+79.4% to mean16.00
# Analysts3
Ownership
Shares Out.58.90M
Float34.24M
Insiders47.00%
Institutions19.41%
Technical
SMA 508.285 (+0.9%)
SMA 2008.173 (+2.3%)
Beta1.37
S&P 52W Chg18.16%
Avg Vol (30d)22.95K
Avg Vol (10d)23.45K
Technical Indicators
RSI (14)55.1
MACD-0.0051
MACD Signal-0.0128
MACD Hist.+0.0077
BB Upper8.353 EUR
BB Middle8.217 EUR
BB Lower8.081 EUR
BB Width3.31%
ATR (14)0.1665 EUR
Vol Ratio (20d)1.07x