SJOVA Sjóvá-Almennar tryggingar hf.

ICE · IS · Financial Services · Insurance - Property & Casualty · sjova.is

42.40ISK+1.44%Mkt Cap: 358.71M $P/E: 13.33Today

Sjóvá-Almennar tryggingar hf., an insurance company, engages in providing property, casualty, and life insurance in Iceland. The company offers medical expense, income protection, workers compensation, motor vehicle liab…

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Key Statistics

Company

Market Cap358.71M USD

Enterprise Value350.89M USD

Revenue (TTM)273.42M USD

Gross Profit87.10M USD

Net Income (TTM)15.05M USD

Revenue/Share32.56 ISK

Last Price42.40 ISK

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees185

CountryIS

SectorFinancial Services

IndustryInsurance - Property & Casualty

ISIN—

Valuation

P/E (Trailing)13.33

P/E (Forward)—

PEG—

EV/EBITDA9.67

EV/Revenue1.28

P/S1.30

P/B2.03

EPS (TTM)3.18

EPS (Forward)—

52W Range

35.2064% of range46.40

52W High46.40 ISK

52W Low35.20 ISK

Profitability

Gross Margin31.86%

Oper. Margin12.98%

EBITDA Margin13.27%

Profit Margin5.93%

ROE8.60%

ROA2.69%

Growth

Revenue Growth11.40%

Earnings Growth1440.00%

Cash Flow & Leverage

Operating CF26.26M USD

CapEx (TTM)335.00K USD

FCF Margin-86.62%

FCF Yield-66.02%

Net Debt-2.92M USD

Net Debt/EBITDA-0.08

Balance Sheet

Debt/Equity0.05

Current Ratio0.89

Quick Ratio0.54

Book Value/Sh20.67 ISK

Cash/Share1.38 ISK

Dividends

Fwd Div Rate0.95 ISK

Trail. Div Rate0.95 ISK

Div. Yield2.26%

5Y Avg Yield—

Payout Ratio29.87%

Ex-Div DateMar 13, 2026

Pay Date—

Analyst Consensus

Rating—

Target (Mean)—

Target Range—

# Analysts—

Ownership

Shares Out.1.16B

Float822.36M

Insiders31.58%

Institutions53.45%

Technical

SMA 5042.47 (-0.2%)

SMA 20041.39 (+2.4%)

Beta0.36

S&P 52W Chg14.58%

Avg Vol (30d)1.03M

Avg Vol (10d)1.18M

Technical Indicators

RSI (14)56.7

MACD-0.1642

MACD Signal-0.2688

MACD Hist.+0.1046

BB Upper42.72 ISK

BB Middle41.52 ISK

BB Lower40.32 ISK

BB Width5.77%

ATR (14)0.3395 ISK

Vol Ratio (20d)5.98x