PFS Provident Financial Services, Inc.

21.97USD-1.39%Mkt Cap: 2.87B $P/E: 9.19

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit pr…

Key Statistics

Company
Market Cap2.87B USD
Enterprise Value5.55B USD
Revenue (TTM)894.28M USD
Gross Profit894.28M USD
Net Income (TTM)291.16M USD
Revenue/Share6.85 USD
Last Price21.97 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees1.8K
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)9.19
P/E (Forward)8.59
PEG1.61
EV/EBITDA—
EV/Revenue6.21
P/S3.25
P/B1.00
EPS (TTM)2.40
EPS (Forward)2.59
52W Range
17.6955% of range25.49
52W High25.49 USD
52W Low17.69 USD
Profitability
Gross Margin0.00%
Oper. Margin52.27%
EBITDA Margin0.00%
Profit Margin33.45%
ROE10.28%
ROA1.17%
Growth
Revenue Growth3.80%
Earnings Growth9.00%
Cash Flow & Leverage
Operating CF442.26M USD
CapEx (TTM)11.54M USD
FCF Margin—
FCF Yield—
Net Debt2.65B USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.86
Current Ratio—
Quick Ratio—
Book Value/Sh22.29 USD
Cash/Share2.64 USD
Dividends
Fwd Div Rate0.96 USD
Trail. Div Rate0.48 USD
Div. Yield4.29%
5Y Avg Yield4.82%
Payout Ratio40.00%
Ex-Div DateAug 14, 2026
Pay DateAug 28, 2026
Analyst Consensus
Rating2.0 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)27.75 USD
Upside (mean)+26.3%
Target Range25.00 USD – 30.00 USD
25.00+26.3% to mean30.00
# Analysts6
Ownership
Shares Out.130.42M
Float126.33M
Insiders2.78%
Institutions77.60%
Short Interest
Short Ratio8.4d
Short % Float6.66%
Short % Out.4.71%
Shares Short6.15M
Short (prev mo.)5.89M
Technical
SMA 5023.64 (-7.0%)
SMA 20022.42 (-2.0%)
Beta0.82
S&P 52W Chg15.78%
Avg Vol (30d)836.05K
Avg Vol (10d)907.57K
Technical Indicators
RSI (14)32.9
MACD-0.3643
MACD Signal-0.3391
MACD Hist.-0.0251
BB Upper23.62 USD
BB Middle22.73 USD
BB Lower21.84 USD
BB Width7.81%
ATR (14)0.4154 USD
Vol Ratio (20d)0.92x